Our Care International Healthcare plans for the UK were created in partnership with our sister company, AWP P&C SA UK (Allianz Assistance) which is regulated by the Financial Conduct Authority
Cover for you and your family
Care International Health insurance plans for the UK
10% off International Health Insurance for life. Promo code: LIFE10 FIND OUT MORE
Making access to international health insurance in the UK simpler, easier and safer
Do you travel frequently, either alone or with your family?
We can make access to expat health insurance in the UK easier for you. We've designed international health insurance solutions to provide global access to international health insurance to expats in the United Kingdom. It works much like health insurance at home: you’re not just covered for emergency treatment, but also for your diagnosis and post-treatment care.
Our Core Plans are flexible, affordable and comprehensive, covering in-patient and day-care treatments at home and abroad. Our plans also include treatment for covid-19, subject to terms and conditions.
Your cover is also subject to:
- Policy definitions and exclusions
- Any special conditions shown on your Insurance Certificate (and on the Special Condition Form issued before the policy comes into effect, where relevant).
- Any policy endorsements, policy terms and conditions and any other legal requirements.
- Costs being reasonable and customary in accordance with country of treatment, standard and generally accepted medical procedures. If we consider a claim to be inappropriate, we reserve the right to decline or reduce the amount we pay.
Sanctions suspension clause:
Any benefits, cover and claims payments are suspended if any element of the cover, benefit, activity, business, or underlying business exposes us to:
- any applicable sanction, prohibition or restriction under the United Nations’ resolutions, or
- the trade or economic sanctions, laws or regulations of the European Union, United Kingdom, or United States of America.
The above suspension will continue until such time as we are no longer exposed to any such sanction, prohibition, or restriction.
The expatriate health insurance
cover includes
Doctor visits
Hospitalization
Vaccinations
Surgeries
Diagnostic tests
Prescription drugs
Cancer treatment
Option to add a repatriation plan
Health Services
included with your cover
You have access to a range of services gathered in one convenient hub to help protect you and your family from preventable health risks. Our services include Telehealth, Expat assistance programme, Mind coaching app, Fitness coaching App, Nutrition Hub, Travel Security and more
.jpeg)
Care plans for the United Kingdom at a glance
Drawing on our many years of expertise in the UK, we've carefully crafted a selection of plans of international health insurance designed specifically for the UK.
Step 1:
Choose your Core plan and pick a deductible.
Step 2:
Step 3:
Choose your area of cover: Worldwide, Worldwide excluding USA.
Care
Pro Plan
Max. Plan Limit: £3,100,000/ €3,703,705
US$5,000,000
US$5,000,000
| Private room | ✓ |
Diagnostic tests |
✓ |
Medical evacuation |
✓ |
Rehabilitation treatment |
£3,670/€4,420/ US$5,970 |
Emergency out-patient treatment |
£625/€750/ S$1,015 |
| Emergency out-patient dental treatment | £625/€750/ US$1,015 |
Maternity plan option available |
✓ |
- Where necessary treatment is not available locally, we will evacuate the insured person to the nearest appropriate medical centre.
- Where ongoing treatment is required, we will cover hotel accommodation costs.
- Evacuation in the event of unavailability of adequately screened blood.
- If medical necessity prevents an immediate return trip following discharge from an in-patient episode of care, we will cover hotel accommodation costs.
Care
Plus Plan
Max. Plan Limit: £2,460,000/€2,963,000 US$4,000,000
| Private room | ✓ |
Diagnostic tests |
✓ |
Medical evacuation |
✓ |
Rehabilitation treatment |
£2,075/€2,500/ US$3,375 |
Emergency out-patient treatment |
£625/€750/ S$1,015 |
| Emergency out-patient dental treatment | £246/€296/ US$400 |
Maternity plan option available |
✓ |
- Where necessary treatment is not available locally, we will evacuate the insured person to the nearest appropriate medical centre.
- Where ongoing treatment is required, we will cover hotel accommodation costs.
- Evacuation in the event of unavailability of adequately screened blood.
- If medical necessity prevents an immediate return trip following discharge from an in-patient episode of care, we will cover hotel accommodation costs.
Care
Plan
Max. Plan Limit: £1,575,000/€1,851,850
US$2,500,000
US$2,500,000
| Semi-private room | ✓ |
Diagnostic tests |
✓ |
Medical evacuation |
✓ |
Rehabilitation treatment |
£1,660/€2,000/ US$2,700 |
Emergency out-patient treatment |
£208/€250/ US$ 338 |
| Emergency out-patient dental treatment | X |
Maternity plan option available |
X |
- Where necessary treatment is not available locally, we will evacuate the insured person to the nearest appropriate medical centre.
- Where ongoing treatment is required, we will cover hotel accommodation costs.
- Evacuation in the event of unavailability of adequately screened blood.
- If medical necessity prevents an immediate return trip following discharge from an in-patient episode of care, we will cover hotel accommodation costs.
Enhance Your Cover with Optional Plans
Choose from the following:
Out-patient plan
Elevate your healthcare experience with our out-patient plan, offering day-to-day medical cover such as GP visits, diagnostic tests, vaccinations, regular health checks and more.
