Our medical insurance plans include coverage for a wide range of in-patient, day-care, and maternity treatments, as well as evacuations and repatriations. You can also add optional coverage levels, such as out-patient and dental plans. Our plans also include treatment for covid-19, subject to terms and conditions.
With our cutting-edge services, you can explore our digital library, engage with our 24/7 telehealth service, make a call or secure an in-person consultation. Whether looking after your personal fitness, seeking emotional support or facing a medical emergency, you can be sure of exceptional support.
Simply, efficiently, and conveniently.
Your cover is also subject to:
Sanctions suspension clause:
Any benefits, cover and claims payments are suspended if any element of the cover, benefit, activity, business, or underlying business exposes us to:
The above suspension will continue until such time as we are no longer exposed to any such sanction, prohibition, or restriction.
You have access to a range of services gathered in one convenient hub to help protect you and your family from preventable health risks. Our services include Telehealth, Expat assistance programme, Mental health app, Fitness coaching App, Nutrition Hub, Travel Security and more.
The ratings provided are based on recent reviews from individuals who utilise the same type of device as you. Please note that these ratings may not reflect the experiences of all users and are subject to change over time. Individual experiences may vary.
Our core plan options include a comprehensive selection of in-patient benefits and day-care such as hospital accommodation, surgery, medical evacuation and much more.
All our core plans include a selection of Global Health Services that aim to improve the quality of your life.
Add any of the optional plans.
Choose your area of cover: Worldwide, Worldwide excluding USA, Africa or Europe.
Getting your policy is much easier and faster when you choose our Moratorium underwriting option. There are no medical questionnaires to complete. It’s hassle free.
Short-term international health insurance for individuals and families working or living abroad for less than a year.
Financially strong company with A+ Superior, A.M. Best rating. Number 1 insurance brand by Interbrand for the seventh year running.
Growing network of over 2 million quality medical providers, settling medical bills directly with the provider for most in-patient treatments.
Always on: 24/7 multilingual Helpline and Emergency Assistance Services.
Fully completed medical claims processed within 48 hours.
You can choose to pay your premiums annually, half-yearly, quarterly or monthly by direct debit card. You can also pay by bank transfer, but monthly payments won’t be available if you choose this payment method. Payments are subject to the following administration surcharges: 0% for annual payment, 3% for half-yearly payments, 4% for quarterly payments and 5% for monthly payments.
For further information, please contact our Sales Team.
Certain services that may be included in your plan are provided by third party providers. If included in your plan, these services will show in your Table of Benefits. These services are made available to you subject to your acceptance of your policy’s terms and conditions, as well as the service’s terms and conditions as set out by the relevant third party service provider. By accepting the third party service providers’ terms and conditions, you enter a separate contractual relationship directly with them. Their services may be subject to geographical restrictions. Full details of the third party service providers’ terms and conditions are available in their websites and in the relevant application and/or platform where services may be hosted. The third party service providers are independent data controllers, and we recommend that you review their privacy notices to understand how they process your personal data. The third party service providers offer non-insurance services that are not intended to be a substitute for in-person medical consultations, diagnosis, treatment, assessment or care. You understand and agree that the insurer, its reinsurer and their administrators are not responsible or liable for any claim, loss or damage, directly or indirectly resulting from your use of any of these third party services.
