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Taking care of you and your team
International Health Insurance for Employees in Latin America & the Caribbean
Do you have Employees in Latin America & the Caribbean?
If you have staff living and working in Latin America and the Caribbean, we can make access to healthcare easier for them in the event of an illness or accident.
With the GlobalPass group international health insurance, you have the freedom to choose from three areas of cover:
1. Worldwide
2. Worldwide excluding USA, Hong Kong, China, Canada, Singapore, Switzerland, UK and Brazil
3. Latin America and the Caribbean cover (applicable to these two regions only).
Our plans also include treatment for covid-19.
Your cover is also subject to:
• Policy definitions and exclusions
• Any special conditions shown on your Insurance Certificate (and on the Special Condition Form issued before the policy comes into effect, where relevant).
• Any policy endorsements, policy terms and conditions and any other legal requirements.
• Costs being reasonable and customary in accordance with country of treatment, standard and generally accepted medical procedures.
If we consider a claim to be inappropriate, we reserve the right to decline or reduce the amount we pay.
Sanctions suspension clause:
Any benefits, cover, and claims payments are suspended if any element of the cover, benefit, activity, business, or underlying business exposes us to:
- any applicable sanction, prohibition or restriction under the United Nations’ resolutions, or
- the trade or economic sanctions, laws or regulations of Canada, the European Union, United Kingdom, or United States of America.
The above suspension will continue until such time as we are no longer exposed to any such sanction, prohibition, or restriction.
Please check your Insurance Certificate, Benefit Guide and Table of Benefits to find out more.
The expatriate health insurance
cover includes
Doctor visits
Hospitalization
Wellness services
Prescription drugs
Emergency medical care
Chronic and congenital conditions
Health Services included with your cover
International Health Insurance Plans for Latin America & the Caribbean at a Glance
Our International Health Insurance plans offer great benefits for employees living abroad, with optional extras to customize the cover based on your needs and budget
Step 1:
Choose your Core plan.
Our core plan options include a comprehensive selection of in-patient benefits, maternity and day-care benefits such as hospital accommodation, surgery, medical evacuation and much more.
All our core plans include a selection of Global Health Services that aim to improve the quality of life of your expat team.
Step 2:
Step 3:
Choose your area of cover: Latin America and Caribbean, Worldwide or Worldwide excluding USA, Hong Kong, China, Canada, Singapore, Switzerland, UK and Brazil
Enhance Your Cover with Optional Plans
Choose from the following:
Elevate your healthcare experience with our out-patient plan, offering day-to-day medical cover such as GP visits, diagnostic tests, annual health checks and more.
Protect your oral health and your wallet with our reliable dental insurance plan, offering cover to dental treatments, surgeries, orthodontics and more.
Why choose us as your trusted health insurer?
#1
Best in class experiences
Financially strong company with A+ Superior, A.M. Best rating. Number 1 insurance brand by Interbrand for the fifth year running
1.9M
Worldwide expertise
Growing network of over 1.9 million quality medical providers, settling medical bills directly with the provider for most in-patient treatments.
24/7
Support
Always on: 24/7 multilingual Helpline and Emergency Assistance Services.
48hrs
Quick and efficient
Fully completed medical claims processed within 48 hours
Don't see the right plan for you?
MyHealth digital services
MyHealth app and portal is your go-to resource for submitting and checking claims, exploring your cover, viewing policy information and digital membership card, and accessing digital tools and services to help you manage your health and wellness.
Frequently Asked Questions
Find the answers to our most commonly asked questions about the nature of our cover and how we protect members globally.
How many staff do I need to offer group terms?
Group terms can be offered when there are three or more staff members.
For groups wishing to get a quote for international health insurance, please visit our Employer area or contact our Sales Support Team who will be happy to provide you with a quote based on your requirements.
Can I offer different levels of cover within a group?
Generally, all insured members within a group will have the same level of cover. However, for larger groups, we are able to accommodate different levels of cover through the creation of sub-groups. For further information, please contact our Sales Support Team.
What countries do you offer coverage in?
We offer coverage and support for most countries around the world with certain locations supported via specific regional plans. For specific coverage queries, please contact out Sales Team, and they will be happy to assist you.
Awards and Recognition
ITIJ Award Winner
ITIJ Award Winner
International Travel and Health Insurer of the Year.
EFMA & Accenture Innovation in Insurance Awards Winner
EFMA & Accenture Innovation in Insurance Awards Winner
EFMA & Accenture Innovation in Insurance Awards 2022.
UK Health & Protection Award Win
UK Health & Protection Award Win
Best International Group Health Insurance Provider 2023.
Already a member?
Did you know that we have a support page for members with all you need to know to make the most of your cover.
Certain services that may be included in your plan are provided by third party providers outside the Allianz group, such as the Employee Assistance Programme, Travel Security services, fitness app, Second Medical Opinion and telemedicine services. If included in your plan, these services will show in your Table of Benefits. These services are made available to you subject to your acceptance of the terms and conditions of your policy and the terms and conditions of the third parties. These services may be subject to geographical restrictions. The fitness app does not provide medical or health advice and the wellness resources contained within Olive are for informational purposes only. The fitness app and the wellness resources contained within Olive shouldn’t be regarded as a substitute for professional advice (medical, physical or psychological). They are also not a substitute for the diagnosis, treatment, assessment or care that you may need from your own doctor. You understand and agree that AWP Health & Life SA (Irish Branch) and AWP Health & Life Services Limited are not responsible or liable for any claim, loss or damage, directly or indirectly resulting from your use of any of these third party services