International Health Insurance for Established Families  

We know that small details can make a big difference to families. We’re committed to offering flexibility on our plans, helping you to find the right international health cover for your loved ones at the right price. 

Your family's well-being is our priority, which is why our Active Pro and Active Plus out-patient plans offer a number of family-friendly benefits such as: child home nursing, child hearing exams, vaccinations and well-child tests. For new moms and moms-to-be, these plans include maternity related benefits such as Pregnancy Yoga or Pilates, Breastfeeding consultation and Post-natal counselling and more.

Insured members are covered for treatment of COVID-19.

Your cover is also subject to: 

• Policy definitions and exclusions 

• Any special conditions shown on your Insurance Certificate (and on the Special Condition Form issued before the policy comes into effect, where relevant). 

• Any policy endorsements, policy terms and conditions and any other legal requirements. 

• Costs being reasonable and customary in  accordance with country of treatment, standard and generally accepted medical procedures. If we consider a claim to be inappropriate, we reserve the right to decline or reduce the amount we pay.

Cover is not provided if any element of the cover, benefit, activity, business or underlying business violates any applicable sanction law or regulations of the United Nations, the European Union or any other applicable economic or trade sanction law or regulations. 

Please check your Insurance Certificate, Benefit Guide and Table of Benefits to find out more.

Everything you need to know before you go and when you get there
Our plans with maternity cover might be a better fit.
Our plans offer excellent benefits for families, as well as optional extras to help you tailor your cover according to your family's unique needs.
 

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Maximum Plan Benefit
€2,250,000
Maximum Plan Benefit
€1,125,000
Maximum Plan Benefit
€500,000
Hospital accommodation
Private room
Private room
Semi-private room
In-patient / Day-care
Medical evacuation
Oncology
Expat Assistance Programme (EAP)
Travel Security Services
Emergency out-patient treatment
up to € 750
up to € 750
Emergency dental treatment
up to € 750
Olive
Digital Health App
Up to € 50
Up to € 50
Up to € 50
MyHealth Digital Services
Second Medical Opinion Service
Out-patient plan
Dental plan
Repatriation plan
Maternity plan
covid mask

We cover treatment for COVID-19. Vaccination costs are also covered if you have this benefit within your policy. Please note, cover is subject to terms and conditions, benefit limits and area of cover of the policy and costs must be reasonable and customary.

Please visit our FAQ to see our terms and conditions and to find out more. Cover is not provided if any element of the cover, benefit, activity, business or underlying business violates any applicable sanction law or regulations of the United Nations, the European Union or any other applicable economic or trade sanction law or regulations.

Family flex
By mixing and matching your plan selection, you can make sure each member of your family has the right level of cover to suit their unique needs. Discounts are available when insuring two or more children. Call us on +353 1 514 8480
Find the answers to our most commonly asked questions about the nature of our cover and how we protect members globally. 
 

Your family are covered for medical insurance and treatment in any country within your area of cover, as shown in your Insurance Certificate.

If the treatment you need is available locally but you choose to travel to another country in your area of cover, we will reimburse all eligible medical costs incurred within the terms of your policy; except for your travel expenses.

If the eligible treatment is not available locally, and your cover includes “Medical evacuation”, we will also cover travel costs to the nearest suitable medical facility. To claim for medical and travel expenses incurred in these circumstances, you will need to complete and submit the Treatment Guarantee Form before travelling.

You are covered for eligible costs incurred in your home country, provided that your home country is in your area of cover.

 

This is the geographical territory where your cover is valid. We offer multiple geographical area of cover options – please check your Family Healthcare Insurance Certificate to confirm which one applies to you. 

For example, if your area of cover is “Worldwide”, this means that your cover will be valid everywhere in the world. If your area of cover is “Africa”, then your cover will be valid everywhere in Africa.

*Our policies don’t provide any cover or benefit for any business or activity to the extent that either the cover or benefit or the underlying business or activity would violate any applicable sanction law or regulations of the United Nations, the European Union or any other applicable economic or trade sanction law or regulations.

Your children & other dependents can be added to the policy subject to medical underwriting. They would be subject to their own premium which would be derived from their age, cost of healthcare in the primary country of residence and any special condition that may be applied to the policy.
Absolutely. We offer different levels of cover from policyholder to dependent with our family healthcare plans. Please call our dedicated sales team on +353 1 514 8480 to discuss this product.
We offer different levels of cover throughout our family plans. The cost of family health insurance would be subject to the circumstances of the policy holders and dependents, for example, their age, cost of healthcare in the primary country of residence and any special condition that may be applied to the policy.  Please call our dedicated sales team on +353 1 514 8480 to discuss this product.
You and your dependents are subject to your own premiums which would be derived from their age, cost of healthcare in the primary country of residence and any special condition that may be applied to the policy.  Your family are covered for medical insurance and treatment in any country within your area of cover, as shown in your Insurance Certificate. Please call our dedicated sales team on +353 1 514 8480 to discuss this product.

Certain services which may be included in your plan are provided by third party providers outside the Allianz group, such as the Expat Assistance Programme, Travel Security services, HealthSteps App, Second Medical Opinion and tele-medicine services. If included in your plan,  these services will show in your Table of Benefits. These services are made available to you subject to your acceptance of the terms and conditions of your policy and the terms and conditions of the third parties. These Services may be subject to geographical restrictions.  The HealthSteps App does not provide medical or health advice and the wellness resources contained within Olive are for informational purposes only. The HealthSteps App and the wellness resources contained within Olive shouldn’t  be regarded as a substitute for professional advice (medical, physical or psychological). They are also not a substitute for the diagnosis, treatment, assessment or care that you may need from your own doctor. You understand and agree that AWP Health & Life SA (Irish Branch) and AWP Health & Life Services Limited are not responsible or liable for any claim, loss or damage, directly or indirectly resulting from your use of any of these third party services.