We're here to make sure you have the time of your life without having to worry about expensive medical treatments abroad. Our Care International health insurance plans are a good fit for students, as they work much like health insurance at home: you're not just covered for emergency treatment, but also for your diagnosis, post-treatment care, and health and well-being checks (as indicated in the Table of Benefits). Our international student health insurance plans include coverage for a wide range of in-patient and day-care treatments, as well as evacuations and repatriations. You can also add optional levels of coverage, such as out-patient and dental plan. Treatment of COVID-19 is covered subject to terms and conditions.
Your cover is also subject to:
- Policy definitions and exclusions
- Any special conditions shown on your Insurance Certificate (and on the Special Condition Form issued before the policy comes into effect, where relevant).
- Any policy endorsements, policy terms and conditions and any other legal requirements.
- Costs being reasonable and customary in accordance with country of treatment, standard and generally accepted medical procedures.
If we consider a claim to be inappropriate, we reserve the right to decline or reduce the amount we pay.
Sanctions suspension clause:
Any benefits, cover, and claims payments are suspended if any element of the cover, benefit, activity, business, or underlying business exposes us to:
- any applicable sanction, prohibition or restriction under the United Nations’ resolutions, or
- the trade or economic sanctions, laws or regulations of Canada, the European Union, United Kingdom, or United States of America.
The above suspension will continue until such time as we are no longer exposed to any such sanction, prohibition, or restriction.
Please check your Insurance Certificate, Benefit Guide and Table of Benefits to find out more.
