In most cases, we can assist you with keeping healthcare cover to suit your needs. Please contact us in advance of your renewal to ensure there is no break in your cover. Arrange a call back today - we'd love for you to join the Allianz Care global family.
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Switching
health insurance
and discover how we make access to healthcare simpler, easier and safer for members worldwide
Looking to change your expat healthcare cover to Allianz Care? We’re here to help
Allianz Care’s expat insurance will be there for you and your family
We are a secure, global company with many years of experience in international healthcare. We're proud to have helped thousands of people worldwide by offering them assistance, advice and above all, peace of mind when switching providers.
Digital or in-person support around the clock
Our international health insurance plans
Our plans include cover for a wide range of in-patient and day-care treatments as well as an optional level of cover such as out-patient, dental, maternity and repatriation benefits. Our plans also include treatment for covid-19, subject to terms and conditions.
Your cover is also subject to:
- Policy definitions and exclusions
- Any special conditions shown on your Insurance Certificate (and on the Special Condition Form issued before the policy comes into effect, where relevant).
- Any policy endorsements, policy terms and conditions and any other legal requirements.
- Costs being reasonable and customary in accordance with country of treatment, standard and generally accepted medical procedures. If we consider a claim to be inappropriate, we reserve the right to decline or reduce the amount we pay.
Cover is not provided if any element of the cover, benefit, activity, business or underlying business violates any applicable sanction law or regulations of the United Nations, the European Union or any other applicable economic or trade sanction law or regulations.
Please check your Insurance Certificate, Benefit Guide and Table of Benefits to find out more.
Choose your plan
With our international healthcare range of plans, you can choose one that best suit your needs and budget
Care Pro
Maximum Plan Benefit:
€3,703,705
€3,703,705
Care Plus
Maximum plan benefit
€2,963,000
€2,963,000
Care
Maximum plan benefit
€1,851,850
€1,851,850
Type of room
Private Room
Private Room
Semi-private room
In-patient / Day-care
Oncology
In-patient, day-care and out-patient treatment and personal oncology case manager services.
Medical evacuation
- Where necessary treatment is not available locally, we will evacuate the insured person to the nearest appropriate medical centre
- Where ongoing treatment is required, we will cover hotel accommodation costs
- Evacuation in the event of unavailability of adequately screened blood
- If medical necessity prevents an immediate return trip following discharge from an in-patient episode of care, we will cover hotel accommodation costs
Laser eye treatment
€1,000
Global Health Services
Optional Core Plan Deductibles
Deductible amount
No deductible
€450
€750
€1,500
€3,000
€6,000
€10,000
Discount on your annual premium when you don’t add a maternity plan
0% premium discount
5% premium discount
10% premium discount
20% premium discount
35% premium discount
50% premium discount
60% premium discount
Discount on your annual premium when you add a maternity plan
0% premium discount
2.5% premium discount
5% premium discount
10% premium discount
17.5% premium discount
25% premium discount
30% premium discount
Switch today
Members all around the world feel protected and cared for by us. Switching is easy, so arrange a call back today - we'd love for you to join the Allianz Care global family.
Real stories, real people.
Here’s the story behind what we do and why we do it. Our mission is to help you be well.
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Why choose us?
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FAQs
Find the answers to our most commonly asked questions about the nature of our cover and how we protect members globally.
You can receive treatment in any country within your area of cover, as shown in your Insurance Certificate.
If the treatment you need is available locally but you choose to travel to another country in your area of cover, we will reimburse all eligible medical costs incurred within the terms of your policy; except for your travel expenses.
If the eligible treatment is not available locally, and your cover includes “Medical evacuation”, we will also cover travel costs to the nearest suitable medical facility. To claim for medical and travel expenses incurred in these circumstances, you will need to complete and submit the Treatment Guarantee Form before travelling.
You are covered for eligible costs incurred in your home country, provided that your home country is in your area of cover.
This is the geographical territory where your cover is valid. We offer multiple geographical area of cover options – please check your Insurance Certificate to confirm which one applies to you.
For example, if your area of cover is “Worldwide”, this means that your cover will be valid everywhere in the world. If your area of cover is “Africa”, then your cover will be valid everywhere in Africa.
Terms and conditions and regulatory restrictions apply.
* Our policies don’t provide any cover or benefit for any business or activity to the extent that either the cover or benefit or the underlying business or activity would violate any applicable sanction law or regulations of the United Nations, the European Union or any other applicable economic or trade sanction law or regulations. The areas of cover are subject to your policy terms and conditions.
We generally cover pre-existing conditions (including pre-existing chronic conditions), unless we say otherwise in writing before policy inception. If your underwriting terms are moratorium or CPME/CTT (previously MORI), there will be a 24 month waiting period before claims for any pre-existing medical conditions may become eligible. Once you’ve completed a continuous 24-month period after your start date, your pre-existing medical condition may be covered, provided that you’ve not had symptoms, needed or received treatment, medication, a special diet or advice, or had any other indications of the condition.
For further information, please contact our sales team.
For further information, please contact our sales team.
Below you will find the definition related to “Cancer screening” that apply to our standard international healthcare plans – these may vary slightly depending on the plans you have, so please consult your Benefit Guide and Table of Benefits to confirm what you are covered for.
Cancer screening for the early detection of illness or disease are: health checks, tests and examinations, performed at an appropriate age interval, that are undertaken without any clinical symptoms being present.
Checks are limited to:
- Annual pap smear
- Mammogram (every two years for women aged 45+, or younger where a family history exists)
- Annual prostate screening (yearly for men aged 50+, or younger where a family history exists)
- Colonoscopy (every five years for members aged 50+, or40+ where a family history exists)
- Annual faecal occult blood test
- BRCA1 and BRCA2 genetic test (where a direct family history exists and where included in your Table of Benefit)
Separate to the Cancer screening benefit, some out-patient plans also include additional preventative screening cover under “Health and wellbeing checks”. To learn more about our comprehensive cancer coverage, view our brochure.
If you are already a member, please see your Table of Benefits and Benefit Guide to confirm your coverage.
* Certain services which may be included in your plan are provided by third party providers outside the Allianz group, such as the Expat Assistance Programme, Travel Security services, HealthSteps App, Second Medical Opinion and tele-medicine services. If included in your plan, these services will show in your Table of Benefits. These services are made available to you subject to your acceptance of the terms and conditions of your policy and the terms and conditions of the third parties. These Services may be subject to geographical restrictions. The HealthSteps App does not provide medical or health advice and the wellness resources contained within Olive are for informational purposes only. The HealthSteps App and the wellness resources contained within Olive shouldn’t be regarded as a substitute for professional advice (medical, physical or psychological). They are also not a substitute for the diagnosis, treatment, assessment or care that you may need from your own doctor. You understand and agree that AWP Health & Life SA (Irish Branch) and AWP Health & Life Services Limited are not responsible or liable for any claim, loss or damage, directly or indirectly resulting from your use of any of these third party services