The Swiss plans are offered through our partnership with the Swiss health insurer KPT.
Planning to move overseas? Make sure you're covered
International health insurance for Switzerland
Expat health insurance for Switzerland: cover while living abroad or at home
Are you planning to move to Switzerland or to move from Switzerland to another country?
Our international health insurance plans for Switzerland provide top-up cover to the mandatory Swiss Health Insurance – to cover you when you are in Switzerland and when you are away.
Our expat health insurance for Switzerland includes cover for a wide range of in-patient and day-care treatments as well as an optional level of cover such as out-patient, dental, maternity and repatriation benefits. Our plans also include treatment for Covid-19.
Your cover is also subject to:
- Policy definitions and exclusions
- Any special conditions shown on your Insurance Certificate (and on the Special Condition Form issued before the policy comes into effect, where relevant).
- Any policy endorsements, policy terms and conditions and any other legal requirements.
- Costs being reasonable and customary in accordance with country of treatment, standard and generally accepted medical procedures. If we consider a claim to be inappropriate, we reserve the right to decline or reduce the amount we pay.
Sanctions suspension clause:
Any benefits, cover and claims payments are suspended if any element of the cover, benefit, activity, business, or underlying business exposes us to:
- any applicable sanction, prohibition or restriction under the United Nations’ resolutions, or
- the trade or economic sanctions, laws or regulations of the European Union, United Kingdom, or United States of America.
The above suspension will continue until such time as we are no longer exposed to any such sanction, prohibition, or restriction.
The expatriate health insurance
cover includes
Doctor visits
Hospitalization
Vaccinations
Surgeries
Diagnostic tests
Prescription drugs
Cancer treatment
Option to add a repatriation plan
Health Services
included with your cover
You have access to a range of services gathered in one convenient hub to help protect you and your family from preventable health risks. Our services include Telehealth, Expat assistance programme, Mind coaching app, Fitness coaching App, Nutrition Hub, Travel Security and more
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International Health Insurance for Switzerland at a glance
Our expat health insurance for Switzerland offers comprehensive benefits for Swiss expat living overseas, as well as expats moving to Switzerland.
Step 1:
Choose your Core plan.
Step 2:
Step 3:
Choose your area of cover: Worldwide or Worldwide excluding USA .
Suisse
Premier Individual
Max. Plan Limit:
CHF 2,925,000
CHF 2,925,000
| Private room | ✓ |
Diagnostic tests |
✓ |
Oncology |
✓ |
Rehabilitation treatment |
CHF 5,750 |
Emergency out-patient treatment |
CHF 975 |
| Emergency out-patient dental treatment | CHF 975 |
Maternity plan option available |
✓ |
Where these benefit amounts are reached, any additional costs may be reimbursed within the terms of any separate Out-patient Plan
Suisse
Club Individual
Max. Plan Limit:
CHF 1,950,000
| Private room | ✓ |
Diagnostic tests |
✓ |
Oncology |
✓ |
Rehabilitation treatment |
CHF 3,900 |
Emergency out-patient treatment |
CHF 975 |
| Emergency out-patient dental treatment | CHF 650 |
Maternity plan option available |
✓ |
In-patient, day-care and out-patient treatment and personal oncology case manager services.
Where these benefit amounts are reached, any additional costs may be reimbursed within the terms of any separate Out-patient Plan
Enhance Your Cover with Optional Plans
Choose from the following:
Out-patient plan
Elevate your healthcare experience with our out-patient plan, offering day-to-day medical cover such as GP visits, diagnostic tests, vaccinations, regular health checks and more.
Repatriation plan
If the treatment you need is not available locally, we'll repatriate you to your home country, so you can receive treatment close to family and friends.
Dental plan
Protect your oral health and your wallet with our reliable dental insurance plan, offering cover to dental treatments, surgeries, orthodontics and more.
Maternity plan
Embrace the journey of motherhood with our trusted maternity plan, offering coverage and support.
