Health Insurance for employees in the Philippines

Our Philippine plans are offered through our partnerships with Starr International Insurance Philippines Branch.
In the context of this page We/Our/Us is Starr International Insurance Philippines Branch.

We’ve designed the Summit plans for small to mid-sized businesses (covering 5 to 100 employees), to provide affordable and locally compliant solutions for your expat employees in the Philippines as well as senior executives and local employees frequently travelling abroad for business.

  • If you are looking to cover 5 to 100 employees, check our Summit plans.
  • If you are looking to cover over 100 employees, contact us to discuss tailored solutions.
Our plans include cover for a wide range of in-patient, out-patient, day-care treatments and maternity as well as optional levels of cover such as dental, optical and repatriation benefits. Talk to our highly experienced Sales Team and get a quote.


With our international healthcare plans,  you can build your plan to suit the needs of your employees and your budget.
Step 1:
Choose your Core plan and pick a deductible or co-payment

Our core plan options include a comprehensive selection of in-patient, day-care, maternity and out-patient benefits such as hospital accommodation, surgery, medical evacuation and much more.

All our core plans include a selection of Global Health Services that aim to improve the quality of life of your expat team.

Step 2:
Add any of the optional plans and tailor your benefit limits    

Provides flexibility and choice to enhance your cover by tailoring select benefit limits and adding any of our optional plans, such as dental, optical and repatriation cover.

Step 3: 
Choose your area of cover:
Worldwide, Worldwide excluding USA or Tailored area of cover
 

Multi-country access to cover so employees can use their cover in any country included within the area of cover. It is a good idea to select an area where your employees normally travel to or are based for work purposes.  The area of cover can be tailored for large group schemes.

Terms and conditions and regulatory restrictions apply.

Together with our partners, we've carefully crafted a selection of plans designed specifically for the Philippines, drawing on our many years of expertise in international health insurance.

Swipe to view more

Overall Maximum Policy Limit
US$5,000,000
Overall Maximum Policy Limit
US$4,000,000
Overall Maximum Policy Limit
US$2,500,000
Overall Maximum Policy Limit
US$1,750,000
Type of room
Private Room
Private Room
Private Room
Private Room
In-patient / Day-care
Oncology
Medical Evacuation
Nursing at home or in a convalescent home
Preventative Surgery
US$40,500
US$40,500
Rehabilitation treatment
Max. 120 days
per discharge
Max. 90 days
per discharge
Max. 60 days
per discharge
Max. 30 days
per discharge
Infertility treatment
US$16,200
per lifetime
Accidental death benefit
US$13,500
Health and wellbeing checks
US$1,000
US$500
Upgrade available:
you can add this benefit to your plan
Upgrade available:
you can add this benefit to your plan
Complications of pregnancy and childbirth

US$50,000 per pregnancy

Ask us for other options available

US$15,000 per pregnancy

Ask us for other options available

US$15,000 per pregnancy

Ask us for other options available

Out-patient medical practitioner/ Specialist fees/ Diagnostic tests
US$15,000
US$5,000
Co-payment options
No co-payment 
or
10% up to max. US$2,000
or
20% up to max. US$4,000
or
30% up to max. US$5,000
No co-payment
or
10% up to max. US$2,000
or
20% up to max. US$4,000
or
30% up to max. US$5,000
No co-payment
or
10% up to max. US$2,000
or
20% up to max. US$4,000
or
30% up to max. US$5,000
Deductible options
No deductible
or
US$1,000
or
US$2,000
or
US$4,000
Expat Assistance Programme (EAP)
Travel Security Services
Olive Health & Wellness support program
MyHealth Digital Services
Second Medical Opinion Service
Dental plan
US$1,500
Ask us for other options available
US$1,000
Ask us for other options available
US$750 
Ask us for other options available
Optical plan
80% refund, up to US$500
Ask us for other options available
80% refund, up to US$250
Ask us for other options available
80% refund, up to US$250
Ask us for other options available
Repatriation plan
We also offer tailor-made solutions to suit groups of over 100 employees and their dependants.
We know you might want more information about international health insurance, so we've put together a list of our most commonly-asked questions right here.

International insurance with Group terms can be offered when there are five or more staff members.

For groups wishing to get a quote for international health insurance, please contact our Sales Support Team who will be happy to provide you with a quote based on your requirements.

Generally, all insured members within an international healthcare group will have the same level of cover. However, for larger groups, we are able to accommodate different levels of cover through the creation of sub-groups. For further information, please contact our Sales Support Team.
If you want more information on international health insurance for a group or would like a quote, get in touch with us.

Did you know that we have a support page  with all you need to know to make the most of your cover.