Leaving your company plan?
Keep your Allianz cover
Keep your Allianz cover
Changing jobs or leaving one of our company expat healthcare plans?
Here’s how you can keep your insurance cover
Switching your current health coverage from your company plan to a specialized individual expat healthcare planis simple. If you have already served your waiting period, you won't need to undergo it again.
We have a support team dedicated to making your transition as smooth as possible. Our personal international healthcare plans offer many of the same benefits you previously enjoyed, with the flexibility you'll need as you enter a new phase in your career. Insured members are covered for treatment of COVID-19, subject to terms and conditions.
If you upgrade your plan waiting periods mayapply.
Your cover is also subject to:
- Policy definitions and exclusions
- Any special conditions shown on your Insurance Certificate (and on the Special Condition Form issued before the policy comes into effect, where relevant).
- Any policy endorsements, policy terms and conditions and any other legal requirements.
- Costs being reasonable and customary in accordance with country of treatment, standard and generally accepted medical procedures.
If we consider a claim to be inappropriate, we reserve the right to decline or reduce the amount we pay.
Sanctions suspension clause:
Any benefits, cover, and claims payments are suspended if any element of the cover, benefit, activity, business, or underlying business exposes us to:
- any applicable sanction, prohibition or restriction under the United Nations’ resolutions, or
- the trade or economic sanctions, laws or regulations of Canada, the European Union, United Kingdom, or United States of America.
The above suspension will continue until such time as we are no longer exposed to any such sanction, prohibition, or restriction.
Please check your Insurance Certificate, Benefit Guide and Table of Benefits to find out more.
Continuation plan application requirements
Eligibility Criteria
You must have been covered under a group policy for a minimum of 1 year.
Application Window
You must submit your application within 30 days of leaving the group scheme.
Individual Coverage Options
Contact our sales team to find the best individual coverage that matches your group policy.
Not insured with us?
No problem, we have a range of solutions to suit your needs.
Our private international health plans offer a wide range of in-patient and day-care treatments as well as an optional levels of cover such as out-patient, dental, maternity and repatriation to help you tailor your cover as closely as possible to your existing Group scheme.
Our private international health plans offer a wide range of in-patient and day-care treatments as well as an optional levels of cover such as out-patient, dental, maternity and repatriation to help you tailor your cover as closely as possible to your existing Group scheme.
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Why choose us as your trusted health insurer?
#1
Best in class experiences
Financially strong company with A+ Superior, A.M. Best rating. Number 1 insurance brand by Interbrand for the fifth year running
2M+
Worldwide expertise
Growing network of over 2 million quality medical providers, settling medical bills directly with the provider for most in-patient treatments.
24/7
Support
Always on: 24/7 multilingual Helpline and Emergency Assistance Services.
48hrs
Quick and efficient
Fully completed medical claims processed within 48 hours
Looking for a different solution?
Leaving an IGO organization?
Check our Contineo Healthcare plans for members leaving an IGO group.
Frequently Asked Questions
Find the answers to our most commonly asked questions about the nature of our cover and how we protect members globally.
What is a geographical area of cover?
This is the geographical territory where your cover is valid. We offer multiple geographical area of cover options – please check your Insurance Certificate to confirm which one applies to you.
For example, if your area of cover is “Worldwide”, this means that your cover will be valid everywhere in the world. If your area of cover is “Africa”, then your cover will be valid everywhere in Africa.
*Our policies don’t provide any cover or benefit for any business or activity to the extent that either the cover or benefit or the underlying business or activity would violate any applicable sanction law or regulations of the United Nations, the European Union or any other applicable economic or trade sanction law or regulations. The areas of cover are subject to your policy terms and conditions.
I am currently covered with Allianz under a corporate scheme. Would it be possible to keep my cover after I leave the company?
Absolutely. As your company cover is a tailored corporate scheme, we may not be able to offer you the exact same terms. However, we are happy to offer you similar terms from our Individual plan range and we will not apply waiting periods to your new policy for equal or lesser cover - If you upgrade your plan waiting periods may apply.
What are the payment options for individual international healthcare plans?
You can choose to pay your premiums annually, half-yearly, quarterly or monthly by direct debit or credit card. You can also pay by cheque or bank transfer, but monthly payments won’t be available if you choose one these payment methods.
Payments are subject to the following administration surcharges: 0% for annual payment, 3% for half-yearly payments, 4% for quarterly payments and 5% for monthly payments.
Awards and Recognition
ITIJ Award Winner
International Travel and Health Insurer of the Year.
EFMA & Accenture Innovation in Insurance Awards Win
EFMA & Accenture Innovation in Insurance Awards 2022.
UK Health & Protection Award Win
Best International Group Health Insurance Provider 2023.
Real stories, real people
Here’s the story behind what we do and why we do it. Our mission is to help you be well.
Important terms and conditions
We must receive your application within 30 days from the date the corporate/group cover ended. Also, you must have been covered by us under a corporate/ group policy for a minimum of 12 months before the start date of your new continuation cover. Only those family members who were covered under your corporate / group policy are eligible to apply for the continuation cover.
- Terms & conditions apply. We reserve the right to cancel or amend these terms or conditions without notice.
- The cover we provide is not a substitute for local compulsory health insurance, e.g., for members resident in Germany, our cover is not a legally appropriate substitute for German compulsory health insurance.
- This is a promotional page only. Cover is subject to our policy terms and conditions as set out by our benefit guide.
- Waiting periods will not apply only if you choose a plan that provides equal or lesser cover than that provided under your group medical scheme. If you upgrade your plan waiting periods will apply.
Certain services that may be included in your plan are provided by third party providers outside the Allianz Group, such as the Expat Assistance Programme, Travel Security services, Fitness Coaching App, Second Medical Opinion and tele-medicine services. If included in your plan, these services will show in your Table of Benefits. These services are made available to you subject to your acceptance of the terms and conditions of your policy and the terms and conditions of the third parties. These services may be subject to geographical restrictions. The Fitness Coaching App does not provide medical or health advice and the wellness resources contained within our Health Services are for informational purposes only. The Fitness Coaching App and the wellness resources contained within our Health Services shouldn’t be regarded as a substitute for professional advice (medical, physical or psychological). They are also not a substitute for the diagnosis, treatment, assessment or care that you may need from your own doctor. You understand and agree that AWP Health & Life acting through its Irish Branch and AWP Health & Life Services Limited and their affiliates, are not responsible or liable for any claim, loss or damage, directly or indirectly resulting from your use of any of these third-party services.