If you are an individual working or living abroad you need a tailor-made International Health Insurance plan that is specific to you and your needs. At Allianz Care we offer packages for individuals, families, students, those planning a family along with employees leaving a company plan.
What is International Health Insurance?
Though this is a common misconception, these two types of insurance are not the same. Travel insurance covers things like cancellations, loss of luggage or personal belongings and some emergency medical treatment. It is for short breaks abroad and has a limited duration.
International Health Insurance provides you with long term cover for both emergency and routine health care. Plans differ but cover usually includes hospital stays, routine check-ups, pre-existing conditions and more.
Do I need International Health Insurance to travel abroad?
Does my health insurance cover international travel?
What does an International Health Insurance plan offer?
Allianz Care international health insurance policies are flexible to meet your needs. Every policy differs per individual. We have two levels of cover - Care Pro and Care Plus. Both cover the following as standard:
- Hospital accommodation in a private room
- In-patient / day-care and emergency out-patient treatment
- Medical evacuation
- Oncology services
Care Pro also provides cover for emergency dental treatment.
There is a range of optional extras that you can then add on to your policy including plans for out-patient care, dental care, repatriation and maternity cover.
Geographical area of cover
This is the geographical area in which you are covered for international health insurance. Our policies provide cover for three areas: Worldwide, Worldwide excluding USA and Africa only. The cost of your cover will depend on your chosen area. You can receive treatment in any country within your chosen area of cover.
For example, if you require treatment that is not available locally and you have medical evacuation cover as part of your policy we will cover your travel costs to the nearest eligible medical centre. If the treatment you require is available locally but you would prefer to receive it in another facility within your area of cover we will cover the treatment but you will have to pay for your own travel. We have a network of over 900,000 approved medical providers across the world.