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We Secure your Future
We’ve designed the Summit health insurance plans for the Northern Emirates for small to mid-sized businesses (covering 3 to 100 employees), to provide affordable and locally compliant solutions for your employees in the UAE.
- If you are looking to cover for over 100 employees, contact us to discuss tailor solutions.
- If you are looking to cover 3 to 100 employees, check our Summit plans.
- For groups based in Dubai or Abu Dhabi, please visit our international healthcare plans for Dubai or Abu Dhabi.
Doctor visits
Hospitalisation
Vaccinations
Surgeries
Diagnostic tests
Prescribed drugs
Cancer treatment
Option to add a repatriation plan
Health Services
included with your cover
Your employees have access to a range of services gathered in one convenient hub to help protect them from preventable health risks. Our services include Telehealth, Employee Assistance programme, Mind coaching app, Fitness coaching App, Nutrition Hub, Travel Security and more.
The ratings provided are based on recent reviews from individuals who utilize the same type of device as you. Please note that these ratings may not reflect the experiences of all users and are subject to change over time. Individual experiences may vary.
Summit health insurance plans for the Northern Emirates
Our health insurance plan includes cover for a wide range of in-patient, out-patient, maternity and day-care treatments as well as an optional level of cover such as dental, optical and repatriation benefits.
NE Summit
1750
Our essential cover
A selection of benefits for key medical needs, including in-patient, oncology, nursing at
home, vaccinations and emergency medical evacuation
home, vaccinations and emergency medical evacuation
Max. Plan Limit:
US$1,750,000
NE Summit
2500
Broader cover for more day-to-day treatment costs
All the benefits included under Summit 1750, plus others including out-patient treatment, physiotherapy, complementary treatment, and complications of pregnancy and childbirth and palliative care
Max. Plan Limit:
US$2,500,000
NE Summit
4000
Comprehensive cover with additional benefits and higher limits
All the benefits included under Summit 2500, plus others including health and wellbeing checks and cancer screening, preventive surgery and hormone replacement therapy
Max. Plan Limit:
US$4,000,000
NE Summit
5000
Our highest level of cover
All the benefits included under Summit 4000, plus fertility treatment, bariatric surgery, developmental delay out-patient treatment, eye and hearing examinations, dietician fees and accidental death benefit
Max. Plan Limit:
US$5,000,000
Enhance Your Cover with Optional Plans
Choose from the following:
Repatriation plan
If the treatment your employees need is not available locally, we'll repatriate them to their home country, so they can receive treatment close to their family and friends.
Dental plan
Protect your employee’s oral health and your wallet with our reliable dental insurance plan, offering cover to dental treatments, surgeries, orthodontics and more.
Optical plan
Your employees can enjoy coverage for prescribed glasses and contact lenses, including thorough eye examinations and laser eye treatments.
We offer a choice of medical networks you can select depending on your requirements
Comprehensive
Network
Network
Includes all medical providers in our
UAE network.
UAE network.
Comprehensive
Network excl. CCAD
Network excl. CCAD
Includes all medical providers in our UAE network with exclusion of Cleveland Clinic Abu Dhabi.
Standard
Network
Network
Includes all medical providers in our UAE network with exclusion of Cleveland Clinic Abu Dhabi, out-patient treatment at American Hospital, and hospitals in the Mediclinic Group.
RN Enhanced
Network
Network
Includes a list of selected providers that cover the full spectrum of medical services throughout the UAE.
Faster onboarding for your group
Getting your group policy is much easier and faster when you choose our Moratorium underwriting option. There are no medical forms to complete. It’s hassle free.
Looking for a tailored plan?
We also offer tailor-made solutions to suit groups of over 100 employees and their dependants.
Consistent Global Coverage for Your Employees
Ensure reliable international insurance coverage for your employees worldwide with our Summit regional plans. Tailored to meet unique regional needs and comply with local regulations. Summit group international health insurance plans are available in:
A solution that works
Flexibility
Choose what you want to be covered for and by how much, depending on your needs and budget.
