Health Insurance in Indonesia
for Employees

Our Indonesian health insurance plans are offered through our partnerships with PT Asuransi Central Asia. In the context of this page We/Our/Us is PT Asuransi Central Asia.
 
Our medical insurance plan offered in Indonesia includes cover for a wide range of in-patient, out-patient and day-care treatments as well as an optional level of cover such as dental, optical, maternity  and repatriation benefits. Talk to our highly experienced Sales Team or get a quote now.


With our international healthcare plans,  you can build your plan to suit the needs of your employees and your budget.
Step 1:
Choose your Core plan and pick a deductible or co-payment

Our core plan options include a comprehensive selection of in-patient benefits, day-care and out-patient benefits such as hospital accommodation, surgery, medical evacuation and much more.

All our core plans include a selection of Global Health Services that aim to improve the quality of life of your expat team.

Step 2:
Add any of the optional plans and tailor your benefit limits    

Provides flexibility and choice to enhance your cover by adding any of our optional plans, such as dental, optical, maternity and repatriation cover.

Step 3: 
Choose your area of cover:
Worldwide, Worldwide excluding USA or Tailored area of cover
 

Global access to cover so employees can use their cover in any country included within the area of cover. It is a good idea to select an area where your employees normally travel to or are based for work purposes.  

Please check our Benefit Guide for terms, conditions and regulatory restrictions that applies to our cover.

Benefit Guide
Together with our partners, we've carefully crafted a selection of plans designed specifically for Indonesia, drawing on our many years of expertise in international health insurance.

Swipe to view more

Overall Maximum Policy Limit
$5,000,000
Overall Maximum Policy Limit
$4,000,000
Overall Maximum Policy Limit
$2,500,000
Overall Maximum Policy Limit
$1,750,000
Type of room
Private Room
Private Room
Private Room
Private Room
In-patient / Day-care
Oncology
Medical Evacuation
Nursing at home or in a convalescent home
Preventative Surgery
$40,500
$40,500
Rehabilitation treatment
Max. 120 days
per discharge
Max. 90 days
per discharge
Max. 60 days
per discharge
Max. 30 days
per discharge
Infertility treatment
$16,200 per lifetime
Accidental death benefit
$13,500
Health and wellbeing checks
$1,000
$500
Upgrade available:
you can add this benefit to your plan
Upgrade available:
you can add this benefit to your plan
Medical practitioner/Specialist fees /Diagnostic tests
$15,000
$5,000
Co-payment options
0% or
10% up to max. $2,000
or
20% up to max. $4,000
or
30% up to max. $5,000
0% or
10% up to max. $2,000
or
20% up to max. $4,000
or
30% up to max. $5,000
0% or
10% up to max. $2,000
or
20% up to max. $4,000
or
30% up to max. $5,000
Deductible options
No deductible
or
$1,000
or
$2,000
or
$4,000
Expat Assistance Programme (EAP)
Travel Security Services
Olive Health & Wellness support program
MyHealth Digital Services
Second Medical Opinion Service
Dental plan
$1,500
Ask us for other options available
$1,000
Ask us for other options available
$750
Ask us for other options available
Optical plan
80% refund, up to $500
Ask us for other options available
80% refund, up to $250
Ask us for other options available
80% refund, up to $250
Ask us for other options available
Maternity
Ask us for other options available
$10,000 per pregnancy
Ask us for other options available
$5,000 per pregnancy
Ask us for other options available
Repatriation plan
helpline

Getting your group policy is much easier and faster when you choose our Moratorium underwriting option. There are no medical forms to complete.
It’s hassle free.

GET A QUOTE      

We also offer tailor-made solutions to suit groups of over 100 employees and their dependants.
We know you might want more information about international health insurance, so we've put together a list of our most commonly-asked questions right here.

Our Group plans for International insurance in Indonesia can be offered when there are three or more staff members.

For groups wishing to get a quote for international health insurance, please contact our Sales Support Team who will be happy to provide you with a quote based on your requirements.

Generally, all insured members within an international healthcare group will have the same level of cover. However, for larger groups, we are able to accommodate different levels of cover through the creation of sub-groups. For further information, please contact our Sales Support Team.

Moratorium underwriting sets a waiting period for pre-existing medical conditions to limit the insurance risk. This means that:

  • You won't need to tell us about pre-existing conditions of any member to be covered when you apply.
  • There will be a 24-month waiting period before claims for any pre-existing medical conditions may become eligible.
  • Pre-existing medical conditions may be covered, provided the member did not have symptoms, needed or received treatment, medication, a special diet or advice, or had any other indications of the condition. This is suitable for individuals or groups where members have no pre-existing conditions.
  • Claims Process may be longer as each time we receive a claim, we'll look at the member medical history. We may also ask for additional information to understand if the symptom or condition is new or pre-existing.
  • This option is available to individuals or groups with 3 to 9 policies
  • Availability of Moratorium Underwriting is dependent on geographical location and the relevant local country regulations in place.

Medical History Disregarded terms is members’ health information is not assessed. This means that:

  • You won't need to tell us about pre-existing conditions of any member to be covered.
  • Pre-existing conditions are usually covered.
  • Claims process is shorter because we already know that pre-existing conditions are covered.
  • This option is usually offered to groups with more than 10 policies.  

We offer coverage and support for most countries around the world with certain locations supported via specific regional plans.

For specific group coverage queries, please contact our Sales Team, and they will be happy to assist you.

We generally  cover pre-existing conditions (including pre-existing chronic conditions), unless we say otherwise in writing before policy inception. If your underwriting terms are moratorium or CPME/CTT (previously MORI), there will be a 24 month waiting period before claims for any pre-existing medical conditions may become eligible. Once you’ve completed a continuous 24-month period after your start date, your pre-existing medical condition may be covered, provided that you’ve not had symptoms, needed or received treatment, medication, a special diet or advice, or had any other indications of the condition.

For further information, please contact dedicated our dummy Sales team.
If you want more information on international health insurance for a group or would like a quote, get in touch with us.

Did you know that we have a support page with all you need to know to make the most of your cover.