Does someone from your business need to travel overseas for a short period of time? Even during the pandemic there are times when travelling for business may be essential. Your company may need to complete an important deal, visit a new production premises or attend a meeting in person.
Of course, during these uncertain times you want to protect the health and wellbeing of employees while they are travelling and in their destination. This is where business travel insurance can help. Our emergency medical cover provides them with access to treatment abroad should they be involved in an accident, natural disaster or suffer a severe illness or worsening of a health condition.
Where can employees with business travel insurance receive treatment?
Employees with business travel insurance can receive treatment worldwide, outside of their primary country of residence or employment.
Does business travel insurance cover pre-existing conditions?
Sometimes finding short-term business travel insurance for an employee with an existing condition can be difficult. You can rest assured that our short-term business travel insurance covers an unexpected worsening of symptoms of a pre-existing or chronic condition and hospital admissions as a result.
Business travel insurance and Covid-19
The good news is insured members are covered for the treatment of Covid-19.
Travel Security Services
Taking a holistic view of your wellbeing, our business travel insurance also includes 24/7 access to security services for advice and information on potential threats such as terrorism, civil unrest and severe weather risks.
Before you travel:
- Country intelligence and security advice about a number of countries
While you are away:
- Contact our emergency security assistance hotline to speak to a security specialist
- Daily security news updates
Business travel insurance and remote working
We are living in unusual times. As we gain control over the pandemic, we know it remains a challenging time in many countries. If your business has hired employees overseas who are not able to relocate at the moment, business travel insurance may provide them with emergency cover until it is safe once again.
How long does business travel insurance last?
There are three options when it comes to the length of time business travel insurance lasts:
- 90 travel days per year per insured person
- 180 travel days per year per insured person
- Or cover is for a maximum number of business travel days across all employees per insurance year
If you have more questions about our emergency medical insurance get in touch with us, we are happy to answer them.