The Swiss plans are offered through our partnership with the Swiss health insurer KPT.
Planning to move overseas? Make sure you're covered
International health insurance for Switzerland
Expat health insurance for Switzerland: cover while living abroad or at home
Are you planning to move to Switzerland or to move from Switzerland to another country?
Our international health insurance plans for Switzerland provide top-up cover to the mandatory Swiss Health Insurance – to cover you when you are in Switzerland and when you are away.
Our expat health insurance for Switzerland includes cover for a wide range of in-patient and day-care treatments as well as an optional level of cover such as out-patient, dental, maternity and repatriation benefits. Our plans also include treatment for Covid-19.
Your cover is also subject to:
- Policy definitions and exclusions
- Any special conditions shown on your Insurance Certificate (and on the Special Condition Form issued before the policy comes into effect, where relevant).
- Any policy endorsements, policy terms and conditions and any other legal requirements.
- Costs being reasonable and customary in accordance with country of treatment, standard and generally accepted medical procedures. If we consider a claim to be inappropriate, we reserve the right to decline or reduce the amount we pay.
Sanctions suspension clause:
Any benefits, cover and claims payments are suspended if any element of the cover, benefit, activity, business, or underlying business exposes us to:
- any applicable sanction, prohibition or restriction under the United Nations’ resolutions, or
- the trade or economic sanctions, laws or regulations of the European Union, United Kingdom, or United States of America.
The above suspension will continue until such time as we are no longer exposed to any such sanction, prohibition, or restriction.
The expatriate health insurance
cover includes
Doctor visits
Hospitalization
Vaccinations
Surgeries
Diagnostic tests
Prescription drugs
Cancer treatment
Option to add a repatriation plan
International Health Insurance Services included with your cover
You have access to a range of services gathered in one convenient hub to help protect you and your family from preventable health risks. Our services include Telehealth, Expat assistance programme, Mental health app, Fitness coaching App, Nutrition Hub, Travel Security and more.
The ratings provided are based on recent reviews from individuals in your region who utilise the same type of device as you. Please note that these ratings may not reflect the experiences of all users and are subject to change over time. Individual experiences may vary.
International Health Insurance for Switzerland at a glance
Our expat health insurance for Switzerland offers comprehensive benefits for Swiss expat living overseas, as well as expats moving to Switzerland.
Step 1:
Choose your Core plan.
Our core plan options include a comprehensive selection of in-patient benefits and day-care such as hospital accommodation, surgery, medical evacuation and much more.
All our core plans include a selection of Global Health Services that aim to improve the quality of your life.
Step 2:
Step 3:
Choose your area of cover: Worldwide or Worldwide excluding USA .
Provides multi-country cover so you can use your medical cover in any country included within your chosen area of cover. It is a good idea to select an area where you normally travel to or are live for more than 6 months of the year.
Terms and conditions and regulatory restrictions apply.
Suisse
Premier Individual
Max. Plan Limit:
CHF 2,925,000
CHF 2,925,000
| Private room | ✓ |
Diagnostic tests |
✓ |
Oncology |
✓ |
Rehabilitation treatment |
CHF 5,750 |
Emergency out-patient treatment |
CHF 975 |
| Emergency out-patient dental treatment | CHF 975 |
Maternity plan option available |
✓ |
Where these benefit amounts are reached, any additional costs may be reimbursed within the terms of any separate Out-patient Plan
Where these benefit amounts are reached, any additional costs may be reimbursed within the terms of any separate Dental Plan. In-patient and day-care treatment only
Suisse
Club Individual
Max. Plan Limit:
CHF 1,950,000
| Private room | ✓ |
Diagnostic tests |
✓ |
Oncology |
✓ |
Rehabilitation treatment |
CHF 3,900 |
Emergency out-patient treatment |
CHF 975 |
| Emergency out-patient dental treatment | CHF 650 |
Maternity plan option available |
✓ |
In-patient, day-care and out-patient treatment; must commence within 14 days of discharge after the acute medical and/or surgical treatment ceases
Where these benefit amounts are reached, any additional costs may be reimbursed within the terms of any separate Out-patient Plan Where these benefit amounts are reached, any additional costs may be reimbursed within the terms of any separate Dental Plan. In-patient and day-care treatment onlyEnhance Your Cover with Optional Plans
Choose from the following:
Out-patient plan
Elevate your healthcare experience with our out-patient plan, offering day-to-day medical cover such as GP visits, diagnostic tests, vaccinations, regular health checks and more.
