The extras you require are going to vary depending on your needs. Some options include:
Nationality: Swedish
Ages: Bjorn, 41 Eva, 36 and Ana 3
Living in: The Cayman Islands
Although they were not planning on living abroad Bjorn received a job opportunity in the Cayman Islands that was too good to miss. Planning to stay at least two years, international health insurance is a must. The Sorensen’s believe it is likely that they will add to their family while they are abroad so they have opted for maternity cover. Having a small child, outpatient cover is also essential.
Cover in USA: No
In-hospital cover: Yes
Maternity cover: Yes
Out-patient cover: Yes
Dental cover: No
Repatriation plan: Yes
Total cost of cover: €7,104
Nationality: Irish
Age: 35
Living in: Singapore
Patrick is moving abroad for the first time. Although he is rarely sick if he became ill he wants to be able to see a doctor straight away and he occasionally has problems with his teeth so he has opted for out-patient and a dental plan. To reduce his premium by 5% he is accepting a €450 deductible on in-patient costs. A deductible is an amount which is payable by the member and which will be deducted from the eligible reimbursable sum. Patrick is in a position to pay on an annual basis by bank transfer.
Cover in USA: No
In-hospital cover: Yes
Out-patient cover: Yes
Dental cover: Yes
Repatriation plan: Yes
Total cost of cover: €3,912
Nationality: English
Age: 33
Living in: South Korea
Joanne has been teaching English in South Korea for the last 2 years. She loves life out there and is well established in Seoul and through work has found a great GP and Dentist. She requires hospital cover, and should the worst happen while she is away, she wants repatriation costs to be covered. She also travels to the USA for training with her language school so she does need cover while she is there. Joanne is able to accept a €750 deductible to reduce her premium by 10%.
Cover in USA: Yes
In-hospital cover: Yes
Out-patient cover: No
Dental cover: No
Repatriation plan: Yes
Total cost of cover: €3,816