Waiting periods will not apply only if you choose
a plan that provides equal or lesser cover than that provided under your group medical scheme. If you upgrade your plan waiting periods will apply.
In instances where the risk is deemed too high,
applications will be referred to our underwriters. When the underwriting process is completed we will advise you in writing of our acceptance terms and any changes to the premium quoted.
We cover treatment for COVID-19. Vaccination costs are also covered if you have this benefit within your policy. Please note, cover is subject to terms and conditions, benefit limits and area of cover of the policy and costs must be reasonable and customary.
Please visit our FAQ to see our terms and conditions and to find out more. Cover is not provided if any element of the cover, benefit, activity, business or underlying business violates any applicable sanction law or regulations of the United Nations, the European Union or any other applicable economic or trade sanction law or regulations.
This is the geographical territory where your cover is valid. We offer multiple geographical area of cover options – please check your Insurance Certificate to confirm which one applies to you.
For example, if your area of cover is “Worldwide”, this means that your cover will be valid everywhere in the world. If your area of cover is “Africa”, then your cover will be valid everywhere in Africa.
*Our policies don’t provide any cover or benefit for any business or activity to the extent that either the cover or benefit or the underlying business or activity would violate any applicable sanction law or regulations of the United Nations, the European Union or any other applicable economic or trade sanction law or regulations.
You can choose to pay your premiums annually, half-yearly, quarterly or monthly by direct debit or credit card. You can also pay by cheque or bank transfer, but monthly payments won’t be available if you choose one these payment methods.
Payments are subject to the following administration surcharges: 0% for annual payment, 3% for half-yearly payments, 4% for quarterly payments and 5% for monthly payments.
We must receive your application within 30 days from the date the corporate/group cover ended. Also, you must have been covered by Allianz Care under a corporate/ group policy for a minimum of 12 months before the start date of your new continuation cover. Only those family members who were covered under your corporate / group policy are eligible to apply for the continuation cover.