Repatriation plan
If the treatment you need is not available locally, we'll repatriate you to your home country, so you can receive treatment close to family and friends.
Dental plan
Protect your oral health and your wallet with our reliable dental insurance plan, offering cover to dental treatments, surgeries, orthodontics and more.
Maternity plan
Embrace the journey of motherhood with our trusted maternity plan, offering coverage and support.
Looking for a student plan?
If you are an International students studying in Switzerland, our ScoreStudies product may be the right solution for you.
Ready to get your cover?
Call us on +353 1 514 8480 or email us.
(Choose a day and time that suits you)
Why choose us as your trusted international health insurer?
#1
Best in class experiences
Financially strong company with A+ Superior, A.M. Best rating. Number 1 insurance brand by Interbrand for the seventh year running.
2M+
Worldwide expertise
Growing network of over 2 million quality medical providers, settling medical bills directly with the provider for most in-patient treatments.
24/7
Support
Always on: 24/7 multilingual Helpline and Emergency Assistance Services.
48hrs
Quick and efficient
Fully completed medical claims processed within 48 hours.
Looking for a different insurance solution?
Frequently Asked Questions
Get answers to your questions quickly and easily with our handy FAQs.
In which countries can I receive treatment?
You can receive treatment in any country within your area of cover, as shown in your Insurance Certificate.
If the treatment you need is available locally but you choose to travel to another country in your area of cover, we will reimburse all eligible medical costs incurred within the terms of your policy; except for your travel expenses.
If the eligible treatment is not available locally, and your cover includes “Medical evacuation”, we will also cover travel costs to the nearest suitable medical facility. To claim for medical and travel expenses incurred in these circumstances, you will need to complete and submit the Pre-authorisation Form before travelling.
You are covered for eligible costs incurred in your home country, provided that your home country is in your area of cover.
I am looking for insurance for children. Are my children automatically covered when I sign up?
Your children & other dependents can be added to the policy subject to the medical underwriting terms you accepted; either full medical underwriting orMoratorium. They would be subject to their own premium which would be derived from their age, cost of healthcare in the primary country of residence and any special condition that may be applied to the policy.
What is the length of the contract? If I pay monthly, can I cancel at any time?
Most of our contracts are for one year – but we have a short-term plan to suit members who need International Health Insurance for less than a year.
For all products, there is a 30 day cooling off period from the start date. After this, the policy may not be cancelled until renewal, regardless of whether a monthly or annual payment frequency is chosen. For more information please contact our dedicated sales team on +353 1 514 8480.
For all products, there is a 30 day cooling off period from the start date. After this, the policy may not be cancelled until renewal, regardless of whether a monthly or annual payment frequency is chosen. For more information please contact our dedicated sales team on +353 1 514 8480.
My Expat Life
Everything you need to know before you go and when you get there.
Real stories, real people
Here’s the story behind what we do and why we do it. Our mission is to help you be well.
Awards and Recognition
ITIJ Award Winner
International Travel and Health Insurer of the Year.
EFMA & Accenture Innovation in Insurance Awards Win
EFMA & Accenture Innovation in Insurance Awards 2022.
UK Health & Protection Award Win
Best International Group Health Insurance Provider 2023.
Already a member?
Did you know that we have a support page for members with all you need to know to make the most of your cover ?
Certain services that may be included in your plan are provided by third party providers. If included in your plan, these services will show in your Table of Benefits. These services are made available to you subject to your acceptance of your policy’s terms and conditions, as well as the service’s terms and conditions as set out by the relevant third party service provider. By accepting the third party service providers’ terms and conditions, you enter a separate contractual relationship directly with them. Their services may be subject to geographical restrictions. Full details of the third party service providers’ terms and conditions are available in their websites and in the relevant application and/or platform where services may be hosted. The third party service providers are independent data controllers, and we recommend that you review their privacy notices to understand how they process your personal data. The third party service providers offer non-insurance services that are not intended to be a substitute for in-person medical consultations, diagnosis, treatment, assessment or care. You understand and agree that the insurer, its reinsurer and their administrators are not responsible or liable for any claim, loss or damage, directly or indirectly resulting from your use of any of these third party services.