Repatriation plan
If the treatment you need is not available locally, we'll repatriate you to your home country, so you can receive treatment close to family and friends.
Dental plan
Protect your oral health and your wallet with our reliable dental insurance plan, offering cover to dental treatments, surgeries, orthodontics and more.
Maternity plan
Embrace the journey of motherhood with our trusted maternity plan, offering coverage and support.
10% off your international health insurance for life!
Moving abroad or need more than local cover? We’re here to help! Get 10% off global cover with promo code: LIFE10
Offer valid from 15th January to 14th February 2025.
Selected plans only. T&Cs Apply.
Selected plans only. T&Cs Apply.
Get your expat health cover in a few simple steps
Getting your policy is much easier and faster when you choose our Moratorium underwriting option. There are no medical questionnaires to complete. It’s hassle free.
Ready to get your cover?
Call us on +353 1 514 8480 or email us.
(Choose a day and time that suits you)
Want to know more about
Healthcare in the UK?
View our guides on healthcare in:
Why choose us as your trusted health insurer?
#1
Best in class experiences
Financially strong company with A+ Superior, A.M. Best rating. Number 1 insurance brand by Interbrand for the fifth year running
2M+
Worldwide expertise
Growing network of over 2 million quality medical providers, settling medical bills directly with the provider for most in-patient treatments.
24/7
Support
Always on: 24/7 multilingual Helpline and Emergency Assistance Services.
48hrs
Quick and efficient
Fully completed medical claims processed within 48 hours
Looking for a different solution?
Frequently Asked Questions
Get answers to your questions quickly and easily with our handy FAQs.
What is the contract length for international insurance plans? What is the cancellation policy?
Most of our health insurance contracts are for one year – but we have a short-term plan to suit members who need international health insurance for less than a year.
For all products, there is a 30 day cooling off period from the start date. After this, the policy may not be cancelled until renewal, regardless of whether a monthly or annual payment frequency is chosen. For more information please contact our dedicated sales team on +353 1 514 8480.
For all products, there is a 30 day cooling off period from the start date. After this, the policy may not be cancelled until renewal, regardless of whether a monthly or annual payment frequency is chosen. For more information please contact our dedicated sales team on +353 1 514 8480.
Does Internatinal Health Insurance cover pre-existing conditions?
Coverage for pre-existing medical conditions (including pre-existing chronic conditions) depends on the medical underwriting terms you accepted.
- For policies which were fully medically underwritten, pre-existing conditions are generally covered unless we say otherwise in your policy documents.
- For policies with moratorium, pre-existing conditions are only eligible for coverage once you’ve completed a continuous 24-month period after your start date and have not had symptoms, needed or received treatment, medication, a special diet or advice, or had any other indications of the condition during that time.
For further information, please contact our Sales Team.
What is a geographical area of cover?
This is the geographical territory where your cover is valid. We offer multiple geographical area of cover options – please check your Insurance Certificate to confirm which one applies to you.
For example, if your area of cover is “Worldwide”, this means that your cover will be valid everywhere* in the world. If your area of cover is “Africa”, then your cover will be valid everywhere in Africa.
*Our policies don’t provide any cover or benefit for any business or activity to the extent that either the cover or benefit or the underlying business or activity would violate any applicable sanction law or regulations of the United Nations, the European Union or any other applicable economic or trade sanction law or regulations. The areas of cover are subject to your policy terms and conditions.
For example, if your area of cover is “Worldwide”, this means that your cover will be valid everywhere* in the world. If your area of cover is “Africa”, then your cover will be valid everywhere in Africa.
*Our policies don’t provide any cover or benefit for any business or activity to the extent that either the cover or benefit or the underlying business or activity would violate any applicable sanction law or regulations of the United Nations, the European Union or any other applicable economic or trade sanction law or regulations. The areas of cover are subject to your policy terms and conditions.
Ready to get your cover?
Get in touch today to request a quick quote. If you have a question, would like to learn more, or if you just want to chat through your options, our International Health team are here to help. Call us +353 1 514 8480.
(Choose a day and time that suits you)
My Expat Life
Everything you need to know before you go and when you get there.
Real stories, real people
Here’s the story behind what we do and why we do it. Our mission is to help you be well.
Awards and Recognition
ITIJ Award Winner
International Travel and Health Insurer of the Year.
EFMA & Accenture Innovation in Insurance Awards Win
EFMA & Accenture Innovation in Insurance Awards 2022.
UK Health & Protection Award Win
Best International Group Health Insurance Provider 2023.
Already a member?
Did you know that we have a support page for members with all you need to know to make the most of your cover ?
Allianz Partners' Product oversight and Goverance Statement
Treating Customers Fairly (TCF) is a key part of the Financial Conduct Authority’s (FCA) move to principles based regulation. Its aim is to deliver improved outcomes for customers. We recognise the importance of the FCA’s aim and have developed this TCF Policy which we apply to our business.
Read the full statement here.