Summit Health Insurance Plans
for the Northern Emirates

UAE healthcare plans are offered through our partnerships with Orient Insurance and NextCare. 
We’ve designed the Summit health insurance plans for the Northern Emirates for small to mid-sized businesses (covering 3 to 100 employees), to provide affordable and locally compliant solutions for your employees in the UAE.

  • If you are looking  to cover for  over 100 employees, dummycontact us to discuss tailor solutions. 
  • If you are looking to cover 3 to 100 employees, check our Summit plans.
  • For groups based in Dubai or Abu Dhabi, please visit our international healthcare plans for Dubai or Abu Dhabi.

Please note that many out-patient benefits, including some of those shown, are not included under the Summit 1750 plan. For a complete list of benefits covered by each plan, refer to the Table of Benefits.


Doctor visits

Hospitalization

Vaccinations

Surgeries

Diagnostic tests

Prescribed drugs

Cancer treatment

Option to add a repatriation plan

Your employees have access to a range of services gathered in one convenient hub to help protect them from preventable health risks. Our services include Telehealth, Expat Assistance programme, Mind coaching app, Fitness coaching App, Nutrition Hub, Travel Security and more.
Our health insurance plan includes cover for a wide range of in-patient, out-patient, maternity and day-care treatments as well as an optional level of cover such as dental, optical and repatriation benefits.  
Choose your Core plan and pick a co-payment.

Our core plan options include a comprehensive selection of in-patient benefits, out-patient, maternity and day-care benefits such as hospital accommodation, surgery, medical evacuation and much more.

All our core plans include a selection of Global Health Services that aim to improve the quality of life of your expat team.

Add any of the optional plans and tailor your benefit limits.

Provides flexibility and choice to enhance your cover by tailoring select benefit limits and adding any of our optional plans, such as dental, optical and repatriation cover.

Choose your area of cover: Worldwide, Worldwide excluding USA or Middle East, Africa, South East Asia (excluding Hong Kong and Singapore) and the Indian sub-continent.

Provides multi-country cover so employees can use their cover in any country included within the area of cover. It is a good idea to select an area where your employees normally travel to or are based for work purposes.

Terms and conditions and regulatory restrictions apply.

Choose your medical network.

  • Comprehensive Network: includes all medical providers in our UAE network. 
  • Comprehensive Network excl. CCAD: includes all medical providers in our UAE network with exclusion of Cleveland Clinic Abu Dhabi. 
  • Standard Network includes all medical providers in our UAE network with exclusion of Cleveland Clinic Abu Dhabi, out-patient treatment at American Hospital, and hospitals in the Mediclinic Group. 
  • RN Enhanced Network: includes a list of selected providers that cover the full spectrum of medical services throughout the UAE.

Max. Plan Limit:
US$5,000,000

Private room

In-patient/
Day-care

Oncology


Nursing at
home

Preventive surgery


US$40,500


Out-patient medical practitioner/ Specialist fees/ Diagnostic 
tests


Complications
of pregnancy and
childbirth
 
US$50,000 per pregnancy

In-patient, day-care and out-patient treatment and personal oncology case manager services.

In-patient, day care and out-patient treatment

  • 12 months waiting period and co-payment apply
  • Routine maternity can be added to Summit 5000, 4000 and 2500 plans (12 months waiting period and separate benefit limit applies)
  • Summit 5000, 4000 and 2500 plans also include ‘Elective circumcision for newborn males’ (separate benefit limit applies)

Shared benefit limit for:

  • Pre-hospitalisation tests 
  • Video consultation services
  • Medical practitioner fees
  • Prescribed drugs and dressings
  • Specialist fees
  • Diagnostic tests
  • MRI scans
  • Emergency out-patient treatment

Max. Plan Limit:
US$4,000,000

Private room

In-patient/
Day-care

Oncology


Nursing at
home

Preventive surgery

US$40,500

Out-patient medical practitioner/
Specialist fees/
Diagnostic 
tests

US$15,000

Complications
of pregnancy and
childbirth
 
US$15,000
per pregnancy

In-patient, day-care and out-patient treatment and personal oncology case manager services.

In-patient, day care and out-patient treatment

  • 12 months waiting period and co-payment apply
  • Routine maternity can be added to Summit 5000, 4000 and 2500 plans (12 months waiting period and separate benefit limit applies)
  • Summit 5000, 4000 and 2500 plans also include ‘Elective circumcision for newborn males’ (separate benefit limit applies)

Shared benefit limit for:

  • Pre-hospitalisation tests 
  • Video consultation services
  • Medical practitioner fees
  • Prescribed drugs and dressings
  • Specialist fees
  • Diagnostic tests
  • MRI scans
  • Emergency out-patient treatment

Max. Plan Limit:
US$2,500,000

Private room

In-patient/
Day-care

Oncology


Nursing at
home

Preventive
surgery
X

Out-patient medical practitioner/
Specialist fees/
Diagnostic 
test

US$5,000

Complications
of pregnancy and
childbirth
 
US$15,000
per pregnancy

In-patient, day-care and out-patient treatment and personal oncology case manager services.

In-patient, day care and out-patient treatment

  • 12 months waiting period and co-payment apply
  • Routine maternity can be added to Summit 5000, 4000 and 2500 plans (12 months waiting period and separate benefit limit applies)
  • Summit 5000, 4000 and 2500 plans also include ‘Elective circumcision for newborn males’ (separate benefit limit applies)

Shared benefit limit for:

  • Pre-hospitalisation tests 
  • Video consultation services
  • Medical practitioner fees
  • Prescribed drugs and dressings
  • Specialist fees
  • Diagnostic tests
  • MRI scans
  • Emergency out-patient treatment

Max. Plan Limit:
US$1,750,000

Private room

In-patient/
Day-care

Oncology


Nursing at
home

Preventive
surgery
X

Out-patient
medical
practitioner/
Specialist fees/
Diagnostic 
tests

X


Complications
of pregnancy
and
childbirth
 
X




In-patient, day-care and out-patient treatment and personal oncology case manager services.

