If so, we can make life a little easier for you.
Cover for you and your family
International Health Insurance for Latin America & Caribbean
Do you live in Latin America or the Caribbean or have plans to move there?
Our GlobalPass plans were designed for people like you, giving you the freedom to choose from Worldwide cover, Worldwide excluding USA, Hong Kong, China, Canada, Singapore, Switzerland, UK and Brazil or Latin America and the Caribbean cover (applicable to these two regions only).
Our plans also include treatment for covid-19.
Our plans also include treatment for covid-19.
Your cover is also subject to:
- Policy definitions and exclusions
- Any special conditions shown on your Insurance Certificate (and on the Special Condition Form issued before the policy comes into effect, where relevant).
- Any policy endorsements, policy terms and conditions and any other legal requirements.
- Costs being reasonable and customary in accordance with country of treatment, standard and generally accepted medical procedures.
If we consider a claim to be inappropriate, we reserve the right to decline or reduce the amount we pay.
Sanctions suspension clause:
Any benefits, cover, and claims payments are suspended if any element of the cover, benefit, activity, business, or underlying business exposes us to:
- any applicable sanction, prohibition or restriction under the United Nations’ resolutions, or
- the trade or economic sanctions, laws or regulations of Canada, the European Union, United Kingdom, or United States of America.
The above suspension will continue until such time as we are no longer exposed to any such sanction, prohibition, or restriction.
Please check your Insurance Certificate, Benefit Guide and Table of Benefits to find out more.
At the moment, GlobalPass plans are not available to individual applicants resident in Brazil. If you are resident in Mexico please contact us on the following number + 353 1 514 8480 or by email at [email protected] to find out more about our local plan.
The expatriate health insurance
cover includes
Doctor visits
Hospitalization
Wellness services
Prescription drugs
Emergency medical care
Diagnostic tests
Health Services included with your cover
You have access to range of services gathered in one convenient hub to help protect you and your family from preventable health risks.
International Health Insurance Plans for Latin America & the Caribbean at a Glance
Our International Health Insurance plans offer great benefits for you and your family living abroad, with optional extras to customize the cover based on your needs and budget
Enhance Your Cover with Optional Plans
Choose from the following:
Elevate your healthcare experience with our out-patient plan, offering day-to-day medical cover such as GP visits, diagnostic tests, annual health checks and more.
Protect your oral health and your wallet with our reliable dental insurance plan, offering cover to dental treatments, surgeries, orthodontics and more.
Why choose us as your trusted health insurer?
#1
Best in class experiences
Financially strong company with A+ Superior, A.M. Best rating. Number 1 insurance brand by Interbrand for the fifth year running
1.9M
Worldwide expertise
Growing network of over 1.9 million quality medical providers, settling medical bills directly with the provider for most in-patient treatments.
24/7
Support
Always on: 24/7 multilingual Helpline and Emergency Assistance Services.
48hrs
Quick and efficient
Fully completed medical claims processed within 48 hours
Don't see the right plan for you?
MyHealth digital services
MyHealth app and portal is your go-to resource for submitting and checking claims, exploring your cover, viewing policy information and digital membership card, and accessing digital tools and services to help you manage your health and wellness.
Frequently Asked Questions
Find the answers to our most commonly asked questions about the nature of our cover and how we protect members globally.
What is the difference between in-patient and out-patient cover?
In-patient cover relates to all treatment which occurs when a member is an "in-patient" (staying overnight/for a period of time) in the hospital. Out-patient claims (such as doctor visits, buying prescription drugs) would only be covered if an out-patient plan was bought together with the in-patient one. We have a range of different levels of cover for both in-patient and out-patient treatment.
What do you mean by emergency cover outside the chosen region of cover?
This means that we will cover you on an emergency basis if you are on a short term visit outside your region of cover. For example, if you are on holiday in the USA, but have purchased a Worldwide Excluding USA plan - There is cover for emergencies in the USA for a maximum of 42 days (for trips of a maximum period of six weeks – unlimited number of trips). Please see our Benefit Guide for general terms & conditions.
Awards and Recognition
ITIJ Award Winner
ITIJ Award Winner
International Travel and Health Insurer of the Year.
EFMA & Accenture Innovation in Insurance Awards Winner
EFMA & Accenture Innovation in Insurance Awards Winner
EFMA & Accenture Innovation in Insurance Awards 2022.
UK Health & Protection Award Win
UK Health & Protection Award Win
Best International Group Health Insurance Provider 2023.
Real stories, real people
Here’s the story behind what we do and why we do it. Our mission is to help you be well.
Already a member?
Talk to our sales team and find an international healthcare solution to suit your needs.
Certain services that may be included in your plan are provided by third party providers outside the Allianz group, such as the Employee Assistance Programme, Travel Security services, fitness app, Second Medical Opinion and telemedicine services. If included in your plan, these services will show in your Table of Benefits. These services are made available to you subject to your acceptance of the terms and conditions of your policy and the terms and conditions of the third parties. These services may be subject to geographical restrictions. The fitness app does not provide medical or health advice and the wellness resources contained within Olive are for informational purposes only. The fitness app and the wellness resources contained within Olive shouldn’t be regarded as a substitute for professional advice (medical, physical or psychological). They are also not a substitute for the diagnosis, treatment, assessment or care that you may need from your own doctor. You understand and agree that AWP Health & Life SA (Irish Branch) and AWP Health & Life Services Limited are not responsible or liable for any claim, loss or damage, directly or indirectly resulting from your use of any of these third party services