One of the most important factors affecting the premium for an expatriate health insurance policy will be the level of coverage you choose. If you are willing to accept a lower limit on the maximum claim you can make, or less generous benefits such as accepting a semi-private room as opposed to a private room for a hospital stay, you can lower your annual payment while still ensuring you have access to quality healthcare. Our choice of four core plans, from Essential Individual to Premier Individual, make it easy for you to compare the level of benefits available to you and ensure you can make an informed decision.