Our health insurance plan includes cover for a wide range of in-patient, out-patient, maternity and day-care treatments as well as an optional level of cover such as dental, optical and repatriation benefits.
Taking care of you and your team
Group Health Insurance for
the Northern Emirates
UAE healthcare plans are offered through our partnerships with Orient Insurance and NextCare.
Digital or in-person support available
around the clock
Summit international health insurance plan for the Northern Emirates
Our health insurance plan includes cover for a wide range of in-patient, out-patient, maternity and day-care treatments as well as an optional level of cover such as dental, optical and repatriation benefits.
Build your plan
Build your plan
With our international healthcare plans, you can build your plan to suit the needs of your employees and your budget.
Explore our Summit health insurance plans
for the Northern Emirates
Together with our partners, we've carefully crafted a selection of plans designed specifically for the Northern Emirates, drawing on our many years of expertise in international health insurance.
NE Summit 5000
Overall Maximum Policy Limit
US$5,000,000
US$5,000,000
NE Summit 4000
Overall Maximum Policy Limit
US$4,000,000
US$4,000,000
NE Summit 2500
Overall Maximum Policy Limit
US$2,500,000
US$2,500,000
NE Summit 1750
Overall Maximum Policy Limit
US$1,750,000
US$1,750,000
Type of room
Private Room
Private Room
Private Room
Private Room
In-patient / Day-care
Max. 120 days
per discharge
per discharge
Max. 90 days
per discharge
per discharge
Max. 60 days
per discharge
per discharge
Max. 30 days
per discharge
per discharge
Complications of pregnancy and childbirth
- 12 months waiting period and co-payment apply
- ‘Routine maternity’ can be added to NE Summit 5000, 4000 and 2500 plans (12 months waiting period and separate benefit limit applies)
- NE Summit 5000, 4000 and 2500 plans also include ‘Elective circumcision for newborn males’ (separate benefit limit applies)
US$ 50,000
per pregnancy
per pregnancy
US$ 15,000
per pregnancy
per pregnancy
US$ 15,000
per pregnancy
per pregnancy
✖
Health and wellbeing checks
US$1,000
US$500
✖
Upgrade available:
you can add this benefit to your plan
Upgrade available:
you can add this benefit to your plan
✖
Upgrade available:
you can add this benefit to your plan
Upgrade available:
you can add this benefit to your plan
US$15,000
US$5,000
✖
Co- payment options
Co-payments apply to all treatments received on an out-patient basis, with the exception of:
- Oncology
- Video consultation services (when accessed via TeleHealth Hub)
- Psychiatry and psychotherapy (out-patient treatment)
- Vaccinations
- Health and wellbeing checks
- Cancer screening
A separate co-payment may apply to dental, optical and maternity benefits (where included).
No co-payment
or
10% up to max. US$14
per visit or
20% up to max.US$28
per visit
or
10% up to max. US$14
per visit or
20% up to max.US$28
per visit
No co-payment
or
10% up to max. US$14
per visit or
20% up to max.US$28
per visit
or
10% up to max. US$14
per visit or
20% up to max.US$28
per visit
No co-payment
or
10% up to max. US$14
per visit or
20% up to max.US$28
per visit
or
10% up to max. US$14
per visit or
20% up to max.US$28
per visit
✖
Optional plans:
US$1,500
Ask us for other options available
Ask us for other options available
US$1,000
Ask us for other options available
Ask us for other options available
US$750
Ask us for other options available
Ask us for other options available
✖
80% refund, up to US$500
Ask us for other options available
Ask us for other options available
80% refund, up to US$250
Ask us for other options available
Ask us for other options available
80% refund, up to US$250
Ask us for other options available
Ask us for other options available
✖
Repatriation plan
Faster onboarding for your group
Getting your group policy is much easier and faster when you choose our Moratorium underwriting option. There are no medical forms to complete.
It’s hassle free.
GET A QUOTE
It’s hassle free.
GET A QUOTE
We offer a choice of medical networks you can select depending on your requirements
Comprehensive Network
Includes all medical providers in our UAE network
Comprehensive Network excl. CCAD
Includes all medical providers in our UAE network with exclusion of Cleveland Clinic Abu Dhabi
Standard Network
Includes all medical providers in our UAE network with exclusion of Cleveland Clinic Abu Dhabi, out-patient treatment at American Hospital, and hospitals in the Mediclinic Group
RN Enhanced Network
Includes a list of selected providers that cover the full spectrum of medical services throughout the UAE.
Looking for a tailored plan?
Looking for a tailored plan?
We also offer tailor-made solutions to suit groups of over 100 employees and their dependants.
A solution that works
Get in touch with our team
FAQs
We know you might want more information about international health insurance, so we've put together a list of our most commonly-asked questions right here.
International insurance with Group terms can be offered when there are three or more staff members.
For groups wishing to get a quote for international health insurance, please contact our Sales Support Team who will be happy to provide you with a quote based on your requirements.
Generally, all insured members within an international healthcare group will have the same level of cover. However, for larger groups, we are able to accommodate different levels of cover through the creation of sub-groups. For further information, please contact our Sales Support Team.
Moratorium underwriting sets a waiting period for pre-existing medical conditions to limit the insurance risk. This means that:
- You won't need to tell us about pre-existing conditions of any member to be covered when you apply.
- There will be a 24-month waiting period before claims for any pre-existing medical conditions may become eligible.
- Pre-existing medical conditions may be covered, provided the member did not have symptoms, needed or received treatment, medication, a special diet or advice, or had any other indications of the condition. This is suitable for individuals or groups where members have no pre-existing conditions.
- Claims Process may be longer as each time we receive a claim, we'll look at the member medical history. We may also ask for additional information to understand if the symptom or condition is new or pre-existing.
- This option is available to individuals or groups with 3 to 9 policies
- Availability of Moratorium Underwriting is dependent on geographical location and the relevant local country regulations in place.
Medical History Disregarded terms is members’ health information is not assessed. This means that:
- You won't need to tell us about pre-existing conditions of any member to be covered.
- Pre-existing conditions are usually covered.
- Claims process is shorter because we already know that pre-existing conditions are covered.
- This option is usually offered to groups with more than 10 policies.
Allianz Care offers Emergency Healthcare Plans for groups who only wish to cover the medical emergencies of employees travelling abroad. The group can be covered for single or multiple trips to the region where the healthcare plan is held for up to or a combined maximum of either:
- 90 travel days per insurance year each
- 180 travel days per insurance year each
* Please note that the purpose of this insurance plan is to provide medical care during emergency situations. Any ongoing or further treatment that is required after the emergency situation is not covered by this policy. The areas of cover are subject to our terms and conditions
We offer coverage and support for most countries around the world with certain locations supported via specific regional plans. For specific group coverage queries, please contact our Sales Team, and they will be happy to assist you.
We generally cover pre-existing conditions (including pre-existing chronic conditions), unless we say otherwise in writing before policy inception. If your underwriting terms are moratorium or CPME/CTT (previously MORI), there will be a 24 month waiting period before claims for any pre-existing medical conditions may become eligible. Once you’ve completed a continuous 24-month period after your start date, your pre-existing medical condition may be covered, provided that you’ve not had symptoms, needed or received treatment, medication, a special diet or advice, or had any other indications of the condition.
For further information, please contact our Sales team.
For further information, please contact our Sales team.
If you want more information on international health insurance for a group or would like a quote, get in touch with us.
Already a member?
Did you know that we have a support page for members in the UAE with all you need to know to make the most of your cover.