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International Group Health
Insurance

A trusted partner with a wide range of group health insurance
solutions for all of your business healthcare needs.

For more than 130 years, we have helped international organisations of all sizes to look after the health of their employees.


As a proven market leader recognised around the world for its insurance expertise and financial stability, we know that what got us here won’t keep us at the top.

That’s why we are investing and building the future, building pioneering ecosystems and innovative solutions. Combining tradition of excellence with our drive to go beyond the traditional is what sets us apart from the competition.


Your employees have access to a range of services gathered in one convenient hub to help protect them from preventable health risks. Our services include Telehealth, Employee Assistance programme, Mind coaching app, Fitness coaching App, Nutrition Hub, Travel Security and more.

The ratings provided are based on recent reviews from individuals in your region who utilize the same type of device as you. Please note that these ratings may not reflect the experiences of all users and are subject to change over time. Individual experiences may vary.

Our easy-to-use online services enable employers to efficiently manage a wide range of tasks, including viewing group details, setting up new policies, reviewing and modifying existing policies, generating reports, and accessing group invoices and payment methods
Boost your globally mobile team's health and wellbeing with our ready-to-use wellness campaigns. This hub covers a wide range of topics, including cancer prevention, respiratory conditions, health checks, anxiety management and more. Here you can find email campaigns, flyers and posters to help your team maximize their health cover.
MyHealth digital services serves as the go-to resource for your employees to submit and track claims, explore their coverage, view policy information and digital membership cards, and access a suite of digital tools and services designed to support their health and wellness.


Getting your group policy is much easier and faster when you choose our Moratorium underwriting option. There are no medical forms to complete. It’s hassle free.

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We also offer tailor-made group international health insurance solutions to suit groups of over 100 employees and their dependants. 
Ensure reliable international insurance coverage for your employees worldwide with our Summit regional plans. Tailored to meet unique regional needs and comply with local regulations. Summit group international health insurance plans are available in:
Talk to the experts! If you have any questions, or if you're not sure which plan best suits your employees, our team would be delighted to guide you through your choices.

Financially strong company with A+ Superior, A.M. Best rating. Number 1 insurance brand by Interbrand for the seventh year running.

Growing network of over 2 million quality medical providers, settling medical bills directly with the provider for most in-patient treatments.
Always on: 24/7 multilingual Helpline and Emergency Assistance Services.
Fully completed medical claims processed within 48 hours.
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We've put together a handy brochure, with key information for our insurance partners, including products, services and benefits
We know you might want more information about international health insurance, so we've put together a list of our most commonly-asked questions right here.
International insurance with Group terms can be offered when there are three or more staff members.
For groups wishing to get a quote for international health insurance, please contact our Sales Support Team who will be happy to provide you with a quote based on your requirements.
Generally, all insured members within an international healthcare group will have the same level of cover. However, for larger groups, we are able to accommodate different levels of cover through the creation of sub-groups. For further information, please contact our Sales Support Team.
Global Employee Benefit Programs are risk management and pension solutions designed to simplify things, streamlining administration, adapting to local needs and providing consistent protection for employees worldwide. With more than 110 insurance partners in over 90 countries, our established insurer network allows us to incorporate local employee benefits, insurance solutions (life, health, disability, accident and pension) and services into global programs. Our Global Employee Benefit Programs reduce complexity, deliver innovative local solutions, and provide insightful global reporting in a simple way.
Note: Our Global Employee Benefit Programs are subject to availability, which may vary depending on region. For more information, contact one of our Global Employee Benefit Programs experts
We offer Emergency Healthcare Plans for groups who only wish to cover the medical emergencies of employees travelling abroad.

The group can be covered for single or multiple trips to the region where the healthcare plan is held for up to or a combined maximum of either:
  • 90 travel days per insurance year
  • 180 travel days per insurance year

* Please note that the purpose of this insurance plan is to provide medical care during emergency situations. Any ongoing or further treatment that is required after the emergency situation is not covered by this policy. The areas of cover are subject to our terms and conditions.

We offer coverage and support for most countries around the world with certain locations supported via specific regional plans. For specific group coverage queries, please contact our Sales Team, and they will be happy to assist you.
If you want more information on international health insurance for a group or would like a quote,  get in touch with us.

We generally  cover pre-existing conditions (including pre-existing chronic conditions), unless we say otherwise in writing before policy inception. If your underwriting terms are moratorium or CPME/CTT (previously MORI), there will be a 24 month waiting period before claims for any pre-existing medical conditions may become eligible. Once you’ve completed a continuous 24-month period after your start date, your pre-existing medical condition may be covered, provided that you’ve not had symptoms, needed or received treatment, medication, a special diet or advice, or had any other indications of the condition.

For further information, please contact our Sales team.

Here’s the story behind what we do and why we do it. Our mission is to help you be well.
Logo ITIJ Award Winner

ITIJ Award Winner

International Travel and Health Insurer of the Year.
Logo EFMA & Accenture Innovation

EFMA & Accenture Innovation in Insurance Awards Win

EFMA & Accenture Innovation in Insurance Awards 2022.
Logo UK Health & Protection Award Win

UK Health & Protection Award Win

Best International Group Health Insurance Provider 2023.
Did you know that we have a support page for members with all you need to know to make the most of your cover ?

Certain services that may be included in your plan are provided by third party providers. If included in your plan, these services will show in your Table of Benefits. These services are made available to you subject to your acceptance of your policy’s terms and conditions, as well as the service’s terms and conditions as set out by the relevant third party service provider. By accepting the third party service providers’ terms and conditions, you enter a separate contractual relationship directly with them. Their services may be subject to geographical restrictions. Full details of the third party service providers’ terms and conditions are available in their websites and in the relevant application and/or platform where services may be hosted. The third party service providers are independent data controllers, and we recommend that you review their privacy notices to understand how they process your personal data.  The third party service providers offer non-insurance services that are not intended to be a substitute for in-person medical consultations, diagnosis, treatment, assessment or care. You understand and agree that the insurer, its reinsurer and their administrators are not responsible or liable for any claim, loss or damage, directly or indirectly resulting from your use of any of these third party services.