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Taking care of you and your team

International Health Insurance for Employees in Germany

Why Allianz? 

Making life simpler, easier and safer 

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Together with our partner, Allianz Private Krankenversicherungs-AG, we’ve created an expat healthcare plan specifically designed for third country nationals based in Germany.

It offers employees comprehensive in-patient cover, including hospital accommodation, intensive care, rehabilitation and hospice care.
Download our Guide to Expat Healthcare Plans in Germany
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Comprehensive cover for your employees

We know that peace of mind is important to you and your employees, so our plan includes additional benefits that might be needed during your staff's time in Germany. Members have access to out-patient and dental benefits, in addition to repatriation cover, just in case.
As world leaders in international health insurance, Allianz Care has the expertise and experience to provide the right solution for expats living in Germany.

Superior service

Our members gain immediate access to our worldwide network of medical providers and international insurance systems, simplifying the process of seeking treatment while abroad.

Targeted product

Our plan was designed specifically to provide a tailored solution for the healthcare of expats in Germany. 

Peace of mind

Employees benefit from the peace of mind that comes with knowing they have comprehensive international cover in place.

Global presence

As an international leader in our field, we understand the challenges of sending employees abroad. We can offer specialised support, cover and guidance.

Dedicated teams

We have dedicated teams and intermediaries who will provide continued support and local knowledge to your employees in Germany.

Digital innovation

Manage your cover with our MyHealth digital services, anytime, anywhere. Submit and track claims, access your policy documents, payment details and more.

Get in touch with our regional representative

michael-baltes
Michael Baltes

Head of Sales (Germany, Austria and Switzerland)

Tel: +49 (0) 89 122 07882 

Email Michael

Support and further information

We're here to help your employees, providing of advice, information and relevant forms. 
Access to user guide
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This guide offers information that will assist members when they need to access treatment. It also includes a useful reminder of the basic rules of their group health insurance policy.

 

Terms and conditions
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Translated from German, this document explains the policy's benefits and its rules. The German version is legally binding.

 

Fact sheet
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This is a handy, easy-to-read document which provides a quick overview of the terms and conditions of the policy. 

 

Claims
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Our MyHealth App is the quickest and easiest way to submit a claim, no forms required.

 

Treatment guarantee form
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We require pre-authorisation in advance of certain treatments that take place outside of Germany, which you can view in your Table of Benefits. 

If you wish to access these treatments, please download and complete our Treatment Guarantee Form. When it's approved, you can rest easy, knowing the costs are covered.

FAQs

We know you might want more information about international health insurance, so we've put together a list of our most commonly-asked questions right here.

Group terms can be offered when there are three or more staff members.

For groups wishing to get a quote for international health insurance, please contact our Sales Support Team who will be happy to provide you with a quote based on your requirements.

Generally, all insured members within a group will have the same level of cover. However, for larger groups, we are able to accommodate different levels of cover through the creation of sub-groups. For further information, please contact our Sales Support Team.

Allianz Care offers Emergency Health Care Plans for groups who only wish to cover the medical emergencies of employees travelling abroad.

Staff are covered for single or multiple trips up to a combined maximum of either:

  • 90 travel days per insurance year each
  • 180 travel days per insurance year each

* Please note that the purpose of this insurance plan is to provide medical care during emergency situations. Any ongoing or further treatment that is required after the emergency situation is not covered by this policy. The areas of cover are subject to our terms and conditions.

We offer coverage and support for most countries around the world with certain locations supported via specific regional plans. For specific coverage queries, please contact our Sales Team, and they will be happy to assist you. 

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