Taking care of you and your team
International Healthcare plan for Switzerland
Different cover for different needs
We offer three plan solutions to suit different employee needs.
Suisse International Healthcare Plans
This solution is designed for companies based in Switzerland with a large number of employees living in and outside of Switzerland as it combines an integrated solution with local and international health cover, together with our partner KPT.
Suisse+ International Healthcare Plans
This solution is designed for companies based in Switzerland with personnel on international assignments there, living in Switzerland for a short period of time. This full International Private Medical Insurance offers great flexibility to meet the client’s needs with attractive premiums.
Swiss Top-up Solution
Our Top-up plan is designed to provide reassurance to your employees knowing that they may be covered in Switzerland and abroad. The top-up plans supplement the care provided by a Swiss health insurer, covering treatments outside of Switzerland and private or semi-private hospitalisation in Switzerland.
All of our Swiss Plans include:
Doctor visits
Hospitalization
Vaccinations
Surgeries
Diagnostic tests
Prescribed drugs
Cancer treatment
Option to add a repatriation plan
Health Services
included with your cover
Your employees have access to a range of services gathered in one convenient hub to help protect them from preventable health risks. Our services include Telehealth, Expat Assistance programme, Mind coaching app, Fitness coaching App, Nutrition Hub, Travel Security and more.
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Choosing between International Insurance or Travel Medical Insurance
Many soon-to-be expats find it hard to distinguish between International and Travel Insurance. Although both are intended for people spending time away from their home country, the purpose of each product is different. International health insurance is designed to provide a comprehensive level of health care to those relocating from their home country for a sustained period of time, whereas travel insurance provides cover for emergency treatment while you are in another country for a shorter space of time. Learn the differences between international health insurance and travel insurance.
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Looking for a tailored plan?
We also offer tailor-made group international health insurance solutions to suit groups of over 100 employees and their dependants.
Consistent Global Coverage for Your Employees
Ensure reliable international healthcare coverage for your employees worldwide with our Summit regional plans. Tailored to meet unique regional needs and comply with local regulations. Summit group international health insurance plans are available in:
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Talk to the experts! If you have any questions, or if you're not sure which plan best suits your employees, our team would be delighted to guide you through your choices.
Why choose us?
#1
Best in class experiences
Financially strong company with A+ Superior, A.M. Best rating. Number 1 insurance brand by Interbrand for the sixth year running.
2M+
Worldwide expertise
Growing network of over 2 million quality medical providers, settling medical bills directly with the provider for most in-patient treatments.
24/7
Multilingual Support
Always on: 24/7 multilingual Helpline and Emergency Assistance Services.
48hrs
Quick and efficient
Fully completed medical claims processed within 48 hours.
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Frequently Asked Questions
We know you might want more information about international health insurance, so we've put together a list of our most commonly asked questions right here.
I am looking for an international healthcare plan for a group. How many staff do I need to be considered a group?
International insurance with Group terms can be offered when there are three or more staff members.
For groups wishing to get a quote for international health insurance, please contact our Sales Support Team who will be happy to provide you with a quote based on your requirements.
Can I offer different level of cover within a group?
Generally, all insured members within an international healthcare group will have the same level of cover. However, for larger groups, we are able to accommodate different levels of cover through the creation of sub-groups. For further information, please contact our Sales Support Team.
Do you offer group emergency healthcare plan for business travellers?
We offer Emergency Healthcare Plans for groups who only wish to cover the medical emergencies of employees travelling abroad.
The group can be covered for single or multiple trips to the region where the healthcare plan is held for up to or a combined maximum of either:
The group can be covered for single or multiple trips to the region where the healthcare plan is held for up to or a combined maximum of either:
- 90 travel days per insurance year
- 180 travel days per insurance year
* Please note that the purpose of this insurance plan is to provide medical care during emergency situations. Any ongoing or further treatment that is required after the emergency situation is not covered by this policy. The areas of cover are subject to our terms and conditions.
In which countries do you offer group regional healthcare plans?
We offer coverage and support for most countries around the world with certain locations supported via specific regional plans. For specific group coverage queries, please contact our Sales Team, and they will be happy to assist you.
Does international group health insurance cover pre-existing conditions?
We generally cover pre-existing conditions (including pre-existing chronic conditions), unless we say otherwise in writing before policy inception. If your underwriting terms are moratorium or CPME/CTT (previously MORI), there will be a 24-month waiting period before claims for any pre-existing medical conditions may become eligible. Once you’ve completed a continuous 24-month period after your start date, your pre-existing medical condition may be covered, provided that you’ve not had symptoms, needed or received treatment, medication, a special diet or advice, or had any other indications of the condition.
For further information, please contact our Sales Team.
For further information, please contact our Sales Team.
How can I get an international employer health insurance?
If you want more information on international health insurance for a group or would like a quote, get in touch with us.
Real stories, real people
Here’s the story behind what we do and why we do it. Our mission is to help you be well.
Awards and Recognition
ITIJ Award Winner
International Travel and Health Insurer of the Year.
EFMA & Accenture Innovation in Insurance Awards Win
EFMA & Accenture Innovation in Insurance Awards 2022.
UK Health & Protection Award Win
Best International Group Health Insurance Provider 2023.
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Policy definitions and exclusions
Any special conditions shown on your Insurance Certificate (and on the Special Condition Form issued before the policy comes into effect, where relevant).
Any policy endorsements, policy terms and conditions and any other legal requirements.
Costs being reasonable and customary in accordance with country of treatment, standard and generally accepted medical procedures. If we consider a claim to be inappropriate, we reserve the right to decline or reduce the amount we pay.
Cover is not provided if any element of the cover, benefit, activity, business or underlying business violates any applicable sanction law or regulations of the United Nations, the European Union or any other applicable economic or trade sanction law or regulations.