10% off International Health Insurance for life. Promo code: LIFE10 FIND OUT MORE
Care International Health
Insurance Plans
Working, studying or living abroad? Our Care plans offer a range of international
health insurance solutions with differing levels of cover to suit your needs and
help to keep you safe.
Let's find your International Health Insurance Plan
Our Care International Health Insurance Plans are designed for people who spend long periods overseas. It works much like health insurance at home: you’re not just covered for emergency treatment, but also for your diagnosis and post-treatment care.
But if you are working, travelling or living abroad for less than a year our short-term cover is the best fit for you
Health Services
included with your cover
You have access to a range of services gathered in one convenient hub to help protect you and your family from preventable health risks. Our services include Telehealth, Expat assistance programme, Mind coaching app, Fitness coaching App, Nutrition Hub, Travel Security and more
.jpeg)
Get your health cover in a few simple steps
Getting your policy is much easier and faster when you choose our Moratorium underwriting option. There are no medical questionnaires to complete. It’s hassle free.
10% off your international health insurance for life!
Moving abroad or need more than local cover? We’re here to help! Get 10% off global cover with promo code: LIFE10
Offer valid from 15th April to 14th May 2025.
Selected plans only. T&Cs Apply.
Selected plans only. T&Cs Apply.
Ready to get your cover?
Call us on +353 1 514 8480 or email us.
(Choose a day and time that suits you)
Why choose us as your trusted health insurer?
#1
Best in class experiences
Financially strong company with A+ Superior, A.M. Best rating. Number 1 insurance brand by Interbrand for the fifth year running
2M+
Worldwide expertise
Growing network of over 2 million quality medical providers, settling medical bills directly with the provider for most in-patient treatments.
24/7
Support
Always on: 24/7 multilingual Helpline and Emergency Assistance Services.
48hrs
Quick and efficient
Fully completed medical claims processed within 48 hours
Not sure if international
health insurance is the
right choice for you?
Watch the video and discover the difference between International
Health Insurance, Short-term and travel insurance.
Health Insurance, Short-term and travel insurance.
Looking for a different solution?
My Expat Life
Everything you need to know before you go and when you get there.
Frequently Asked Questions
Get answers to your questions quickly and easily with our handy FAQs.
What are the payment options for International health insurance plans?
Choose a health insurance payment plan that works for you. Pay premiums annually, half-yearly, quarterly or monthly by direct debit or credit card. You can also pay by cheque or bank transfer, but monthly payments won’t be available if you choose one these payment methods. Payments are subject to the following administration surcharges: 0% for annual payment, 3% for half-yearly payments, 4% for quarterly payments and 5% for monthly payments.
Does Internatinal Health Insurance cover pre-existing conditions?
Coverage for pre-existing medical conditions (including pre-existing chronic conditions) depends on the medical underwriting terms you accepted.
- For policies which were fully medically underwritten, pre-existing conditions are generally covered unless we say otherwise in your policy documents.
- For policies with moratorium, pre-existing conditions are only eligible for coverage once you’ve completed a continuous 24-month period after your start date and have not had symptoms, needed or received treatment, medication, a special diet or advice, or had any other indications of the condition during that time.
For further information, please contact our Sales Team.
What is the contract length for International health insurance plans? What is the cancellation policy?
Most of our health insurance contracts are for one year – but we have a short-term plan to suit members who need international health insurance for less than a year.
For all products, there is a 30 day cooling off period from the start date. After this, the policy may not be cancelled until renewal, regardless of whether a monthly or annual payment frequency is chosen. For more information please contact our dedicated sales team on +353 1 514 8480
What does international health insurance cover?
International health insurance covers is designed to give piece of mind for people who spend long periods overseas and need access to quality healthcare globally. It works much like health insurance at home: you’re not just covered for emergency treatment, but also for your diagnosis and post-treatment care. We offer tailored health insurance for: students studying abroad, expat professionals working abroad, expat couples and established expat families.
Our international health specialists would be happy to discuss further plans and options with you. Call us on +353 1 514 8480.
New Gut Health Nutrition Hub
Discover our new Nutrition Hub - your go-to online resource for maintaining good gut health and a healthy diet. Explore recipes, in-depth insights by nutritionist Eli Brecher (ANutr), interactive quizzes, and more. Visit the hub and start your journey to better gut health today!
Real stories, real people
Here’s the story behind what we do and why we do it. Our mission is to help you be well.
Awards and Recognition
ITIJ Award Winner
International Travel and Health Insurer of the Year.
EFMA & Accenture Innovation in Insurance Awards Win
EFMA & Accenture Innovation in Insurance Awards 2022.
UK Health & Protection Award Win
Best International Group Health Insurance Provider 2023.
Already a member?
Did you know that we have a support page for members with all you need to know to make the most of your cover?
Certain services that may be included in your plan are provided by third party providers outside the Allianz Group, such as the Expat Assistance Programme, Travel Security services, Fitness Coaching App, Second Medical Opinion and tele-medicine services. If included in your plan, these services will show in your Table of Benefits. These services are made available to you subject to your acceptance of the terms and conditions of your policy and the terms and conditions of the third parties. These services may be subject to geographical restrictions. The Fitness Coaching App does not provide medical or health advice and the wellness resources contained within our Health Services are for informational purposes only. The Fitness Coaching App and the wellness resources contained within our Health Services shouldn’t be regarded as a substitute for professional advice (medical, physical or psychological). They are also not a substitute for the diagnosis, treatment, assessment or care that you may need from your own doctor. You understand and agree that AWP Health & Life acting through its Irish Branch and AWP Health & Life Services Limited and their affiliates, are not responsible or liable for any claim, loss or damage, directly or indirectly resulting from your use of any of these third-party services.