Why should I get an International Short-term Insurance?
This short-term international medical insurance is ideal for individuals and families who are temporarily working or living abroad for less than a year.
You can choose between a 3, 6, or 9 month policies, and we will cover your medical costs such as hospital visits, surgeries, prescription drugs, cancer treatment, diagnostic tests, and GP visits. With Flexicare our short-term health insurance international plans will also cover medical evacuations, just in case the treatment you need is not available in your new country. Our plans also include treatment for covid-19 giving you peace of mind during your time abroad.
Your cover is also subject to:
- Policy definitions and exclusions
- Any special conditions shown on your Insurance Certificate (and on the Special Condition Form issued before the policy comes into effect, where relevant).
- Any policy endorsements, policy terms and conditions and any other legal requirements.
- Costs being reasonable and customary in accordance with country of treatment, standard and generally accepted medical procedures.
If we consider a claim to be inappropriate, we reserve the right to decline or reduce the amount we pay.
Sanctions suspension clause:
Any benefits, cover, and claims payments are suspended if any element of the cover, benefit, activity, business, or underlying business exposes us to:
- any applicable sanction, prohibition or restriction under the United Nations’ resolutions, or
- the trade or economic sanctions, laws or regulations of Canada, the European Union, United Kingdom, or United States of America.
The above suspension will continue until such time as we are no longer exposed to any such sanction, prohibition, or restriction.
Please check your Insurance Certificate, Benefit Guide and Table of Benefits to find out more.

Doctor and specialist visits

Hospitalization

Oncology

Diagnostic tests and vaccinations

Emergency dental treatment

Medical evacuation

Health Services included with your cover
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Choosing Between Travel Insurance and Short-Term Health Insurance: What You Need to Know
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Frequently Asked Questions about our Short-term International Health Insurance
Find the answers to our most commonly asked questions about the nature of our cover and how we protect members globally.
In which countries can I receive treatment with the Flexicare Short-term International Health Insurance?
How do I file a claim for medical expenses under my Short-term Health Insurance?
Are all medical conditions covered?
What is the difference between Travel and international Short-term Health Insurance?
Awards and Recognition

ITIJ Award Winner
International Travel and Health Insurer of the Year.

EFMA & Accenture Innovation in Insurance Awards Win
EFMA & Accenture Innovation in Insurance Awards 2022.

UK Health & Protection Award Win
Best International Group Health Insurance Provider 2023.