As a response to shifting consumer preferences, car subscription services – offered by both established OEMs and innovative start-ups – are now becoming increasingly popular in the mobility industry; short-term vehicle leasing offers customers a high degree of flexibility, cost transparency and individualized mobility.

Ease of use is a key differentiator for car subscription models. This is enabled by an intelligent integration of various service and insurance elements within the subscription model. Allianz Partners supports car subscription providers by offering insurance and services bundles such as fully comprehensive motor insurance, personal accident Insurance, or roadside assistance services included in the overall monthly subscription rate. 

With the increasing change from customers no longer owning a private car to instead becoming subscribers to mobility, shared e-bikes and e-scooters will be the transport of choice to save time and avoid traffic jams for short journeys. The altered cityscapes of recent months show that e-scooter fleets have already become an indispensable part of city center life.

With growing competition in the micromobility market, providers increasingly differentiate themselves by ensuring additional levels of safety to their riders. The right insurance protection is playing an important part in making micromobility a safer way to travel, offering an additional degree of security for riders, as well as for third parties, and are increasingly becoming a prerequisite for operator licenses. Allianz Partners is supporting micromobility providers globally with comprehensive insurance solutions to cover riders for personal accident and third party liability during their e-scooter or e-bike journey. We also launched a joint awareness campaign on road traffic safety and micromobility with one of our business partners in Europe.