Our most comprehensive plans are: Premier Core Plan, Out-patient Gold and Dental Plan 1.
Our entry level plans are: Essential Core Plan, Out-patient Crystal and Dental Plan 2.
All policies must include a Core Plan. Thereafter, an out-patient, dental and/or repatriation plan can be added.
Members are covered for emergencies only, emergency treatment outside area of cover is treatment for medical emergencies which occur during business or holiday trips outside your area of cover.
Cover is provided for up to six weeks per trip within the maximum benefit amount. It includes treatment required due to an accident or the sudden beginning or worsening of a severe illness which presents an immediate threat to your health. Treatment by a doctor must start within 24 hours of the emergency event.
Cover is not provided for curative or follow-up non-emergency treatment, even if you are deemed unable to travel to a country within your geographical area of cover. Nor does it extend to charges relating to maternity, pregnancy, childbirth or any complications of pregnancy or childbirth. Please tell your company’s Group Scheme Manager if you are going to be outside your area of cover for more than six weeks.