Terms and conditions

Validity of the promotion

• Offer valid from the 01st of April 2026 until the 30th of April 2026 (the Promotional Period).
• The discount is 10% on a standard annual payment.
• This offer is exclusive to new customers who buy a Singapore plan during the promotional period. 
• The policies must be quoted and incepted during the Promotional Period to be valid.

Who can avail of the promotion?

• The promotion is open to all new policyholders aged 18 years or over.

What is the Promotion?

• The discount applies to the applicable premium of the policy every year for as long as the policyholder remains an individual customer of Allianz under the same plan without break in cover.
• The premium may go up (for example due to factors like medical inflation or ages of the members under the policy) but the discount will still apply and be discounted off the revised premium.
• The Promotion applies to all members under the policy.

How to avail of the Promotion?

• Only one discount can be used per policy.
• This Promotion cannot be applied in conjunction with any other promotion or discount that may apply to Singapore in the future.
• To avail of the Promotion, the policyholder needs to use the promocode LIFE10 when purchasing the policy and the discount will apply.

Other important information:

• The Promotion does not guarantee renewability of your policy is subject to plan availability and policy terms and conditions.  
• If the policyholder cancels their policy within the first 60 days without reasonable cause, they can no longer avail of the Promotion.
• We will collect, use and manage personal information provided in accordance with its privacy policy accessible online at: www.allianz.sg/Privacy-Policy.html
• We reserve the right to change or cancel this Promotion at any time in the future.
• Our decision in respect of all matters to do with this Promotion shall be final.
• The promotion and these Terms and Conditions will be governed by the Singapore law and disputes will be subject to the exclusive jurisdiction of the courts in Singapore
• The policy owner may wish to seek advice from an A&H insurance intermediary before purchasing the policy;
• In the event that the policy owner chooses not to seek advice from an A&H insurance intermediary, he should consider whether the type of policy in question is suitable for him; and
• In the event that the policy owner decides that the policy is not suitable after purchasing the policy, he may terminate the policy in accordance with the free-look provision, if any, and the insurer may recover from the policy owner any expense incurred by the insurer in underwriting the policy.