If so, we can make life a little easier for you.
Do you live in Latin America or the Caribbean or have plans to move there?
Our GlobalPass Latam insurance plans were designed for people like you, giving you the freedom to choose from:
- Worldwide
- Worldwide excluding USA, Hong Kong, China, Canada, Singapore, Switzerland, UK and Brazil
- Latin America and the Caribbean
GlobalPass plans are not available to individual applicants resident in Brazil. If you are resident in Mexico please contact us on the following number + 353 1 514 8480 or by email at [email protected] to find out more about our local plan.
Your cover is also subject to:
- Policy definitions and exclusions
- Any special conditions shown on your Insurance Certificate (and on the Special Condition Form issued before the policy comes into effect, where relevant).
- Any policy endorsements, policy terms and conditions and any other legal requirements.
- Costs being reasonable and customary in accordance with country of treatment, standard and generally accepted medical procedures.
If we consider a claim to be inappropriate, we reserve the right to decline or reduce the amount we pay.
Sanctions suspension clause:
Any benefits, cover, and claims payments are suspended if any element of the cover, benefit, activity, business, or underlying business exposes us to:
- any applicable sanction, prohibition or restriction under the United Nations’ resolutions, or
- the trade or economic sanctions, laws or regulations of Canada, the European Union, United Kingdom, or United States of America.
The above suspension will continue until such time as we are no longer exposed to any such sanction, prohibition, or restriction.
Please check your Insurance Certificate, Benefit Guide and Table of Benefits to find out more.
GlobalPass health insurance cover for Latin America includes:
Doctor visits
Hospitalisation
Health and Wellbeing checks
Prescription drugs
Emergency dental treatment
Diagnostic tests
International Health Insurance Services included with your cover
You have access to a range of services gathered in one convenient hub to help protect you and your family from preventable health risks. Our services include Telehealth Hub, Expat Assistance programme, Fitness coaching App, Nutrition Hub, Travel Security and more.
The ratings provided are based on recent reviews from individuals who utilise the same type of device as you. Please note that these ratings may not reflect the experiences of all users and are subject to change over time. Individual experiences may vary.
GlobalPass plans for Latin America and the Caribbean at a glance
Our International Health Insurance plans offer great benefits for you and your family living abroad, with optional extras to customise the cover based on your needs and budget
Enhance your cover with optional plans
Choose from the following:
Out-patient plan
Elevate your healthcare experience with our out-patient plan, offering day-to-day medical cover such as GP visits, diagnostic tests, annual health checks and more.
Dental plan
Protect your oral health and your wallet with our reliable dental insurance plan, offering cover to dental treatments, surgeries, orthodontics and more.
Why choose us as your trusted international health insurer?
#1
Best in class experiences
Financially strong company with A+ Superior, A.M. Best rating. Number 1 insurance brand by Interbrand for the seventh year running.
2M+
Worldwide expertise
Growing network of over 2 million quality medical providers, settling medical bills directly with the provider for most in-patient treatments.
24/7
Support
Always on: 24/7 multilingual Helpline and Emergency Assistance Services.
48hrs
Quick and efficient
Fully completed medical claims processed within 48 hours.
(Choose a day and time that suits you)
Frequently Asked Questions
Find the answers to our most commonly asked questions about the nature of our cover and how we protect members globally.
Yes, we will cover you on an emergency basis if you are on a short-term visit outside your region of cover. For example, if you are on holiday in a country outside your chosen area of cover, but have purchased a plan that does not include that country - There is usually cover for emergencies in that country for a limited amount of time. Please refer to your chosen plan's Table of Benefits and Benefit Guide for general terms & conditions.
You can choose to pay your premiums annually, half-yearly, quarterly or monthly by card. You can also pay by bank transfer, but it does not support monthly payments. Payments are subject to the following administration surcharges: 0% for annual payment, 4% for half-yearly payments, 6% for quarterly payments and 9% for monthly payments.
The payment frequency and methods stated above do not apply to some specialised or regional plans. Please refer to your policy documents to check the payment methods and frequency available to you.
Cover for pre-existing medical conditions (including pre-existing chronic conditions) depends on the medical underwriting terms you accepted.
- For policies which were fully medically underwritten, pre-existing conditions are generally covered unless we say otherwise in your policy documents.
- For non-underwritten policies, pre-existing medical conditions are covered subject to the benefits, terms and conditions of the policy. For further information, please contact our Sales Team.
International health insurance cover is designed to give peace of mind for people who spend long periods overseas and need access to quality healthcare globally. It works much like health insurance at home: you’re not just covered for emergency treatment, but also for your diagnosis, post-treatment care and health and wellbeing checks. We offer tailored health insurance for: students studying abroad, expat professionals working abroad, expat couples and established expat families.
Our international health specialists would be happy to discuss further plans and options with you. Call us on +353 1 514 8480.
Most of our health insurance contracts are for one year – but we have a short-term plan to suit members who need international health insurance for less than a year (3, 6 or 9 months). For all products, there is a 30 day cooling off period from the start date. After this, the policy may not be cancelled until renewal, regardless of whether a monthly or annual payment frequency is chosen.
For more information please contact our dedicated sales team on +353 1 514 8480.
For more information please contact our dedicated sales team on +353 1 514 8480.
Yes, we will consider applicants for cover up to the day before their 76th birthday. Full medical underwriting will apply.
Yes. The persons eligible for cover under your policy are your spouse/ partner together with any children under the age of 18, or under the age of 26, if in full-time education.
To apply, simply complete our Application Form and send it to the email address on the last page of the form.
Alternatively, you may request a callback at a date and time that suits you. One of our sales agents will be happy to contact you and discuss the plan options that best meet your needs.
In-patient cover relates to all treatment which occurs when a member is an "in-patient" (staying overnight/for a period of time) in the hospital. Out-patient claims (such as doctor visits, buying prescription drugs) would only be covered if an out-patient plan was bought together with the in-patient one. We have a range of different levels of cover for both in-patient and out-patient treatment.
Real stories, real people
Here’s the story behind what we do and why we do it. Our mission is to help you be well.
Already a member?
Did you know that we have a support page for members with all you need to know to make the most of your cover ?
Certain services that may be included in your plan are provided by third party providers. If included in your plan, these services will show in your Table of Benefits. These services are made available to you subject to your acceptance of your policy’s terms and conditions, as well as the service’s terms and conditions as set out by the relevant third party service provider. By accepting the third party service providers’ terms and conditions, you enter a separate contractual relationship directly with them. Their services may be subject to geographical restrictions. Full details of the third party service providers’ terms and conditions are available in their websites and in the relevant application and/or platform where services may be hosted. The third party service providers are independent data controllers, and we recommend that you review their privacy notices to understand how they process your personal data. The third party service providers offer non-insurance services that are not intended to be a substitute for in-person medical consultations, diagnosis, treatment, assessment or care. You understand and agree that the insurer, its reinsurer and their administrators are not responsible or liable for any claim, loss or damage, directly or indirectly resulting from your use of any of these third party services.