Make sure your Health is covered.
10% off International Health Insurance for life. Promo code: LIFE10 FIND OUT MORE
What is Nomad Health Insurance?
A Nomad Health Insurance is a medical insurance that covers your healthcare needs when you are working abroad.
Our Flexicare plan is a suitable option for nomads and their families who are temporarily working or living abroad for less than a year.
If you intend to live overseas for 12+ months view our Care international health insurance plans.
Flexicare: Short-term International health insurance
Our Flexicare Plan is perfect for individuals and families who are working, travelling or living abroad for less than a year.
Flexicare - Your Nomad insurance includes:
You can choose between a 3, 6 or 9 month policy and we will cover your medical costs such as hospital visits, surgeries, prescription drugs, cancer treatment, diagnostic tests and GP visits.
Doctor visits
Hospital visits
Vaccinations
Surgeries
Diagnostic tests
Prescription drugs
Cancer treatment
Option to add a repatriation benefit
Health Services included with your cover
You have access to range of travel and medical services to help protect you and your family from preventable health risks.
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Choosing between a Nomad Medical Insurance or a Travel Medical Insurance
The difference between international health insurance and travel insurance is a source of confusion for many soon to be expatriates. Although both are intended for people spending time away from their home country, the intended purpose of each product is different. International health insurance is designed to provide a comprehensive level of health care to those relocating from their home country for a sustained period of time, whereas travel insurance provides cover for emergency treatment while you are in another country for a shorter space of time. Learn The difference between international health insurance and travel insurance
10% off your international health insurance for life!
Moving abroad or need more than local cover? We’re here to help! Get 10% off global cover with promo code: LIFE10
Offer valid from 15th January to 14th February 2025.
Selected plans only. T&Cs Apply.
Selected plans only. T&Cs Apply.
Contact our sales team
(Choose a day and time that suits you)
Why choose us as your trusted health insurer?
#1
Best in class experiences
Financially strong company with A+ Superior, A.M. Best rating. Number 1 insurance brand by Interbrand for the fifth year running
2M+
Worldwide expertise
Growing network of over 2 million quality medical providers, settling medical bills directly with the provider for most in-patient treatments.
24/7
Support
Always on: 24/7 multilingual Helpline and Emergency Assistance Services.
48hrs
Quick and efficient
Fully completed medical claims processed within 48 hours
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Frequently Asked Questions
Get answers to your questions quickly and easily with our handy FAQs.
What are the payment options for International health insurance plans?
Choose a health insurance payment plan that works for you. Pay premiums annually by direct debit or credit card.
Are my children automatically covered when I sign up for international health insurance?
Your dependents can be added to your international health insurance policy subject to the medical underwriting terms you accepted; either full medical underwriting or Moratorium. They would be subject to their own premium which would be derived from their age, cost of healthcare in the primary country of residence and any special condition that may be applied to the policy.
Does international Health Insurance cover pre-existing conditions?
Coverage for pre-existing medical conditions (including pre-existing chronic conditions) depends on the medical underwriting terms you accepted.
- For policies which were fully medically underwritten, pre-existing conditions are generally covered unless we say otherwise in your policy documents.
- For policies with moratorium, pre-existing conditions are only eligible for coverage once you’ve completed a continuous 24-month period after your start date and have not had symptoms, needed or received treatment, medication, a special diet or advice, or had any other indications of the condition during that time.
For further information, please contact our Sales team.
Do you provide travel or holiday insurance cover?
We do not provide travel or holiday insurance, but we have a short-term plan to suit members who need international health insurance for less than a year.
Click here to find out more about our short-term cover. If you would like a quote for travel insurance – please contact our colleagues at Allianz Travel.
Click here to find out more about our short-term cover. If you would like a quote for travel insurance – please contact our colleagues at Allianz Travel.
My Expat Life
Everything you need to know before you go and when you get there.
Real stories, real people
Here’s the story behind what we do and why we do it. Our mission is to help you be well.
Awards and Recognition
ITIJ Award Winner
International Travel and Health Insurer of the Year.
EFMA & Accenture Innovation in Insurance Awards Win
EFMA & Accenture Innovation in Insurance Awards 2022.
UK Health & Protection Award Win
Best International Group Health Insurance Provider 2023.
Already a member?
Did you know that we have a support page for members with all you need to know to make the most of your cover.
Certain services that may be included in your plan are provided by third party providers outside the Allianz Group, such as the Expat Assistance Programme, Travel Security services, fitness app, Second Medical Opinion and tele-medicine services. If included in your plan, these services will show in your Table of Benefits. These services are made available to you subject to your acceptance of the terms and conditions of your policy and the terms and conditions of the third parties. These services may be subject to geographical restrictions. The fitness app does not provide medical or health advice and the wellness resources contained within Olive are for informational purposes only. The fitness app and the wellness resources contained within Olive shouldn’t be regarded as a substitute for professional advice (medical, physical or psychological). They are also not a substitute for the diagnosis, treatment, assessment or care that you may need from your own doctor. You understand and agree that AWP Health & Life SA (Irish Branch) and AWP Health & Life Services Limited are not responsible or liable for any claim, loss or damage, directly or indirectly resulting from your use of any of these third party services.