We know that flexibility is important to our members, so you can supplement your chosen Core Plan with extra cover such as an Out-patient, Dental, Maternity or Repatriation Plan.

To help you reduce the premium cost, you can choose a deductible, which is a fixed amount you pay towards treatment before we begin to contribute. Don't forget, you have the freedom to choose your preferred doctors and hospitals, and where possible, we’ll pay your provider directly, while you focus on getting better. We also offer additional services such as the Expat Assistance Programme and Travel Security Services, which make life easier, simpler and safer for you and your loved ones. Together, we'll build the plan that best suits your needs.