10% off International Health Insurance for life. Promo code: LIFE10 FIND OUT MORE
Looking to change your expat healthcare cover to Allianz?

We're proud to have helped thousands of people worldwide by offering them assistance and advice when switching providers.
In most cases, we can assist you with keeping healthcare cover to suit your needs. Our sales team will ask a few questions about your current cover and will advise you the best plan that matches your needs. Our plans include cover for a wide range of in-patient and day-care treatments as well as an optional level of cover such as out-patient, dental, maternity and repatriation benefits. Our plans also include treatment for COVID-19, subject to terms and conditions.
Please contact us in advance of your renewal to ensure there is no break in your cover. Arrange a call back today - we'd love for you to join the Allianz global family.
Your cover is also subject to:
- Policy definitions and exclusions
- Any special conditions shown on your Insurance Certificate (and on the Special Condition Form issued before the policy comes into effect, where relevant).
- Any policy endorsements, policy terms and conditions and any other legal requirements.
- Costs being reasonable and customary in accordance with country of treatment, standard and generally accepted medical procedures.
If we consider a claim to be inappropriate, we reserve the right to decline or reduce the amount we pay.
Sanctions suspension clause:
Any benefits, cover, and claims payments are suspended if any element of the cover, benefit, activity, business, or underlying business exposes us to:
- any applicable sanction, prohibition or restriction under the United Nations’ resolutions, or
- the trade or economic sanctions, laws or regulations of Canada, the European Union, United Kingdom, or United States of America.
The above suspension will continue until such time as we are no longer exposed to any such sanction, prohibition, or restriction.
Please check your Insurance Certificate, Benefit Guide and Table of Benefits to find out more.
The expatriate health insurance
cover includes

Doctor visits

Hospitalization

Vaccinations

Surgeries

Diagnostic tests

Prescription drugs

Cancer treatment

Option to add a repatriation plan
Health Services
included with your cover
You have access to a range of services gathered in one convenient hub to help protect you and your family from preventable health risks. Our services include Telehealth, Expat assistance programme, Mind coaching app, Fitness coaching App, Nutrition Hub, Travel Security and more
Care International Health Insurance Plans at a Glance
Step 1:
Step 2:
Step 3:
Care
Pro Plan
US$5,000,000/CHF4,814,815
Private room | ✓ |
Diagnostic tests |
✓ |
Oncology |
✓ |
Rehabilitation treatment |
£3,670/€4,420 US$5,970/CHF5,750 |
Emergency out-patient treatment |
£625/€750 US$1,015/CHF975 |
Emergency out-patient dental treatment |
£625/€750/ US$1,015/CHF975 |
Maternity plan option available |
✓ |
In-patient, day-care and out-patient treatment; must commence within 14 days of discharge after the acute medical and/or surgical treatment ceases
Care
Plus Plan
Private room | ✓ |
Diagnostic tests |
✓ |
Oncology |
✓ |
Rehabilitation treatment |
£2,075/€2,500/ US$3,375/CHF3,250 |
Emergency out-patient treatment |
£625/€750 S$1,015/CHF975 |
Emergency out-patient dental treatment |
£246/€296/ US$400/CHF385 |
Maternity plan option available |
✓ |
Care
Plan
US$2,500,000/CHF2,407,400
Semi-private room | ✓ |
Diagnostic tests |
✓ |
Oncology |
✓ |
Rehabilitation treatment |
£1,660/€2,000 /US$2,700/CHF2,600 |
Emergency out-patient treatment |
£208/€250/ US$ 338/CHF325 |
Emergency out-patient dental treatment |
X |
Maternity plan option available |
X |
Enhance Your Cover with Optional Plans
Out-patient plan
Repatriation plan
Dental plan
Maternity plan

10% off your international health insurance for life!
Moving abroad or need more than local cover? We’re here to help! Get 10% off global cover with promo code: LIFE10
Selected plans only. T&Cs Apply.
Get your expat health cover in a few simple steps
Getting your policy is much easier and faster when you choose our Moratorium underwriting option. There are no medical questionnaires to complete. It’s hassle free.
Switch today
Members all around the world feel protected and cared for by us. Switching is easy, so arrange a call back today - we'd love for you to join the Allianz global family.
Why choose us as your trusted health insurer?
#1
Best in class experiences
2M+
Worldwide expertise
24/7
Support
48hrs
Quick and efficient
Looking for a different solution?
Frequently Asked Questions
In which countries can I receive treatment?
What is a geographical area of cover?
*Our policies don’t provide any cover or benefit for any business or activity to the extent that either the cover or benefit or the underlying business or activity would violate any applicable sanction law or regulations of the United Nations, the European Union or any other applicable economic or trade sanction law or regulations. The areas of cover are subject to your policy terms and conditions.
Does Internatinal Health Insurance cover pre-existing conditions?
- For policies which were fully medically underwritten, pre-existing conditions are generally covered unless we say otherwise in your policy documents.
- For policies with moratorium, pre-existing conditions are only eligible for coverage once you’ve completed a continuous 24-month period after your start date and have not had symptoms, needed or received treatment, medication, a special diet or advice, or had any other indications of the condition during that time.
For further information, please contact our sales team.
What does the benefit for "cancer screening" cover?
Below you will find the definition related to “Cancer screening” that apply to our standard international healthcare plans – these may vary slightly depending on the plans you have, so please consult your Benefit Guide and Table of Benefits to confirm what you are covered for.
Cancer screening for the early detection of illness or disease are: health checks, tests and examinations, performed at an appropriate age interval, that are undertaken without any clinical symptoms being present.
Checks are limited to:
- Annual gynaecological exam
- Mammogram (every two years for women aged 45+, or younger where a family history exists)
- Annual prostate screening (yearly for men aged 50+, or younger where a family history exists)
- Colonoscopy (every five years for members aged 50+, or40+ where a family history exists)
- Annual faecal occult blood test
- BRCA1 and BRCA2 genetic test (where a direct family history exists and where included in your Table of Benefit)
Separate to the Cancer screening benefit, some out-patient plans also include additional preventative screening cover under “Health and wellbeing checks”. To learn more about our comprehensive cancer coverage, view our brochure.
If you are already a member, please see your Table of Benefits and Benefit Guide to confirm your coverage.

My Expat Life
Real stories, real people
Awards and Recognition

ITIJ Award Winner
International Travel and Health Insurer of the Year.

EFMA & Accenture Innovation in Insurance Awards Win
EFMA & Accenture Innovation in Insurance Awards 2022.

UK Health & Protection Award Win
Best International Group Health Insurance Provider 2023.