Worldwide expertise
We offer a network of over 2 million quality medical providers, settling medical bills directly with the provider for most in-patient treatments.
Innovative Partner
With the Lumi app, you can access a wide range of digital health services, including teleconsultations, appointment scheduling, prescriptions, referrals, sick leave certificates, and medication delivery. It also features an AI-powered symptom checker and tools to support your health and wellbeing.
Local teams
You will have access to local support via a Dubai-based operational and sales support office. This local office provides Helpline, client services, claims and medical services support, so you can be reassured that there’s a helping hand nearby.
Get in touch with our team
Talk to the experts! If you have any questions, or if you're not sure which plan best suits your employees or looking for a tailor-made solution, our team would be delighted to guide you through your choices.
Looking for a different health insurance solution?
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Frequently Asked Questions
We know you might want more information about international health insurance, so we've put together a list of our most commonly asked questions right here.
International insurance with Group terms can be offered when there are three or more staff members.
For groups wishing to get a quote for international health insurance, please contact our Sales Support Team who will be happy to provide you with a quote based on your requirements.
Generally, all insured members within an international healthcare group will have the same level of cover. However, for larger groups, we are able to accommodate different levels of cover through the creation of sub-groups. For further information, please contact our Sales Support Team.
We offer Emergency Healthcare Plans for groups who only wish to cover the medical emergencies of employees travelling abroad.
The group can be covered for single or multiple trips to the region where the healthcare plan is held for up to or a combined maximum of either:
The group can be covered for single or multiple trips to the region where the healthcare plan is held for up to or a combined maximum of either:
- 90 travel days per insurance year
- 180 travel days per insurance year
* Please note that the purpose of this insurance plan is to provide medical care during emergency situations. Any ongoing or further treatment that is required after the emergency situation is not covered by this policy. The areas of cover are subject to our terms and conditions.
We offer coverage and support for most countries around the world with certain locations supported via specific regional plans. For specific coverage queries, please contact our Sales Team, and they will be happy to assist you.
We generally cover pre-existing conditions (including pre-existing chronic conditions), unless we say otherwise in writing before policy inception. If your underwriting terms are moratorium or CPME/CTT (previously MORI), there will be a 24 month waiting period before claims for any pre-existing medical conditions may become eligible. Once you’ve completed a continuous 24-month period after your start date, your pre-existing medical condition may be covered, provided that you have not had any symptoms, needed or received treatment, medication, a special diet or advice, or had any other indications of the condition.
For further information, please contact our Sales team.
If you want more information on international health insurance for a group or would like a quote, get in touch with us.
Real stories, real people
Here’s the story behind what we do and why we do it. Our mission is to help you be well.
Awards and Recognition
ITIJ Award Winner
International Travel and Health Insurer of the Year.
EFMA & Accenture Innovation in Insurance Awards Win
EFMA & Accenture Innovation in Insurance Awards 2022.
UK Health & Protection Award Win
Best International Group Health Insurance Provider 2023.
Already a member?
Did you know that we have a support page for members in the UAE with all you need to know to make the most of your cover.
Certain services that may be included in your plan are provided by third party providers. If included in your plan, these services will show in your Table of Benefits. These services are made available to you subject to your acceptance of your policy’s terms and conditions, as well as the service’s terms and conditions as set out by the relevant third party service provider. By accepting the third party service providers’ terms and conditions, you enter a separate contractual relationship directly with them. Their services may be subject to geographical restrictions. Full details of the third party service providers’ terms and conditions are available in their websites and in the relevant application and/or platform where services may be hosted. The third party service providers are independent data controllers, and we recommend that you review their privacy notices to understand how they process your personal data. The third party service providers offer non-insurance services that are not intended to be a substitute for in-person medical consultations, diagnosis, treatment, assessment or care. You understand and agree that the insurer, its reinsurer and their administrators are not responsible or liable for any claim, loss or damage, directly or indirectly resulting from your use of any of these third party services.