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International life insurance for employees

Group life insurance

We know how essential it is to protect staff, wherever they are based in the world. We offer comprehensive solutions to help companies attract, maintain and protect their employees. No matter how complex or diverse the scheme is, we have a solution.
 
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It is important for both employers and employees to have a plan for the unexpected. Our group life insurance plans offer financial protection and security for dependents, in the unfortunate event of the death of one of your staff. You can choose the benefit amount, basing it on a fixed sum or a percentage of your employee’s salary. We can give you the peace of mind of knowing that there'll be help and support when you need it most.
We work with companies all around the world, in many different sectors and industries. We know that your needs will vary, depending on your business and your employees, so we've designed a range of benefits you can add to your cover, giving you the flexibility to build the right plan for you and your team.

Accidental Dismemberment

This benefit provides a lump sum to the insured employee in the event of a loss of limb or limb function as a result of an accident, when the dismemberment has taken place within 365 days of the accident.

Accidental Death

In the unfortunate event of the insured employee’s death due to an accident, this benefit provides an additional lump sum to beneficiaries, when the death has taken place within 365 days of the accident.

Short Term Disability

This cover provides financial security for up to two years to an insured employee who is unable to perform the material and substantial duties of their role as a result of an accident or illness.

Long Term Disability

Long-term Disability cover provides financial security for insured employees who are unable to carry out:

1.The material and substantial duties of their own occupation, and 

2. Any suitable occupation (based on education, skills and experience) 

As a result of an accident or illness.

Permanent Disability

If an insured employee becomes permanently disabled (partially or totally) as a result of an accident or illness, this benefit will provide financial security.

Interested in learning more?

Our Life and disability plans offer comprehensive cover with optional enhancements, so you can build the right plan for your needs and budget. Read our Brochure or Company Guide for more information about our international life insurance for employees.

 Life and Disability brochure

Company Guide

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