Do you live in Indonesia or are you planning on moving there?
Making access to health insurance in Indonesia simpler, easier
and safer for expats.
Do you travel frequently, either alone or with your family? If so, we can make access to healthcare easier for you while you are in Indonesia.
We've designed solutions for expat health insurance in Indonesia to provide global access to healthcare to expats. Our Core Plans are flexible, affordable and comprehensive, covering in-patient and day-care treatments, at home and abroad.
Your cover is also subject to:
- Policy definitions and exclusions
- Any special conditions shown on your Insurance Certificate .
- Any policy endorsements, policy terms and conditions and any other legal requirements.
- Costs being reasonable and customary in accordance with country of treatment, standard and generally accepted medical procedures. If we consider a claim to be inappropriate, we reserve the right to decline or reduce the amount we pay.
Cover is not provided if any element of the cover, benefit, activity, business or underlying business violates any applicable sanction law or regulations of the United Nations, the European Union or any other applicable economic or trade sanction law or regulations.
Please check your Insurance Certificate, Benefit Guide and Table of Benefits to find out more.
The expatriate health insurance
cover includes
Doctor visits
Hospitalization
Vaccinations
Surgeries
Diagnostic tests
Prescribed drugs & dressings
Cancer treatment
Medical evacuation & repatriation
How to get your expat health insurance in a few simple steps
Getting your policy is much easier and faster when you choose our Moratorium underwriting option. There are no medical questionnaires to complete. It’s hassle free.
Ready to get you cover?
Call us on 0018 0306 5171 or +60 3 92127820 (if you are calling from outside Indonesia).
(Choose a day and time that suits you)
Why choose us as your trusted health insurer?
2M+
Worldwide expertise
Growing network of over 2 million quality medical providers, settling medical bills directly with the provider for most in-patient treatments.
24/7
Support
Always on: 24/7 multilingual Helpline and Emergency Assistance Services.
48hrs
Quick and efficient
Fully completed medical claims processed within 48 hours.
Looking for a different insurance solution?
Frequently Asked Questions
Get answers to your questions quickly and easily with our handy FAQs about our insurance plans for Indonesia, including coverage options, healthcare access, and how we support you during your stay.
Most of our health insurance contracts are for one year – but we have a short-term plan to suit members who need international health insurance for less than a year (3, 6 or 9 months). For all products, there is a 30 day cooling off period from the start date. After this, the policy may not be cancelled until renewal, regardless of whether a monthly or annual payment frequency is chosen.
For more information please contact our dedicated sales team on +353 1 514 8480.
For more information please contact our dedicated sales team on +353 1 514 8480.
International health insurance is designed for people who spend long periods overseas. It works much like health insurance at home: you’re not just covered for emergency treatment, but also for GP visits, diagnosis and post-treatment care in any country within your area of cover. We offer tailored health insurance for: students studying abroad, expat professionals working abroad, expat couples and established expat families.
Our international health specialists would be happy to discuss further plans and options with you. Simply request a call back
Our international health specialists would be happy to discuss further plans and options with you. Simply request a call back
Coverage for pre-existing medical conditions (including pre-existing chronic conditions) depends on the medical underwriting terms you accepted.
- For policies which were fully medically underwritten, pre-existing conditions are generally covered unless we say otherwise in your policy documents.
- For policies with moratorium, pre-existing conditions are only eligible for coverage once you’ve completed a continuous 24-month period after your start date and have not had symptoms, needed or received treatment, medication, a special diet or advice, or had any other indications of the condition during that time.
- For non-underwritten policies, pre-existing medical conditions are covered subject to the benefits, terms and conditions of the policy. Watch the Video to discover the difference between Full medical underwriting and Moratorium insurance.
For further information, please contact our Sales Team.
Paper applications?
Request a callback and get a quote over the phone or if you prefer, apply offline using our PDF application form below.
My Expat Life
Everything you need to know before you go and when you get there.
Real stories, real people
Here’s the story behind what we do and why we do it. Our mission is to help you be well.
Already a member?
Did you know that we have a support page for members with all you need to know to make the most of your cover.
The policies are issued and covered by PT Asuransi Central Asia. Registered address: Mal Ambassador Ruko 2-3, Jl. Prof. Dr. Satrio, Jakarta 12940, Indonesia.
This insurance product belongs to PT ASURANSI CENTRAL ASIA. PT ASURANSI CENTRAL ASIA is responsible for the issuance of the policy and has the right to reject claims made not in accordance with the terms and conditions written in the policy.
* Certain services that may be included in your plan are provided by third party providers. If included in your plan, these services will show in your Table of Benefits. These services are made available to you subject to your acceptance of your policy’s terms and conditions, as well as the service’s terms and conditions as set out by the relevant third party service provider. By accepting the third party service providers’ terms and conditions, you enter a separate contractual relationship directly with them. Their services may be subject to geographical restrictions. Full details of the third party service providers’ terms and conditions are available in their websites and in the relevant application and/or platform where services may be hosted. The third party service providers are independent data controllers, and we recommend that you review their privacy notices to understand how they process your personal data. The third party service providers offer non-insurance services that are not intended to be a substitute for in-person medical consultations, diagnosis, treatment, assessment or care. You understand and agree that the insurer, its reinsurer and their administrators are not responsible or liable for any claim, loss or damage, directly or indirectly resulting from your use of any of these third party services.