Cover for you and your family

 International Health Insurance
for Singapore

The insurer for our Singapore plans is Allianz Global Corporate & Specialty SE Singapore, supported by AWP Health & Life SA, trading as Allianz Care.
In the context of this page We/Our/Us is Allianz Global Corporate & Specialty SE Singapore.

 
We've worked with the Allianz Global Corporate & Specialty SE Singapore Branch to craft a selection of medical insurance plans designed specifically for Singapore, drawing on our many years of expertise in international health insurance.

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Maximum Plan Benefit
$5,000,000
SGD6,500,000
Maximum Plan Benefit
$4,000,000
SGD5,200,000
Maximum Plan Benefit
$2,250,000
SGD2,925,000
Type of room
Private Room
Private Room
Private Room
In-patient / Daycare
Oncology
Medical evacuation
Nursing at home or in a convalescent home
$5,740/SGD7,500 
$3,820/SGD5,000 
$3,375/SGD4,400
Preventative surgery
$40,500/SGD53,000 
$27,000/SGD35,100 
Out-patient plan
Dental plan
Repatriation plan
Maternity plan
Mori
Getting your policy is much easier and faster when you choose our dummy Moratorium underwriting option.  There are no medical questionnaires to complete. It’s hassle free.
Our international health specialists would be happy to discuss further plans and options.
Get in touch today to request a quick quote. If you have a question, would like to learn more, or if you just want to chat through your options, our international health team are here to help. 
 
Find the answers to our most commonly asked questions about the nature of our cover and how we protect members globally. 

We offer international health insurance plans in multiple areas – please check your Insurance Certificate to confirm which one applies to you. 

For example, if your area of cover is “Worldwide”, this means that your cover will be valid everywhere in the world. If your area of cover is “Singapore”, then your cover will be valid everywhere in Singapore.

*Our policies don’t provide any cover or benefit for any business or activity to the extent that either the cover or benefit or the underlying business or activity would violate any applicable sanction law or regulations of the United Nations, the European Union or any other applicable economic or trade sanction law or regulations. The areas of cover are subject to your policy terms and conditions.

You will be covered on an emergency basis if you are on a short term visit outside of Singapore. For example, if you are on holiday in the Egypt, but have purchased a Worldwide Excluding Egypt plan -  There is cover for emergencies in Egypt for a maximum of 42 days (for trips of a maximum period of six weeks – unlimited number of trips). Please see our Benefit Guide for general terms & conditions.

Moratorium underwriting sets a waiting period for pre-existing medical conditions to limit the insurance risk. This means that:

  • You won't need to tell us about pre-existing conditions of any member to be covered when you apply.
  • There will be a 24-month waiting period before claims for any pre-existing medical conditions may become eligible.
  • Pre-existing medical conditions may be covered, provided the member did not have symptoms, needed or received treatment, medication, a special diet or advice, or had any other indications of the condition. This is suitable for individuals or groups where members have no pre-existing conditions.
  • Claims Process may be longer as each time we receive a claim, we'll look at the member medical history. We may also ask for additional information to understand if the symptom or condition is new or pre-existing.
  • This option is available to individuals or groups with 3 to 9 policies
  • Availability of Moratorium Underwriting is dependent on geographical location and the relevant local country regulations in place.

 

Full medical underwriting  is when we assess the insurance risk before cover starts.  This means that:

  • You’ll be asked to complete a medical questionnaire for each person to be covered, telling us about pre-existing conditions when you apply.
  • Pre-existing conditions may not be covered (or there may be a surcharge to cover pre-existing conditions). Members will be asked to complete an application form disclosing their medical history before cover starts. Our underwriting team will then assess the information and decide if we are able to offer cover for medical conditions disclosed on the form.
  • Claims process is shorter because we already know if pre-existing conditions are covered.
  • This option is available to individuals or groups with 3 to 9 policies.

 

Medical History Disregarded terms is when members’ health information is not assessed. This means that:

  • You won't need to tell us about pre-existing conditions of any member to be covered.
  • Pre-existing conditions are usually covered.
  • Claims process is shorter because we already know that pre-existing conditions are covered.
  • This option is usually offered to groups with more than 10 policies. 

dummy FIND OUT MORE

Most of our contracts are for one year – but we have a short-term plan to suit members who need international health insurance for less than a year.

For all products, there is a 30 day cooling off period from the start date. After this, the policy may not be cancelled until renewal, regardless of whether a monthly or annual payment frequency is chosen. For more information please contact our dedicated sales team on +353 1 514 8480.

In-patient cover relates to all treatment which occurs when a member is an "in-patient" (staying overnight/for a period of time) in the hospital.  Out-patient claims (such as doctor visits, buying prescription drugs) would only be covered if an out-patient plan was bought together with the in-patient one. We have a range of different levels of cover for both in-patient and out-patient treatment.

We generally  cover pre-existing conditions (including pre-existing chronic conditions), unless we say otherwise in writing before policy inception. If your underwriting terms are moratorium,there will be a  24 months waiting period before claims for any pre-existing medical conditions may become eligible. Once you’ve completed a continuous 24-month period after your start date, your pre-existing medical condition may be covered, provided that you’ve not had symptoms, needed or received treatment, medication, a special diet or advice, or had any other indications of the condition.

For further information, Please call our dedicated sales team.

You will have access to local support via a highly trained, 24/7 multilingual Helpline team, and access to the Specialty SE Singapore Branch,  this team is decicated to assist you during emergencies or answer any questions you might have about your policy. 
Yes Allianz offer a selection of plans with different levels of cover in Singapore. You can choose from our 4 levels of plans ranging from Essential to Premier. For more information you can contact one of our Advisors +65 6 297 2529.
Call our experienced team of international insurance specialists at +65 629 77134 for a quick quote, or download our application form.

Did you know that we have a support page for members with all you need to know to make the most of your cover.