Do you live in Singapore or are you moving there? If so, we can make life a little easier for you. Together with Allianz Insurance Singapore, we’ve designed international health insurance solutions just for people like you, giving you the confidence that comes with knowing that your family's healthcare is in safe hands with our Singapore private health insurance plans.
Private Medical Insurance in Singapore. Why choose us?
Our Core Plans are flexible, affordable and comprehensive, covering in-patient and day-care treatments. Most of our Core Plans also offer cover for chronic medical conditions and congenital conditions, as well as medical evacuation cover, just in case.
Plus, you can supplement your chosen Core Plan with an Out-patient, Dental, Maternity or Repatriation Plans. To help you reduce the premium cost, you can choose a deductible, which is a fixed amount you pay towards treatment before we begin to contribute.
The expatriate health insurance
cover includes
Doctor visits
Hospitalization
Vaccinations
Surgeries
Diagnostic tests
Prescribed drugs
Cancer treatment
Option to add a repatriation plan
International Health Insurance Services included with your cover
You have access to a range of services gathered in one convenient hub to help protect you and your family from preventable health risks. Our services include Telehealth, Expat assistance programme, Mental health app, Fitness coaching App, Nutrition Hub, Travel Security and more.
The ratings provided are based on recent reviews from individuals who utilise the same type of device as you. Please note that these ratings may not reflect the experiences of all users and are subject to change over time. Individual experiences may vary.
Health insurance in Singapore: explore our range of plans
We've worked with the Allianz Insurance Singapore, to craft a selection of private medical insurance plans designed specifically for Singapore, drawing on our many years of expertise in international health insurance.
Singapore
Premier Individual
Superior health insurance -
Our highest level of cover
Max. Plan Limit:
US$5,000,000/SGD6,500,000
US$5,000,000/SGD6,500,000
Singapore
Club Individual
Enhanced health insurance -Comprehensive health insurance with additional benefits
Max. Plan Limit:
US$4,000,000/SGD5,200,000
US$4,000,000/SGD5,200,000
Singapore
Classic Individual
Comprehensive health insurance - Our essential level of cover
Max. Plan Limit:
US$2,250,000/SGD2,925,000
Enhance Your Cover with Optional Plans
Choose from the following:
Out-patient plan
Elevate your healthcare experience with our out-patient plan, offering day-to-day medical cover such as GP visits, diagnostic tests, vaccinations, regular health checks and more.
Repatriation plan
If the treatment you need is not available locally, we'll repatriate you to your home country, so you can receive treatment close to family and friends.
Dental plan
Protect your oral health and your wallet with our reliable dental insurance plan, offering cover to dental treatments, surgeries, orthodontics and more.
Maternity plan
Embrace the journey of motherhood with our trusted maternity plan, offering coverage and support.
Get your expat health insurance in a few simple steps
Getting your policy is much easier and faster when you choose our Moratorium underwriting option. There are no medical questionnaires to complete. It’s hassle free.
Ready to get your cover?
Call us on +65 8939 2446 or email us..
(Choose a day and time that suits you)
Why choose us as your trusted international health insurer?
#1
Best in class experiences
Financially strong company with A+ Superior, A.M. Best rating. Number 1 insurance brand by Interbrand for the seventh year running.
2M+
Worldwide expertise
Growing network of over 2 million quality medical providers, settling medical bills directly with the provider for most in-patient treatments.
24/7
Support
Always on: 24/7 multilingual Helpline and Emergency Assistance Services.
48hrs
Quick and efficient
Fully completed medical claims processed within 48 hours.
Looking for a different insurance solution?
Frequently Asked Questions
Get answers to your questions quickly and easily with our handy FAQs.
You can receive treatment in any country within your geographical area of cover, as shown in your Insurance Certificate*.
- If the treatment you need is available locally but you choose to travel to another country in your area of cover, we will reimburse all eligible medical costs incurred within the terms of your policy, except for your travel expenses.
- If the eligible treatment is not available locally, and your cover includes “Medical evacuation”, we will also cover travel costs to the nearest suitable medical facility (in some cases travel costs are limited to emergency treatments only, depending on the benefit included in your member plan). To claim for medical and travel expenses incurred in these circumstances, you will need to submit a completed Pre-authorisation Form and receive our approval before travelling.
You can access your Insurance Certificate and Pre-authorisation Form through the Home page of the MyHealth app or portal, simply click on “View Policy” and then go to “Documents”. Done! You have now access to your documents.
*Our policies don’t provide any cover or benefit for any business or activity to the extent that either the cover or benefit or the underlying business or activity would violate any applicable sanction law or regulations of the United Nations, the European Union or any other applicable economic or trade sanction law or regulations.
In-patient cover relates to all treatment which occurs when a member is an "in-patient" (staying overnight/for a period of time) in the hospital. Out-patient claims (such as doctor visits, buying prescription drugs) would only be covered if an out-patient plan was bought together with the in-patient one. We have a range of different levels of cover for both in-patient and out-patient treatment.
Coverage for pre-existing medical conditions (including pre-existing chronic conditions) depends on the medical underwriting terms you accepted.
- For policies which were fully medically underwritten, pre-existing conditions are generally covered unless we say otherwise in your policy documents.
- For policies with moratorium, pre-existing conditions are only eligible for coverage once you’ve completed a continuous 24-month period after your start date and have not had symptoms, needed or received treatment, medication, a special diet or advice, or had any other indications of the condition during that time.
- For non-underwritten policies, pre-existing medical conditions are covered subject to the benefits, terms and conditions of the policy. Watch the Video to discover the difference between Full medical underwriting and Moratorium insurance.
For further information, please contact our Sales Team.
My Expat Life
Everything you need to know before you go and when you get there.
Real stories, real people
Here’s the story behind what we do and why we do it. Our mission is to help you be well.
Already a member?
Did you know that we have a support page for members with all you need to know to make the most of your cover.
Certain services that may be included in your plan are provided by third party providers. If included in your plan, these services will show in your Table of Benefits. These services are made available to you subject to your acceptance of your policy’s terms and conditions, as well as the service’s terms and conditions as set out by the relevant third party service provider. By accepting the third party service providers’ terms and conditions, you enter a separate contractual relationship directly with them. Their services may be subject to geographical restrictions. Full details of the third party service providers’ terms and conditions are available in their websites and in the relevant application and/or platform where services may be hosted. The third party service providers are independent data controllers, and we recommend that you review their privacy notices to understand how they process your personal data. The third party service providers offer non-insurance services that are not intended to be a substitute for in-person medical consultations, diagnosis, treatment, assessment or care. You understand and agree that the insurer, its reinsurer and their administrators are not responsible or liable for any claim, loss or damage, directly or indirectly resulting from your use of any of these third party services.
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the GIA or SDIC web-sites (www.gia.org.sg or www.sdic.org.sg).
This advertisement has not been reviewed by the Monetary Authority of Singapore. This is only product information provided by us. You should seek advice from a qualified advisor if in doubt. Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs
a) The policy owner may wish to seek advice from a qualified advisor before purchasing the policy.
b) If the policy owner chooses not to seek advice from a qualified advisor, the policy owner should consider whether the type of policy in question is suitable.
c) If the policy owner decides that the policy is not suitable after purchase, the policy owner may terminate the policy in accordance with the free‑look provision, if any. We may recover from the policy owner any expenses incurred in underwriting the policy.