In-patient, day care and out-patient treatment

Shared benefit limit for:

  • Pre-hospitalisation tests 
  • Video consultation services
  • Medical practitioner fees
  • Prescribed drugs and dressings
  • Specialist fees
  • Diagnostic tests
  • MRI scans
  • Emergency out-patient treatment

Choose from the following:
If the treatment your employees need is not available locally, we'll repatriate them to their home country, so they can receive treatment close to their family and friends.
Protect your employee’s oral health and your wallet with our reliable dental insurance plan, offering cover to dental treatments, surgeries, orthodontics and more.
You employees can enjoy coverage for prescribed glasses and contact lenses, including thorough eye examinations and laser eye treatments.
Includes all medical providers in our UAE network.
Includes all medical providers in our UAE network with exclusion of Cleveland Clinic Abu Dhabi
Includes all medical providers in our UAE network with exclusion of Cleveland Clinic Abu Dhabi, out-patient treatment at American Hospital, and hospitals in the Mediclinic Group
Includes a list of selected providers that cover the full spectrum of medical services throughout the UAE.


Getting your group policy is much easier and faster when you choose our Moratorium underwriting option. There are no medical forms to complete. It’s hassle free.

REQUEST A CALLBACK

Ensure reliable international healthcare coverage for your employees worldwide with our Summit regional plans. Tailored to meet unique regional needs and comply with local regulations. Summit group international health insurance plans are available in:
Choose what you want to be covered for and by how much, depending on your needs and budget. 
We offer a network of over 2 million quality medical providers, settling medical bills directly with the provider for most in-patient treatments. 
With MyHealth app and portal you can submit claims, explore your cover, view policy and access digital tools and services to help you manage your health and wellness.
You will have access to local support via a Dubai-based operational and sales support office. This local office provides Helpline, client services, claims and medical services support, so you can be reassured that there’s a helping hand nearby.
Image of Cheryl Beattie
Image Mohamad Hamadeh.

The latest news, stories and articles from Allianz Partners for the business community.

FIND OUT MORE
We know you might want more information about international health insurance, so we've put together a list of our most commonly asked questions right here.

International insurance with Group terms can be offered when there are three or more staff members.

For groups wishing to get a quote for international health insurance, please contact our Sales Support Team who will be happy to provide you with a quote based on your requirements.

Generally, all insured members within an international healthcare group will have the same level of cover. However, for larger groups, we are able to accommodate different levels of cover through the creation of sub-groups. For further information, please contact our Sales Support Team.

Allianz offers dummy Emergency Healthcare Plans for groups who only wish to cover the medical emergencies of employees travelling abroad. The group can be covered for single or multiple trips to the region where the healthcare plan is held for up to or a combined maximum of either:

  • 90 travel days per insurance year
  • 180 travel days per insurance year 

* Please note that the purpose of this insurance plan is to provide medical care during emergency situations. Any ongoing or further treatment that is required after the emergency situation is not covered by this policy. The areas of cover are subject to our terms and conditions

We offer coverage and support for most countries around the world with certain locations supported via specific regional plans. For specific group coverage queries, please contact our Sales Team, and they will be happy to assist you. 
We generally  cover pre-existing conditions (including pre-existing chronic conditions), unless we say otherwise in writing before policy inception. If your underwriting terms are moratorium or CPME/CTT (previously MORI), there will be a 24 month waiting period before claims for any pre-existing medical conditions may become eligible. Once you’ve completed a continuous 24-month period after your start date, your pre-existing medical condition may be covered, provided that you’ve not had symptoms, needed or received treatment, medication, a special diet or advice, or had any other indications of the condition.

For further information, please contact our dummy Sales team.
If you want more information on international health insurance for a group or would like a quote, get in touch with us.
Here’s the story behind what we do and why we do it. Our mission is to help you be well.
          
          
Logo ITIJ Award Winner

ITIJ Award Winner

International Travel and Health Insurer of the Year.
Logo EFMA & Accenture Innovation

EFMA & Accenture Innovation in Insurance Awards Win

EFMA & Accenture Innovation in Insurance Awards 2022.
Logo UK Health & Protection Award Win

UK Health & Protection Award Win

Best International Group Health Insurance Provider 2023.
Did you know that we have a support page for members in the UAE with all you need to know to make the most of your cover.
Certain services that may be included in your plan are provided by third party providers outside the Allianz Group, such as the Expat Assistance Programme, Travel Security services, Fitness Coaching App, Second Medical Opinion and tele-medicine services. If included in your plan, these services will show in your Table of Benefits. These services are made available to you subject to your acceptance of the terms and conditions of your policy and the terms and conditions of the third parties. These services may be subject to geographical restrictions. The Fitness Coaching App does not provide medical or health advice and the wellness resources contained within our Health Services are for informational purposes only. The Fitness Coaching App and the wellness resources contained within our Health Services shouldn’t be regarded as a substitute for professional advice (medical, physical or psychological). They are also not a substitute for the diagnosis, treatment, assessment or care that you may need from your own doctor. You understand and agree that  AWP Health & Life acting through its Irish Branch and AWP Health & Life Services Limited and their affiliates, are not responsible or liable for any claim, loss or damage, directly or indirectly resulting from your use of any of these third-party services.