The cost of global health insurance varies based on factors such as age, country of residence, number of members included in the policy, destination countries, coverage level, pre-existing conditions and medical history (for individual and small groups).
If you have any queries about our plans and services, please get in touch with our sales team.
Expatriate health insurance plans are designed for people who spend long periods overseas. It works much like health insurance at home: you’re not just covered for emergency treatment, but also for your diagnosis and post-treatment care. This type of insurance ensures access to quality healthcare in all countries within the area of cover. For example, if the chosen area of cover is “Worldwide”, this means that cover will be valid everywhere in the world. If area of cover is “Africa”, then your cover will be valid everywhere in Africa*.
*Our policies don’t provide any cover or benefit for any business or activity to the extent that either the cover or benefit or the underlying business or activity would violate any applicable sanction law or regulations of the United Nations, the European Union or any other applicable economic or trade sanction law or regulations.
Yes, you can get international health Insurance with worldwide coverage. Our plans are designed to cover you whether you're living abroad, traveling frequently, or relocating to multiple countries. For most plans you can choose coverage that includes or excludes the USA, depending on your needs and budget.
*Our policies don’t provide any cover or benefit for any business or activity to the extent that either the cover or benefit or the underlying business or activity would violate any applicable sanction law or regulations of the United Nations, the European Union or any other applicable economic or trade sanction law or regulations.
Your dependents can be added to your international health insurance policy subject to the medical underwriting terms you accepted; either full medical underwriting or Moratorium. They would be subject to their own premium which would be derived from their age, cost of healthcare in the primary country of residence and any special condition that may be applied to the policy.
We do not provide travel or holiday insurance, but we have a short-term plan to suit members who need international health insurance for less than a year. Find out more about our short-term plan.
If you would like a quote for travel insurance – please contact our colleagues at Allianz Travel.
You can choose to pay your premiums annually, half-yearly, quarterly or monthly by direct debit card. You can also pay by bank transfer, but monthly payments won’t be available if you choose this payment method. Payments are subject to the following administration surcharges: 0% for annual payment, 3% for half-yearly payments, 4% for quarterly payments and 5% for monthly payments.
This means that we will cover you on an emergency basis if you are on a short-term visit outside your region of cover. For example, if you are on holiday in a country outside your chosen area of cover, but have purchased a plan that does not include that country - There is usually cover for emergencies in that country for a limited amount of time. Please refer to your chosen plan's Table of Benefits and Benefit Guide for general terms & conditions.
Our policies are subject to full medical underwriting. Pre-existing conditions can be accepted, surcharged or excluded depending on their nature. In order to find out about our underwriting approach with respect to a pre-existing condition, please call our sales team on +353 15 1 48480 who will be happy to guide you through the process.
