
International Healthcare Plans for Non-governmental Organisations
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International healthcare cover
We know that every NGO is different, so we’ve designed a flexible range of plans and benefits, giving you the freedom to make the right choice for your organisation and your people. Our plans are available for groups of five members or more and provide cover for dependants where required. They are tailored to provide cover for expats, staff working abroad for short periods, dependents (if required) and third country nationals. The plans are available for groups of 5 members or more.
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FAQs
For corporate group schemes:
- Our most comprehensive plans are Premier Core Plan, Out-patient Gold and Dental Plan 1
- Our entry level plans are Classic Core Plan, Out-patient Bronze and Dental Plan 2
For budget segments, looking for basic International Health Insurance coverage:
- Essential Core Plan, Out-patient Crystal and Dental Plan 2
All policies must include a Core Plan and an out-patient, dental and/or repatriation plan can be added.
Members are covered for emergencies only, which occur during business and holiday trips outside of the chosen area of cover (where relevant). Cover is provided subject to policy terms and conditions for up to six weeks per trip within the maximum benefit amount. It includes treatment required due to an accident or the sudden beginning or worsening of a severe illness which presents an immediate threat to your health. Treatment by a doctor must start within 24 hours of the emergency event. Cover is not provided for curative or follow-up non-emergency treatment, even if you are deemed unable to travel to a country within your geographical area of cover. Nor does it extend to charges relating to maternity, pregnancy, childbirth or any complications of pregnancy or childbirth.
Please tell your company’s Group Scheme Manager if you are going to be outside your area of cover for more than six weeks. The areas of cover are subject to our terms and conditions.