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Taking care of you and your team

Health Insurance for employees
in Vietnam

Our Vietnam plans are offered through our partnerships with Bao Viet Insurance Corporation. In the context of this page We/Our/Us is Bao Viet Insurance Corporation.

We secure your future 

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We’ve designed the Summit plans for small to mid-sized businesses (covering 3 to 100 employees), to provide affordable and locally compliant Expat Health Insurance Plans as well as healthcare plans for local employees travelling abroad for business.


Vietnamese Healthcare plans include digital or in-person support 24/7

Support

Emotional Wellbeing

Support for mental and emotional wellbeing with apps and services such as Expat assistance programme, Digital check-up and Wysa mind coaching app
 

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Innovative.

Digital  for convenience

Online access  to insurance documents, benefits and wellness tools and services to help employees  manage their  health
 

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FIND OUT MORE

Global.

Global telehealth services

Employees can talk to an experienced medical team 24/7 via phone, tablet or computer
 

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Support.

24/7 Helpline

Available to support your employees

CALL US

 

Tech.

Second Medical Opinion

Expert medical support if you are unsure about a diagnosis or a surgery


Summit  international healthcare plan for Vietnam

Our plan includes cover for a wide range of in-patient, out-patient, day-care treatments and maternity as well as optional levels of cover such as dental, optical and repatriation benefits. Talk to our highly experienced Sales Team and get a quote.
Request a call back


Build your plan



With our international healthcare plans,  you can build your plan to suit the needs of your employees and your budget.
Step 1:
Choose your Core plan and pick a deductible or co-payment

Our core plan options include a comprehensive selection of in-patient benefits, day-care, maternity and out-patient benefits such as hospital accommodation, surgery, medical evacuation and much more.

All our core plans include a selection of Global Health Services that aim to improve the quality of life of your expat team.
Step 2:
Add any of the optional plans and tailor your benefit limits    

Provides flexibility and choice to enhance your cover by tailoring select benefit limits and adding any of our optional plans, such as dental, optical and repatriation cover.

Step 3: 
Choose your area of cover:
Worldwide and Worldwide excluding USA or Tailored area of cover    
 

Multi-country access to cover so employees can use their cover in any country included within the area of cover. It is a good idea to select an area where your employees normally travel to or are based for work purposes.  

The area of cover can be tailored for large group schemes. Terms and conditions and regulatory restrictions apply.

Explore our Summit health insurance plans
for Vietnam

Together with our partners, we've carefully crafted a selection of plans designed specifically for Vietnam, drawing on our many years of expertise in international health insurance.

Swipe to view more

Vietnam Summit 5000

Overall Maximum Policy Limit
US$5,000,000

Vietnam Summit 4000

Overall Maximum Policy Limit
US$4,000,000

Vietnam Summit 2500

Overall Maximum Policy Limit
US$2,500,000

Vietnam Summit 1750

Overall Maximum Policy Limit
US$1,750,000
Type of room
Private Room
Private Room
Private Room
Private Room
In-patient / Day-care
Oncology
In-patient, day-care and out-patient treatment.
Medical Evacuation
  • Where necessary treatment is not available locally, we will evacuate the insured person to the nearest appropriate medical centre
  • Where ongoing treatment is required, we will cover hotel accommodation costs
  • Evacuation in the event of unavailability of adequately screened blood
  • If medical necessity prevents an immediate return trip following discharge from an in-patient episode of care, we will cover hotel accommodation costs for a max. of 14 days
Nursing at home or in a convalescent home
Immediately after or instead of hospitalisation.
Preventative Surgery
In-patient, day-care and out-patient treatment.
US$40,500
US$40,500
✖
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Rehabilitation treatment
  • In-patient, day-care and out-patient treatment; must commence within 14 days of discharge after the acute medical and/or surgical treatment ceases
  • Covered only if you’ve received in-patient treatment for three or more consecutive days/nights for the same medical condition
Max. 120 days
per discharge
Max. 90 days
per discharge
Max. 60 days
per discharge
Max. 30 days
per discharge
Infertility treatment
18 months waiting period applies
US$16,200
per lifetime
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Accidental death benefit
Insured members aged 18 to 70.
US$13,500
✖
✖
✖
Health and wellbeing checks
US$1,000
US$500
✖
Upgrade available:
you can add this benefit to your plan
✖
Upgrade available:
you can add this benefit to your plan
Complications of pregnancy and childbirth
  • 12 months waiting period and co-payment apply
  • ‘Routine maternity’ can be added to Summit 5000, 4000 and 2500 plans (12 months waiting period and separate benefit limit applies)
  • Summit 5000, 4000 and 2500 plans also include ‘Elective circumcision for newborn males’ (separate benefit limit applies)

