Working together with our regional partner, Orient Insurance PJSC, we’ve designed flexible, affordable expat healthcare plans for life in Dubai. We offer comprehensive private medical cover for treatment at some of the best hospitals in Dubai, or back home, if you prefer. Our expat healthcare plans also fully satisfy the Dubai Health Authority requirements for visas, so that's another task ticked off your list.
Cover for you and your family
International Health Insurance
for Dubai
UAE plans are offered through our partnerships with Orient Insurance PJSC and NextCare.
In the context of this page We/Our/Us is Orient Insurance PJSC.
In the context of this page We/Our/Us is Orient Insurance PJSC.
Making access to healthcare simpler, easier and safer
Are you an expat based in or moving to Dubai?
Digital or in-person support around the clock
International health insurance plans for Dubai
Our medical insurance plans are compliant with the requirements of the Dubai Health Authority and include cover for a wide range of in-patient and day-care treatments. Plus, you can add optional level of cover such as out-patient, dental, enhanced maternity and repatriation benefits.
Build your plan
With our international health insurance plans, you can choose one that best suit your needs and budget
Health insurance plans for Dubai at a glance
Together with our partners, we've carefully crafted a selection of plans designed especially for Dubai, drawing on our many years of expertise in international health insurance.
Dubai Elite Individual
Maximum Plan Benefit
$10,500,000
$10,500,000
Dubai Prime Individual
Maximum plan benefit
$4,000,000
$4,000,000
Dubai Select Individual
Maximum plan benefit
$1,750,000
$1,750,000
Type of room
Private Room
Private Room
Private Room
In-patient / Day-care
Laser eye treatment
$1,350
Global Health Services
Out-patient benefits at a glance
Mandatory as per Dubai Health Authority requirement:
Dubai Gold Individual
Overall Maximum Policy Limit
No limit
Overall Maximum Policy Limit
No limit
Dubai Silver Individual
Overall Maximum Policy Limit
$61,700
Overall Maximum Policy Limit
$61,700
Dubai Pearl Individual
Overall Maximum
Policy Limit $51,000
Overall Maximum
Policy Limit $51,000
General practitioner and specialist fees
Prescription drugs
$1,400
Diagnostic tests
Psychiatry and psychotherapy
30 visits
20 visits
15 visits up to $2,725
Ayurvedic treatment
$1,000
$850
$700
Health and wellbeing
Checks are limited to:
- Physical examination
- Blood tests (full blood count, biochemistry, lipid profile, thyroid function test, liver function test, kidney function test)
- Cardiovascular examination (physical examination, electrocardiogram, blood pressure)
- Neurological examination (physical examination)
- Bone densitometry (every five years for women aged 50+)
$1,700
$850
Optional Plans
Repatriation plan
We offer a choice of medical networks you can select depending on your requirements
Comprehensive Network
Includes all medical providers in our UAE network
Comprehensive Network excl. CCAD
Includes all medical providers in our UAE network with exclusion of Cleveland Clinic Abu Dhabi
Standard Network
Includes all medical providers in our UAE network with exclusion of Cleveland Clinic Abu Dhabi, out-patient treatment at American Hospital, and hospitals in the Mediclinic Group
RN Enhanced Network
Includes a list of selected providers that cover the full spectrum of medical services throughout the UAE
Want to know more about
Healthcare in the UAE?
Why choose us?
Let's talk
Get in touch today to request a quote. If you have a question, would like to learn more, or if you just want to chat through your options, our international health team are here to help.
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FAQs
Find the answers to our most commonly asked questions about the nature of our cover and how we protect members globally.
This is the geographical territory where your cover is valid. We offer multiple geographical area of cover options – please check your Insurance Certificate to confirm which one applies to you.
For example, if your area of cover is “Worldwide”, this means that your cover will be valid everywhere in the world. If your area of cover is “Africa”, then your cover will be valid everywhere in Africa.
*Our policies don’t provide any cover or benefit for any business or activity to the extent that either the cover or benefit or the underlying business or activity would violate any applicable sanction law or regulations of the United Nations, the European Union or any other applicable economic or trade sanction law or regulations. The areas of cover are subject to your policy terms and conditions.
This means that we will cover you on an emergency basis if you are on a short term visit outside your region of cover. For example, if you are on holiday in the USA, but have purchased a Worldwide Excluding USA plan - There is cover for emergencies in the USA for a maximum of 42 days (for trips of a maximum period of six weeks – unlimited number of trips). Please see our Benefit Guide and Table of Benefits for general terms & conditions.
In-patient cover relates to all treatment which occurs when a member is an "in-patient" (staying overnight/for a period of time) in the hospital. Out-patient claims (such as doctor visits, buying prescription drugs) would only be covered if an out-patient plan was bought together with the in-patient one. We have a range of different levels of cover for both in-patient and out-patient treatment.
Already a member?
Did you know that we have a support page for members in the UAE with all you need to know to make the most of your cover.
* Certain services which may be included in your plan are provided by third party providers, such as the Expat Assistance Programme, Travel Security services, HealthSteps app, Second Medical Opinion and tele-medicine services. If included in your plan, these services will show in your Table of Benefits. These services are made available to you subject to your acceptance of the terms and conditions of your policy and the terms and conditions of the third parties. These services may be subject to geographical restrictions. The HealthSteps app does not provide medical or health advice and the wellness resources contained within Olive are for informational purposes only. The HealthSteps app and the wellness resources contained within Olive shouldn’t be regarded as a substitute for professional advice (medical, physical or psychological). They are also not a substitute for the diagnosis, treatment, assessment or care that you may need from your own doctor. You understand and agree that the insurer, its reinsurers and administrators are not responsible or liable for any claim, loss or damage, directly or indirectly resulting from your use of any of these third party services.
** Allianz Care through their UAE Insurance Partner Orient and UAE Third Party Administrator NextCare
For Underwritten Products, Terms and Conditions regarding Pre-Existing Conditions or Previous Medical History will apply.