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Taking care of you and your team

International Health Insurance for Employees in Dubai

UAE plans are offered through our partnerships with Orient Insurance and NextCare.

 

We secure your future
 

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Together with our partner, Orient Insurance, we’ve designed the Summit international health insurance plans for Dubai especially for small to mid-sized businesses (covering 3 to 100 employees), to provide affordable global healthcare solutions, compliant with the Dubai Health Authority requirements.


Digital or in-person support available
around the clock

Support

Emotional Wellbeing

Support for mental and emotional wellbeing with apps and services such as   Expat assistance programme, Digital check -up and Wysa mind coaching app
 

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Innovative.

Digital  for convenience

online access  to insurance documents, benefits and wellness tools and services to help employees manage their health

FIND OUT MORE

Global.

Global telehealth services

Employees can talk to an experienced medical team 24/7 via phone, tablet or computer
 

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Support.

24/7 Helpline

available to support your employees

CALL US

 


Summit international health insurance
plans for Dubai


Our medical insurance plans include cover for a wide range of in-patient, out-patient and day-care treatments as well as an optional level of cover such as dental, optical and repatriation benefits. 
Get in touch with our team


Build your healthcare plan 



With our international healthcare plans,  you can build your plan to suit the needs of your employees and your budget.
Step 1:
Choose your Core plan and pick a co-payment

Our core plan options include a comprehensive selection of in-patient benefits, day-care and out-patient benefits such as hospital accommodation, surgery, medical evacuation and much more.

All our core plans include a selection of Global Health Services that aim to improve the quality of life of your expat team.
Step 2:
Add any of the optional plans and tailor your benefit limits

Provides flexibility and choice to enhance your cover by adding any of our optional plans, such as dental, optical, and repatriation cover.

Step 3: 
Choose your area of cover:
Worldwide, Worldwide excluding USA or Middle East, Africa, South East Asia (excluding Hong Kong and Singapore) and the Indian sub-continent

Provides multi-country cover so employees can use their cover in any country included within the area of cover. It is a good idea to select an area where your employees normally travel to or are based for work purposes. Terms and conditions and regulatory restrictions apply.

Step 4: 
Choose your medical network

  • Comprehensive Network: includes all medical providers in our UAE network. 
  • Comprehensive Network excl. CCAD: includes all medical providers in our UAE network with exclusion of Cleveland Clinic Abu Dhabi. 
  • Standard Network includes all medical providers in our UAE network with exclusion of Cleveland Clinic Abu Dhabi, out-patient treatment at American Hospital, and hospitals in the Mediclinic Group. 
  • RN Enhanced Network: includes a list of selected providers that cover the full spectrum of medical services throughout the UAE.

Explore our range of
Summit health insurance plans for Dubai

Together with our partners, we've carefully crafted a selection of plans designed especially for Dubai, drawing on our many years of expertise in international health insurance.
 
 
 

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Dubai Summit 5000

Overall Maximum Policy Limit
US$5,000,000

Dubai Summit 4000

Overall Maximum Policy Limit
US$4,000,000
Type of room
Private Room
Private Room
In-patient / Day-care
Oncology
In-patient, day-care and out-patient treatment.
Nursing at home or in a convalescent home
Immediately after or instead of hospitalisation.
Preventative Surgery
In-patient, day-care and out-patient treatment.
US$40,500
US$40,500
Rehabilitation treatment
  • In-patient, day-care and out-patient treatment; must commence within 14 days of discharge after the acute medical and/or surgical treatment ceases
  • Covered only if you’ve received in-patient treatment for three or more consecutive days/nights for the same medical condition
Max. 120 days
per discharge
Max. 90 days
per discharge
Routine maternity
10% co-payment applies. In-patient and out-patient treatment only.
US$5,000 per pregnancy
Ask us for other options available
US$2,750 per pregnancy
Ask us for other options available
Infertility treatment
18 months waiting period.
US$16,200 per lifetime
✖
Accidental death benefit
Insured members aged 18 to 70.
US$13,500
✖
Health and wellbeing checks
US$1,000
US$500
Out-patient medical practitioner/Specialist fees/Diagnostic test

Shared benefit limit for:

  • Pre-hospitalisation tests
  • Video consultation services
  • Medical practitioner fees
  • Prescribed drugs and dressings
  • Specialist fees
  • Diagnostic tests
  • MRI scans
  • Emergency out-patient treatment
  • PET scans and CT-PET scans
  • CT scans
US$43,000
Co- payment options

Co-payments apply to all treatments received on an out-patient basis, with the exception of:

  • Oncology
  • Video consultation services (when accessed via TeleHealth Hub)
  • Psychiatry and psychotherapy (out-patient treatment)
  • Vaccinations
  • Health and wellbeing checks
  • Cancer screening

A separate co-payment may apply to dental, optical and maternity benefits (where included).

10% up to max. US$14 per visit
or
20%, up to max. US$28 per visit
10% up to max. US$14 per visit
or
20%, up to max. US$28 per visit

Optional plans:

Dental plan
  • Limits refer to dental treatment, dental surgery, periodontics and dental prostheses. 6 months waiting period applies.
  • Orthodontic treatment is also included (separate benefit limit applies).  
  • Dubai Summit 5000 also includes dental implants (separate benefit limit applies)
US$1,500
Ask us for other options available
US$1,000
Ask us for other options available
Optical plan
Limits refer to Prescribed glasses and contact lenses including eye examination.
80% refund, up to US$500
Ask us for other options available
80% refund, up to US$250
Ask us for other options available
Repatriation plan

Dubai Summit 5000

Overall Maximum Policy Limit
US$5,000,000

Benefit Guide PDF

Dubai Summit 4000

Overall Maximum Policy Limit
US$4,000,000

Benefit Guide PDF

We offer a choice of medical networks you can select depending on your requirements
 

Comprehensive Network
Includes all medical providers in our UAE network
Comprehensive Network excl. CCAD
Includes all medical providers in our UAE network with exclusion of Cleveland Clinic Abu Dhabi
Standard Network 
Includes all medical providers in our UAE network with exclusion of Cleveland Clinic Abu Dhabi, out-patient treatment at American Hospital, and hospitals in the Mediclinic Group
RN Enhanced Network
Includes a list of selected providers that cover the full spectrum of medical services throughout the UAE


Looking for a tailored plan?


We also offer tailor-made solutions to suit groups of over 100 employees and their dependants.
Get in touch


A solution that works

Simplicity.

Flexibility

Flexible, modular plans:  build the cover you need.  You can even tailor the benefit limits for some treatments.

Global.

Worldwide expertise

We offer a network of over 1.9 million quality medical providers worldwide. In Dubai we operate on a Direct Settlement basis, where your employees can receive treatment without paying a cent.

Affordability.

Cost savings

We apply effective cost containment and fraud prevention methods to drive your savings.

Local..

Local teams

You will have access to local support via a Dubai-based operational and sales support office. This local office provides Helpline, client services, claims and medical services support, so you can be reassured that there’s a helping hand nearby.

Shaping the future.

Innovative

We are committed to using technology to make life easier, simpler and safer. Our members can now manage their healthcare anytime, anywhere, online with the MyHealth app. 


Get in touch with our team
 

cheryl-beattie
Cheryl Beattie
Mob: +971 56 996 8347
 
Email Cheryl
Creaig Norrey
Mohamad Hamadeh
Mob: +971 54 586 7267

Email mohamad

FAQs

We know you might want more information about international health insurance, so we've put together a list of our most commonly-asked questions right here.

International insurance with Group terms can be offered when there are three or more staff members.

For groups wishing to get a quote for international health insurance, please contact our Sales Support Team who will be happy to provide you with a quote based on your requirements.

Generally, all insured members within an international healthcare group will have the same level of cover. However, for larger groups, we are able to accommodate different levels of cover through the creation of sub-groups. For further information, please contact our Sales Support Team.
We offer coverage and support for most countries around the world with certain locations supported via specific regional plans. For specific group coverage queries, please contact our Sales Team, and they will be happy to assist you. 
If you want more information on international health insurance for a group or would like a quote, get in touch with us.


Already a member?


Did you know that we have a support page for members in the UAE with all you need to know to make the most of your cover. 

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