US$50,000 per pregnancy

Ask us for other options available

US$15,000 per pregnancy

Ask us for other options available

US$15,000 per pregnancy

Ask us for other options available

✖
Out-patient medical practitioner/ Specialist fees/ Diagnostic tests

Shared benefit limit for:

  • Pre-hospitalisation tests
  • Video consultation services
  • Medical practitioner fees
  • Prescribed drugs and dressings
  • Specialist fees
  • Diagnostic tests
  • MRI scans
  • Emergency out-patient treatment
US$15,000
US$5,000
✖

Optional Deductible and Co-payment

Co-payment options

Co-payments apply to all treatments received on an out-patient basis, with the exception of:

  • Oncology
  • Video consultation services (when accessed via TeleHealth Hub)
  • Psychiatry and psychotherapy (out-patient treatment)
  • Vaccinations
  • Health and wellbeing checks
  • Cancer screening

A separate co-payment may apply to dental, optical and maternity benefits (where included).

No co-payment 
or
10% up to max. US$2,000
or
20% up to max. US$4,000
or
30% up to max. US$5,000
No co-payment 
or
10% up to max. US$2,000
or
20% up to max. US$4,000
or
30% up to max. US$5,000
No co-payment 
or
10% up to max. US$2,000
or
20% up to max. US$4,000
or
30% up to max. US$5,000
✖
Deductible options

Deductibles don’t apply to the following benefits:

  • Oncology
  • Psychiatry and psychotherapy (in-patient and day-care treatment)
  • In-patient cash benefit
  • Vaccinations
✖
✖
✖
No deductible
or
US$1,000
or
US$2,000
or
US$4,000

Global Health Services

Expat Assistance Programme (EAP)

Offers access to a range of 24/7 multilingual support services as follows:

  • Confidential, professional counselling (in-person, phone, video and chat)
  • Legal and financial support services
  • Critical incident support
  • Wellness website access
Travel Security Services

Travel Security Services offers 24/7 access to personal security information and advice for all your travel safety queries. This includes:

  • Emergency Security Assistance Hotline (not a free phone number)
  • Country intelligence and security advice
  • Daily security news updates and travel safety alerts
Olive Health & Wellness support program

Our Health & Wellness support program includes, for example:

  • HealthSteps fitness app
  • Access to wellness resources 
MyHealth Digital Services
  • Manage your cover online with our app or portal
  • Submit and track progress of claims
  • Access your policy documents, health services, payment details and more
Second Medical Opinion Service
Offers access to expert help on the best treatment options available, if you have been diagnosed with a serious illness or had surgery recommended.

Optional plans

Dental plan
6 months waiting period applies. Limits refer to dental treatment, dental surgery, periodontics and dental prostheses. Vietnam Summit 5000 and 4000 plans also include Orthodontic treatment and Vietnam Summit 5000 includes dental implants (separate benefit limit applies)
US$1,500
Ask us for other options available
US$1,000
Ask us for other options available
US$750 
Ask us for other options available
✖
Optical plan
Limits refer to Prescribed glasses and contact lenses including eye examination. Vietnam Summit 5000 and 4000 plans also include Laser eye treatment (separate benefit limit applies)
80% refund, up to US$500
Ask us for other options available
80% refund, up to US$250
Ask us for other options available
80% refund, up to US$250
Ask us for other options available
✖
Repatriation plan