Looking for a student plan?
If you are an International students studying in Switzerland, our ScoreStudies product may be the right solution for you.
Ready to get your cover?
Call us on +353 1 514 8480 or email us.
(Choose a day and time that suits you)
Why choose us as your trusted health insurer?
#1
Best in class experiences
Financially strong company with A+ Superior, A.M. Best rating. Number 1 insurance brand by Interbrand for the fifth year running
2M+
Worldwide expertise
Growing network of over 2 million quality medical providers, settling medical bills directly with the provider for most in-patient treatments.
24/7
Support
Always on: 24/7 multilingual Helpline and Emergency Assistance Services.
48hrs
Quick and efficient
Fully completed medical claims processed within 48 hours
Looking for a different solution?
Frequently Asked Questions
Get answers to your questions quickly and easily with our handy FAQs.
In which countries can I receive treatment?
You can receive treatment in any country within your area of cover, as shown in your Insurance Certificate.
If the treatment you need is available locally but you choose to travel to another country in your area of cover, we will reimburse all eligible medical costs incurred within the terms of your policy; except for your travel expenses.
If the eligible treatment is not available locally, and your cover includes “Medical evacuation”, we will also cover travel costs to the nearest suitable medical facility. To claim for medical and travel expenses incurred in these circumstances, you will need to complete and submit the Pre-authorisation Form before travelling.
You are covered for eligible costs incurred in your home country, provided that your home country is in your area of cover.
I am looking for insurance for children. Are my children automatically covered when I sign up?
Your children & other dependents can be added to the policy subject to the medical underwriting terms you accepted; either full medical underwriting orMoratorium. They would be subject to their own premium which would be derived from their age, cost of healthcare in the primary country of residence and any special condition that may be applied to the policy.
What is the length of the contract? If I pay monthly, can I cancel at any time?
Most of our contracts are for one year – but we have a short-term plan to suit members who need International Health Insurance for less than a year.
For all products, there is a 30 day cooling off period from the start date. After this, the policy may not be cancelled until renewal, regardless of whether a monthly or annual payment frequency is chosen. For more information please contact our dedicated sales team on +353 1 514 8480.
For all products, there is a 30 day cooling off period from the start date. After this, the policy may not be cancelled until renewal, regardless of whether a monthly or annual payment frequency is chosen. For more information please contact our dedicated sales team on +353 1 514 8480.
My Expat Life
Everything you need to know before you go and when you get there.
Real stories, real people
Here’s the story behind what we do and why we do it. Our mission is to help you be well.
Awards and Recognition
ITIJ Award Winner
International Travel and Health Insurer of the Year.
EFMA & Accenture Innovation in Insurance Awards Win
EFMA & Accenture Innovation in Insurance Awards 2022.
UK Health & Protection Award Win
Best International Group Health Insurance Provider 2023.
Already a member?
Did you know that we have a support page for members with all you need to know to make the most of your cover ?
Certain services that may be included in your plan are provided by third party providers outside the Allianz Group, such as the Expat Assistance Programme, Travel Security services, Fitness Coaching App, Second Medical Opinion and tele-medicine services. If included in your plan, these services will show in your Table of Benefits. These services are made available to you subject to your acceptance of the terms and conditions of your policy and the terms and conditions of the third parties. These services may be subject to geographical restrictions. The Fitness Coaching App does not provide medical or health advice and the wellness resources contained within our Health Services are for informational purposes only. The Fitness Coaching App and the wellness resources contained within our Health Services shouldn’t be regarded as a substitute for professional advice (medical, physical or psychological). They are also not a substitute for the diagnosis, treatment, assessment or care that you may need from your own doctor. You understand and agree that AWP Health & Life acting through its Irish Branch and AWP Health & Life Services Limited and their affiliates, are not responsible or liable for any claim, loss or damage, directly or indirectly resulting from your use of any of these third-party services.