We’ve designed the Summit plans for small to mid-sized businesses (covering 3 to 100 employees), to provide affordable and locally compliant health insurance solutions for your employees in Kuwait.
Taking care of you and your team
Health Insurance for employees
in Kuwait
Our Kuwait plans are offered through our partnerships with Warba Insurance Company KSC.
We Secure your future
- If you are looking to cover 3 to 100 employees, check our Summit plans.
- If you are looking to cover for over 100 employees, contact us to discuss tailored medical insurance solutions.
Doctor visits
Hospitalization
Vaccinations
Surgeries
Diagnostic tests
Prescribed drugs
Cancer treatment
Option to add a repatriation plan
Health Services
included with your cover
Your employees have access to a range of services gathered in one convenient hub to help protect them from preventable health risks. Our services include Telehealth, Expat Assistance programme, Mind coaching app, Fitness coaching App, Nutrition Hub, Travel Security and more.
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Summit health plan for Kuwait at a glance
With our Summit international healthcare plans, you can choose a plan that suit the needs of your employees and your budget.
Kuwait Summit
1750
Our essential cover
A selection of benefits for key medical needs, including in-patient, oncology, nursing at home, vaccinations and emergency medical evacuation
A selection of benefits for key medical needs, including in-patient, oncology, nursing at home, vaccinations and emergency medical evacuation
Max. Plan Limit:
US$1,750,000
Kuwait Summit
2500
Broader cover for more day-to-day treatment costs
All the benefits included under Summit 1750, plus others including out-patient treatment, physiotherapy, complementary treatment, and complications of pregnancy and childbirth
Max. Plan Limit:
US$2,500,000
Kuwait Summit
4000
Comprehensive cover with additional benefits and higher limits
All the benefits included under Summit 2500, plus others including health and wellbeing checks and cancer screening, preventative surgery and hormone replacement therapy
Max. Plan Limit:
US$4,000,000
Kuwait Summit
5000
Our highest level of cover
All the benefits included under Summit 4000, plus infertility treatment, eye and hearing examinations, dietician fees and accidental death benefit
Max. Plan Limit:
US$5,000,000
Enhance Your Cover with Optional Plans
Choose from the following:
Repatriation plan
If the treatment your employees need is not available locally, we'll repatriate them to their home country, so they can receive treatment close to their family and friends.
Dental plan
Protect your employee’s oral health and your wallet with our reliable dental insurance plan, offering cover to dental treatments, surgeries, orthodontics and more.
Optical plan
You employees can enjoy coverage for prescribed glasses and contact lenses, including thorough eye examinations and laser eye treatments.
Faster onboarding for your group
Getting your group policy is much easier and faster when you choose our Moratorium underwriting option. There are no medical forms to complete. It’s hassle free.
Looking for a tailored plan?
We also offer tailor-made solutions to suit groups of over 100 employees and their dependants.
Consistent Global Coverage for Your Employees
Ensure reliable international healthcare coverage for your employees worldwide with our Summit regional plans. Tailored to meet unique regional needs and comply with local regulations. Summit group international health insurance plans are available in:
Get in touch with our team
Why choose us?
#1
Best in class experiences
Financially strong company with A+ Superior, A.M. Best rating. Number 1 insurance brand by Interbrand for the sixth year running.
2M+
Worldwide expertise
Growing network of over 2 million quality medical providers, settling medical bills directly with the provider for most in-patient treatments.
24/7
Multilingual Support
Always on: 24/7 multilingual Helpline and Emergency Assistance Services.
48hrs
Quick and efficient
Fully completed medical claims processed within 48 hours.
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Frequently Asked Questions
We know you might want more information about international health insurance, so we've put together a list of our most commonly asked questions right here.
How many staff do I need to offer group terms?
Group terms can be offered when there are three or more staff members.
For groups wishing to get a quote for international health insurance, please contact our Sales Support Team who will be happy to provide you with a quote based on your requirements.
What is the difference between international health insurance and travel insurance?
International health insurance is a solution designed to support employees who travel abroad frequently or are abroad for long periods of time and want to be sure that they are covered for any medical needs. It is not the same as travel insurance, as it provides a more durable and comprehensive multi-country medical cover.
Travel insurance is a solution which covers cancelled or delayed flights, lost items such as personal belongings and has a limited element of medical treatment.
Do my employees need international travel insurance?
If your employees travel abroad frequently (more than 5 times per year) or are abroad for long periods of time and want to be sure that they are covered for any medical needs, then international health insurance may be the right solution for your employees. Ourshort-term healthcare plans are perfect for groups who only wish to cover the medical emergencies of employees travelling abroad. Staff are covered for single or multiple trips up to a combined maximum of either:
- 90 days per insurance year
- 180 days per insurance year
*Please note that the purpose of this insurance plan is to provide medical care during emergency situations. Any ongoing or further treatment that is required after the emergency situation is not covered by this policy. The areas of cover are subject to our terms and conditions.
What countries do you cover?
We offer coverage and support for most countries around the world. Your employees can take our cover with them on their travels anywhere within their area of cover and take comfort in the knowledge that they have comprehensive multi-country medical cover. For specific coverage queries, please contact our Small Groups Sales Team, and they will be happy to assist you and guide you through your choices.
How do I select a geographic area of cover?
The geographical area of cover is the geographical territory where your cover is valid. When choosing an International Private Medical Insurance (IPMI) solution for your employees you should select a geographic area of cover based on where your employees normally travel to or are based for work purposes.
What is pre-authorisation and what happens if an employee is in emergency care?
Some benefits are subject to pre-authorisation, which would entail submitting a treatment guarantee form to our medical services team. Once the treatment is deemed medically necessary, our team will arrange payment to the facility of your choice. If there is an emergency, a member would not need pre-authorisation. They should seek treatment and have someone (family member, doctor etc) get in touch with us within 48 hours.
Real stories, real people
Here’s the story behind what we do and why we do it. Our mission is to help you be well.
Awards and Recognition
ITIJ Award Winner
International Travel and Health Insurer of the Year.
EFMA & Accenture Innovation in Insurance Awards Win
EFMA & Accenture Innovation in Insurance Awards 2022.
UK Health & Protection Award Win
Best International Group Health Insurance Provider 2023.
Already a member?
Did you know that we have a support page for members with all you need to know to make the most of your cover?