Vietnam Summit 5000

Overall Maximum Policy Limit
US$5,000,000

Benefit Guide PDF

Vietnam Summit 4000

Overall Maximum Policy Limit
US$4,000,000

Benefit Guide PDF

Vietnam Summit 2500

Overall Maximum Policy Limit
US$2,500,000

Benefit Guide PDF

Vietnam Summit 1750

Overall Maximum Policy Limit
US$1,750,000

Benefit Guide PDF

helpline

Faster onboarding for your group

Getting your group policy is much easier and faster when you choose our Moratorium underwriting option. There are no medical forms to complete.
It’s hassle free.
 

GET A QUOTE      


Looking for a tailored plan?

We also offer tailor-made solutions to suit groups of over 100 employees and their dependants.
Get in touch


A solution that works

Simplicity.

Flexibility

Flexible, modular plans:  build the cover you need.  You can even tailor the benefit limits for some treatments.

Global.

Worldwide reach

We offer a network of over 1.9M quality medical providers worldwide, settling medical bills directly with the provider for most in-patient treatments. 

Affordability.

Cost savings

We apply effective cost containment and fraud prevention methods to drive your savings.

Allianz Logo..

Trusted leader

Financially strong company with A+ Superior, A.M. Best rating. Number 1 insurance brand by Interbrand for the fifth year running

Shaping the future.

Innovative Partner

With MyHealth app and portal members can submit claims, explore their cover, view policy and access digital tools and services to help them manage their health and wellness.

Cost savings.

Quick and Efficient

Fully completed medical claims processed within 48 hours.

FAQs

We know you might want more information about international health insurance, so we've put together a list of our most commonly-asked questions right here.

Group terms for International insurance can be offered to Expats in Vietnam when there are three or more staff members.

For groups wishing to get a quote for international health insurance, please contact our Sales Support Team who will be happy to provide you with a quote based on your requirements.

Generally, all insured members within an international healthcare group will have the same level of cover. However, for larger groups, we are able to accommodate different levels of cover through the creation of sub-groups. For further information, please contact our Sales Support Team.

Moratorium underwriting sets a waiting period for pre-existing medical conditions to limit the insurance risk. This means that:

  • You won't need to tell us about pre-existing conditions of any member to be covered when you apply.
  • There will be a 24-month waiting period before claims for any pre-existing medical conditions may become eligible.
  • Pre-existing medical conditions may be covered, provided the member did not have symptoms, needed or received treatment, medication, a special diet or advice, or had any other indications of the condition. This is suitable for individuals or groups where members have no pre-existing conditions.
  • Claims Process may be longer as each time we receive a claim, we'll look at the member medical history. We may also ask for additional information to understand if the symptom or condition is new or pre-existing.
  • This option is available to individuals or groups with 3 to 9 policies
  • Availability of Moratorium Underwriting is dependent on geographical location and the relevant local country regulations in place.

Medical History Disregarded terms is members’ health information is not assessed. This means that:

  • You won't need to tell us about pre-existing conditions of any member to be covered.
  • Pre-existing conditions are usually covered.
  • Claims process is shorter because we already know that pre-existing conditions are covered.
  • This option is usually offered to groups with more than 10 policies.  

We offer coverage and support for most countries around the world with certain locations supported via specific regional plans.

For specific group coverage queries, please contact our Sales Team, and they will be happy to assist you.

We generally  cover pre-existing conditions (including pre-existing chronic conditions), unless we say otherwise in writing before policy inception. If your underwriting terms are moratorium or CPME/CTT (previously MORI), there will be a 24 month waiting period before claims for any pre-existing medical conditions may become eligible. Once you’ve completed a continuous 24-month period after your start date, your pre-existing medical condition may be covered, provided that you’ve not had symptoms, needed or received treatment, medication, a special diet or advice, or had any other indications of the condition.

For further information, please contact dedicated our dummy Sales team.
If you want more information on international health insurance for a group or would like a quote, get in touch with us.

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