International Health Insurance for people planning a family
 

If you're thinking about starting a family or planning to extend it, you'll have lots to plan and organise, especially if you're working and living abroad. Choosing a health insurance plan for pregnancy should be an easy decision. We can provide flexible maternity cover protecting your family as it grows. On top of that, insured members are covered for treatment of COVID-19.

Your cover is also subject to: 

• Policy definitions and exclusions 

• Any special conditions shown on your Insurance Certificate (and on the Special Condition Form issued before the policy comes into effect, where relevant). 

• Any policy endorsements, policy terms and conditions and any other legal requirements. 

• Costs being reasonable and customary in  accordance with country of treatment, standard and generally accepted medical procedures. If we consider a claim to be inappropriate, we reserve the right to decline or reduce the amount we pay.

Cover is not provided if any element of the cover, benefit, activity, business or underlying business violates any applicable sanction law or regulations of the United Nations, the European Union or any other applicable economic or trade sanction law or regulations. 

Please check your Insurance Certificate, Benefit Guide and Table of Benefits to find out more.

Everything you need to know before you go and when you get there
Explore our range of plans without maternity cover.  
Our expert care team have designed a range of solutions offering different levels of cover to suit your needs.

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Maximum Plan Benefit
€2,250,000
 
Maximum Plan Benefit
€1,125,000
 
Hospital accommodation
Private Room
Private Room
In-patient / Day-care
Medical evacuation
Oncology
Expat Assistance Programme (EAP)
Travel Security Services
Emergency out-patient treatment
up to €750
up to €750
Emergency dental treatment
up to €750
Olive
Digital Health App
Up to € 50
Up to € 50
MyHealth Digital Services
Second Medical Opinion Service
Out-patient plan
Dental plan
Repatriation plan
Maternity plan
covid mask

We cover treatment for COVID-19. Vaccination costs are also covered if you have this benefit within your policy. Please note, cover is subject to terms and conditions, benefit limits and area of cover of the policy and costs must be reasonable and customary.

Please visit our FAQ to see our terms and conditions and to find out more. Cover is not provided if any element of the cover, benefit, activity, business or underlying business violates any applicable sanction law or regulations of the United Nations, the European Union or any other applicable economic or trade sanction law or regulations.

One of the following maternity plans can be purchased with our Care Pro or Care Plus plans.
 
Treatments and costs marked with an asterisk (*) require pre-approval through submission of a Treatment Guarantee Form.

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Routine maternity*
€10,000 per pregnancy
€5,000 per pregnancy
Complications of childbirth*
€15,000 per pregnancy
€10,000 per pregnancy
Add an out-patient plan and make sure your day-to-day medical costs are covered. Our Active Pro or Active Plus out-patient plans include additional maternity benefits such as:
maternity pilates
family expenses
(Active Pro plan only)
breastfeeding consultation
pre and post-natal care
digital insurance

Manage your cover with our app or portal, anytime, anywhere. Submit and track claims, access your policy documents, payment details and more

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digital insurance

With our TeleHealth Hub you can get medical advice via phone, video or chat. All you need is a phone or device with internet access.

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If included in your plan, video consultation services will show in your Table of Benefits.

digital insurance

As part of your cover, you have access to our Second Medical Opinion service designed to provide you with expert medical advice when you need it the most.

To access our service, simply call  +353 1 630 1301  and ask for the Second Medical Opinion service. 

The Second Medical Opinion service which is included may be included in your plan is provided by third party providers outside the Allianz group. If included in your plan, this service will show in the Table of Benefits. This service is made available to you subject to your acceptance of the terms and conditions of your policy and the terms and conditions of the third party provider. You understand and agree that AWP Health & Life SA (Irish Branch) and AWP Health & Life Services Limited are not responsible or liable for any claim, loss or damage, directly or indirectly resulting from your use of any of these third party services.

Find the answers to our most commonly asked questions about the nature of our cover and how we protect members globally. 
You can receive treatment in any country within your area of cover, as shown in your Insurance Certificate.
 
If the treatment you need is available locally but you choose to travel to another country in your area of cover, we will reimburse all eligible medical costs incurred within the terms of your policy; except for your travel expenses.
 
If the eligible treatment is not available locally, and your cover includes “Medical evacuation”, we will also cover travel costs to the nearest suitable medical facility. To claim for medical and travel expenses incurred in these circumstances, you will need to complete and submit the Treatment Guarantee Form before travelling.
 
You are covered for eligible costs incurred in your home country, provided that your home country is in your area of cover.
This is the geographical territory where your cover is valid. We offer multiple geographical area of cover options – please check your Insurance Certificate to confirm which one applies to you.
 
For example, if your area of cover is “Worldwide”, this means that your cover will be valid everywhere* in the world. If your area of cover is “Africa”, then your cover will be valid everywhere in Africa.

*Our policies don’t provide any cover or benefit for any business or activity to the extent that either the cover or benefit or the underlying business or activity would violate any applicable sanction law or regulations of the United Nations, the European Union or any other applicable economic or trade sanction law or regulations.

Our Bloom and Bloom Plus maternity plans include routine maternity and complications of childbirth. Please note a 16 month waiting period applies to these benefits. If chosen, the following additional family and maternity-related benefits are available on our Active Pro or Active Plus out-patient plans.

  • Pregnancy Yoga or Pilates
  • Breastfeeding consultation
  • Post-natal counselling
  • Family expenses during the childbirth (Active Pro plan only)
  • Child hearing exam
  • Child home nursing
  • Child speech and language therapy (Active Pro plan only)
  • First-aid course (Active Pro plan only)


Want to know more? Just check our Table of Benefits to find out what benefits we offer under each plan.

Absolutely, we can offer different levels of cover from Policyholder to dependent. Please call our dedicated sales team on +353 1 514 8480 to discuss this product.  
Certain services which may be included in your plan are provided by third party providers outside the Allianz group, such as the Expat Assistance Programme, Travel Security services, HealthSteps App, Second Medical Opinion and tele-medicine services. If included in your plan,  these services will show in your Table of Benefits. These services are made available to you subject to your acceptance of the terms and conditions of your policy and the terms and conditions of the third parties. These Services may be subject to geographical restrictions.  The HealthSteps App does not provide medical or health advice and the wellness resources contained within Olive are for informational purposes only. The HealthSteps App and the wellness resources contained within Olive shouldn’t  be regarded as a substitute for professional advice (medical, physical or psychological). They are also not a substitute for the diagnosis, treatment, assessment or care that you may need from your own doctor. You understand and agree that AWP Health & Life SA (Irish Branch) and AWP Health & Life Services Limited are not responsible or liable for any claim, loss or damage, directly or indirectly resulting from your use of any of these third party services.