International Health Insurance for Employees in Latin America & the Caribbean

 
If you have staff living and working in Latin America and the Caribbean, we can make access to healthcare easier for them in the event of an illness or accident.
With the  GlobalPass group international health insurance,  you have  the freedom to choose from three areas of cover:
1. Worldwide
2. Worldwide excluding USA, Hong Kong, China, Canada, Singapore, Switzerland, UK and Brazil
3. Latin America and the Caribbean cover (applicable to these two regions only).

Our plans also include treatment for covid-19.

Your cover is also subject to: 

  • Policy definitions and exclusions 
  • Any special conditions shown on your Insurance Certificate (and on the Special Condition Form issued before the policy comes into effect, where relevant). 
  • Any policy endorsements, policy terms and conditions and any other legal requirements. 
  • Costs being reasonable and customary in  accordance with country of treatment, standard and generally accepted medical procedures.

If we consider a claim to be inappropriate, we reserve the right to decline or reduce the amount we pay. 

Sanctions suspension clause:

Any benefits, cover, and claims payments are suspended if any element of the cover, benefit, activity, business, or underlying business exposes us to:

  • any applicable sanction, prohibition or restriction under the United Nations’ resolutions, or
  • the trade or economic sanctions, laws or regulations of Canada, the European Union, United Kingdom, or United States of America.

The above suspension will continue until such time as we are no longer exposed to any such sanction, prohibition, or restriction.

Please check your Insurance Certificate, Benefit Guide and Table of Benefits to find out more.

latin america

Your employees have access to a range of services gathered in one convenient hub to help protect them from preventable health risks. Our services include Telehealth, Expat Assistance programme, Mind coaching app, Fitness coaching App, Nutrition Hub, Travel Security and more.
With our GlobalPass international healthcare plans, you can select an option that aligns with both your employees' needs and your budget. 
 
Essential Coverage for Everyday Needs
 
This plan offers a range of benefits for key medical requirements, including access to a private room, out-patient treatment, oncology services, home nursing, and medical evacuation. It's ideal for employers seeking comprehensive in-patient and out-patient coverage without exceeding your budget.
 
$ 3,000,000

Comprehensive In-Patient Coverage
 
Designed for employees requiring coverage for hospitalizations and costly medical treatments, this plan provides access to a private room, surgeries, intensive care, oncology, day-care treatment, medical evacuations and more. This plan offers only in- patient cover.
 
$ 7,000,000

Our Highest Level of
Coverage
This plan includes most of the benefits of Choice 2, plus additional coverage for out-patient treatments, bariatric surgery, laser eye treatment, and dietician fees.
 
 
 

 
$ 9,000,000

#1
Financially strong company with A+ Superior, A.M. Best rating. Number 1 insurance brand by Interbrand for the fifth year running.
2M+
Growing network of over 2 million quality medical providers, settling medical bills directly with the provider for most in-patient treatments.
24/7
Always on: 24/7 multilingual Helpline and Emergency Assistance Services.
48hrs
Fully completed medical claims processed within 48 hours.
If you have any questions, or if you're not sure which plan best suits your employees, our Corporate Sales Team would be delighted to guide you through your choices. 

Find the answers to our most commonly asked questions about the nature of our cover and how we protect members globally. 

 

Group terms can be offered when there are three or more staff members. For groups wishing to get a quote for international health insurance, please visit our Employer area or contact our Sales Support Team who will be happy to provide you with a quote based on your requirements.
Generally, all insured members within an international healthcare group will have the same level of cover. However, for larger groups, we are able to accommodate different levels of cover through the creation of sub-groups. For further information, please contact our Sales Support Team.
We offer coverage and support for most countries around the world with certain locations supported via specific regional plans. For specific group coverage queries, please contact our Sales Team, and they will be happy to assist you.
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International Travel and Health Insurer of the Year.
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EFMA & Accenture Innovation in Insurance Awards 2022.
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UK Health & Protection Award Win

Best International Group Health Insurance Provider 2023.
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Did you know that we have a support page for members with all you need to know to make the most of your cover ?
Certain services that may be included in your plan are provided by third party providers outside the Allianz Group, such as the Expat Assistance Programme, Travel Security services, Fitness Coaching App, Second Medical Opinion and tele-medicine services. If included in your plan, these services will show in your Table of Benefits. These services are made available to you subject to your acceptance of the terms and conditions of your policy and the terms and conditions of the third parties. These services may be subject to geographical restrictions. The Fitness Coaching App does not provide medical or health advice and the wellness resources contained within our Health Services are for informational purposes only. The Fitness Coaching App and the wellness resources contained within our Health Services shouldn’t be regarded as a substitute for professional advice (medical, physical or psychological). They are also not a substitute for the diagnosis, treatment, assessment or care that you may need from your own doctor. You understand and agree that  AWP Health & Life acting through its Irish Branch and AWP Health & Life Services Limited and their affiliates, are not responsible or liable for any claim, loss or damage, directly or indirectly resulting from your use of any of these third-party services.