International student health insurance  



We're here to make sure you have the time of your life without having to worry about expensive medical treatments abroad. Our international health insurance plans are designed to cover your medical needs, ensuring you are covered when you need it most. Our Care plan is a good fit for students, as it offers flexibility and peace of mind, leaving you free to make memories you'll never forget.  
Treatment of COVID-19 is covered subject to terms and conditions.

Your cover is also subject to: 

• Policy definitions and exclusions 

• Any special conditions shown on your Insurance Certificate (and on the Special Condition Form issued before the policy comes into effect, where relevant). 

• Any policy endorsements, policy terms and conditions and any other legal requirements. 

• Costs being reasonable and customary in  accordance with country of treatment, standard and generally accepted medical procedures. If we consider a claim to be inappropriate, we reserve the right to decline or reduce the amount we pay.

Cover is not provided if any element of the cover, benefit, activity, business or underlying business violates any applicable sanction law or regulations of the United Nations, the European Union or any other applicable economic or trade sanction law or regulations. 

Please check your Insurance Certificate, Benefit Guide and Table of Benefits to find out more.

Everything you need to know before you go and when you get there

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Maximum Plan Benefit:
€ 500,000  
Hospital accommodation
Semi-private room
In-patient / Day-care
Medical evacuation
Oncology
Expat Assistance Programme (EAP)
Travel Security Services
Olive
Digital Health App
Up to € 50
MyHealth Digital Services
Second Medical Opinion Service
Out-patient
Dental plan
Repatriation plan
covid mask

We cover treatment for COVID-19. Vaccination costs are also covered if you have this benefit within your policy. Please note, cover is subject to terms and conditions, benefit limits and area of cover of the policy and costs must be reasonable and customary.

Please visit our FAQ to see our terms and conditions and to find out more. Cover is not provided if any element of the cover, benefit, activity, business or underlying business violates any applicable sanction law or regulations of the United Nations, the European Union or any other applicable economic or trade sanction law or regulations.

Find the answers to our most commonly asked questions about the nature of our cover and how we protect members globally. 
 

Our international health insurance for students covers treatment in any country within your area of cover, as shown in your Insurance Certificate.

If the treatment you need is available locally but you choose to travel to another country in your area of cover, we will reimburse all eligible medical costs incurred within the terms of your policy; except for your travel expenses.

If the eligible treatment is not available locally, and your cover includes “Medical evacuation”, we will also cover travel costs to the nearest suitable medical facility. To claim for medical and travel expenses incurred in these circumstances, you will need to complete and submit the Treatment Guarantee Form before travelling.

You are covered for eligible costs incurred in your home country, provided that your home country is in your area of cover.

This is the geographical territory where your cover is valid. Our overseas student health cover offers multiple geographical area of cover options – please check your Insurance Certificate to confirm which one applies to you. 

For example, if your area of cover is “Worldwide”, this means that your cover will be valid everywhere in the world. If your area of cover is “Africa”, then your cover will be valid everywhere in Africa.

*Our policies don’t provide any cover or benefit for any business or activity to the extent that either the cover or benefit or the underlying business or activity would violate any applicable sanction law or regulations of the United Nations, the European Union or any other applicable economic or trade sanction law or regulations.

We do not provide study abroad travel insurance or holiday insurance, but we have short-term international health insurance for students need who international health insurance for less than a year. dummy Click here to find out more about our short-term cover.

If you would like a quote for travel insurance – please contact our colleagues at dummy Allianz Global Assistance.

Most of our international health insurance for students contracts are for one year – but we have a dummy short-term plan to suit students who need international health insurance for less than a year.

 

For all products, there is a 30 day cooling off period from the start date. After this, the policy may not be cancelled until renewal, regardless of whether a monthly or annual payment frequency is chosen. For more information please contact our dedicated sales team on dummy +353 1 514 8480.

Our international health insurance plans for students are designed to cover your healthcare needs, ensuring you are covered when you need it most. Our overseas student health cover offers flexibility and peace of mind, leaving you free to make memories you'll never forget.  

Discuss overseas student health cover and plans with our dedicated team. Call us on dummy +353 1 514 8480 

Certain services which may be included in your plan are provided by third party providers outside the Allianz group, such as the Expat Assistance Programme, Travel Security services, HealthSteps App, Second Medical Opinion and tele-medicine services. If included in your plan,  these services will show in your Table of Benefits. These services are made available to you subject to your acceptance of the terms and conditions of your policy and the terms and conditions of the third parties. These Services may be subject to geographical restrictions.  The HealthSteps App does not provide medical or health advice and the wellness resources contained within Olive are for informational purposes only. The HealthSteps App and the wellness resources contained within Olive shouldn’t  be regarded as a substitute for professional advice (medical, physical or psychological). They are also not a substitute for the diagnosis, treatment, assessment or care that you may need from your own doctor. You understand and agree that AWP Health & Life SA (Irish Branch) and AWP Health & Life Services Limited are not responsible or liable for any claim, loss or damage, directly or indirectly resulting from your use of any of these third party services.