Cover for you and your family

International Health Insurance
for France, Benelux and Monaco

Why choose Allianz Care for international healthcare?

With our health insurance plans, you can build your plan to suit the needs of your employees and your budget.
Step 1:
Choose your Core plan 

Our core plan options include a comprehensive selection of in-patient benefits, maternity and day-care benefits such as hospital accommodation, surgery, medical evacuation and much more.

All our core plans include a selection of Global Health Services that aim to improve the quality of life of your expat team.

Step 2:
Add any of the optional plans 

Provides flexibility and choice to enhance your cover by adding any of our optional plans, such as out-patient dental and repatriation cover.

Step 3: 
Choose your area of cover:
Worldwide, Worldwide excluding USA or Africa only

Global access to treatment so you can use your medical cover in any country included within your chosen area of cover. It is a good idea to select an area where you normally travel to or live for more than 6 months of the year.

**Terms and conditions and regulatory restrictions apply.

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Maximum Plan Limit
Maximum Plan Limit
Type of room
Semi-private Room
Private Room
In-patient / Day-care
Organ transplant
Medical evacuation
Expat Assistance Programme (EAP)
Travel Security Services
MyHealth Digital Services
Second Medical Opinion
Out-patient plan
Dental plan
Repatriation plan
Our international health team would be happy to discuss other plans and options with you on +353 1 514 8480.
Get in touch today to request a quick quote. If you have a question, would like to learn more, or if you just want to chat through your options, our international health team are here to help. 
Find the answers to our most commonly asked questions about the nature of our cover and how we protect members globally. 

This is the geographical territory where your cover is valid. We offer multiple geographical area of cover options – please check your Insurance Certificate to confirm which one applies to you. 

For example, if your area of cover is “Worldwide”, this means that your cover will be valid everywhere in the world. If your area of cover is “Africa”, then your cover will be valid everywhere in Africa.

*Our policies don’t provide any cover or benefit for any business or activity to the extent that either the cover or benefit or the underlying business or activity would violate any applicable sanction law or regulations of the United Nations, the European Union or any other applicable economic or trade sanction law or regulations. The areas of cover are subject to your policy terms and conditions.

This means that we will cover you on an emergency basis if you are on a short term visit outside your region of cover. For example, if you are on holiday in the USA, but have purchased a Worldwide Excluding USA plan -  There is cover for emergencies in the USA for a maximum of 42 days (for trips of a maximum period of six weeks – unlimited number of trips). Please see our Benefit Guide for general terms & conditions.

Most of our contracts are for one year – but we have a short-term plan to suit members who need international health insurance for less than a year.

For all products, there is a 30 day cooling off period from the start date. After this, the policy may not be cancelled until renewal, regardless of whether a monthly or annual payment frequency is chosen. For more information please contact our dedicated sales team on +353 1 514 8480.

In-patient cover relates to all treatment which occurs when a member is an "in-patient" (staying overnight/for a period of time) in the hospital.  Out-patient claims (such as doctor visits, buying prescription drugs) would only be covered if an out-patient plan was bought together with the in-patient one. We have a range of different levels of cover for both in-patient and out-patient treatment.

If your contract is a top-up to the CFE, you should submit your claim directly to the CFE for :  

  • all claims incurred in France and
  • all ‘out-of-pocket’ medical expenses incurred outside of France.

Once the CFE has processed your contribution to the claim, Allianz Care will be promptly notified. A claim will be automatically generated in our system for your convenience, eliminating the need for you to contact us.

Upon receipt of all necessary information, we will process your claim and issue payment instructions to your bank within five working days.

For treatments incurred outside of France where Allianz Care would directly settle your medical bill with the healthcare provider (typically for in-patient treatments), we will remain your initial point of contact and will manage the communication with the CFE on your behalf.

Did you know that we have a support page for members with all you need to know to make the most of your cover. 


**Certain services which may be included in your plan are provided by third party providers outside the Allianz group, such as the EmployeeExpat Assistance Programme, Travel Security services, HealthSteps App, Second Medical Opinion and tele-medicine services. If included in your plan, these services will show in your Table of Benefits. These services are made available to you subject to your acceptance of the terms and conditions of your policy and the terms and conditions of the third parties. These Services may be subject to geographical restrictions.  The HealthSteps App does not provide medical or health advice and the wellness resources contained within Olive are for informational purposes only. The HealthSteps App and the wellness resources contained within Olive shouldn’t  be regarded as a substitute for professional advice (medical, physical or psychological). They are also not a substitute for the diagnosis, treatment, assessment or care that you may need from your own doctor. You understand and agree that AWP Health & Life SA (Irish Branch) and AWP Health & Life Services Limited are not responsible or liable for any claim, loss or damage, directly or indirectly resulting from your use of any of these third party services.