10% off International Health Insurance for life. Promo code: LIFE10 FIND OUT MORE
Planning a family?
Care International Health Insurance with Maternity Cover
Cover for growing families
If you're thinking about starting a family or planning to extend it, you'll have lots to plan and organise, especially if you're working and living abroad.
Choosing a health insurance plan for pregnancy should be an easy decision. We can provide flexible maternity cover protecting your family as it grows.
On top of that, insured members are covered for treatment of COVID-19
Your cover is also subject to:
• Policy definitions and exclusions
• Any special conditions shown on your Insurance Certificate (and on the Special Condition Form issued before the policy comes into effect, where relevant).
• Any policy endorsements, policy terms and conditions and any other legal requirements.
• Costs being reasonable and customary in accordance with country of treatment, standard and generally accepted medical procedures. If we consider a claim to be inappropriate, we reserve the right to decline or reduce the amount we pay.
Sanctions suspension clause:
Any benefits, cover and claims payments are suspended if any element of the cover, benefit, activity, business, or underlying business exposes us to:
- any applicable sanction, prohibition or restriction under the United Nations’ resolutions, or
- the trade or economic sanctions, laws or regulations of the European Union, United Kingdom, or United States of America.
The above suspension will continue until such time as we are no longer exposed to any such sanction, prohibition, or restriction.
Please check your Insurance Certificate, Benefit Guide and Table of Benefits to find out more.
The expatriate health insurance
cover includes
Doctor visits
Hospitalization
Vaccinations
Surgeries
Diagnostic tests
Prescription drugs
Cancer treatment
Option to add a repatriation plan
Health Services
included with your cover
You have access to a range of services gathered in one convenient hub to help protect you and your family from preventable health risks. Our services include Telehealth, Expat assistance programme, Mind coaching app, Fitness coaching App, Nutrition Hub, Travel Security and more
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Care International Health Insurance Plans at a Glance
Our Care plans offer excellent benefits if you are planning to grow your family, with optional extras to help you tailor your cover according to your needs.
Step 1:
Choose your Core plan and pick a deductible.
Step 2:
Step 3:
Choose your area of cover: Worldwide, Worldwide excluding USA or Africa only.
Care
Pro Plan
Max. Plan Limit: £3,100,000/ €3,703,705
US$5,000,000/CHF4,814,815
US$5,000,000/CHF4,814,815
| Private room | ✓ |
Diagnostic tests |
✓ |
Oncology |
✓ |
Rehabilitation treatment |
£3,670/€4,420 US$5,970/CHF5,7500 |
Emergency out-patient care |
£625/€750 S$1,015/CHF975 |
| Preventive surgery | £24,900/€30,000 US$40,500/CHF39,000 |
Maternity plan option available |
✓ |
In-patient, day-care and out-patient treatment and personal oncology case manager services
(in-patient, day-care and out-patient treatment; must commence within 14 days of discharge after the acute medical and/or surgical treatment ceases)
Care
Plus Plan
Max. Plan Limit: £2,460,000/€2,963,000 US$4,000,000/CHF3,852,000
| Private room | ✓ |
Diagnostic tests |
✓ |
Oncology |
✓ |
Rehabilitation treatment |
£2,075/€2,500 US$3,375/CHF3,250 |
| Emergency out-patient care | £625/€750 US$1,015/CHF975 |
Preventive surgery |
X |
| Maternity plan option available | ✓ |
In-patient, day-care and out-patient treatment and personal oncology case manager services
(in-patient, day-care and out-patient treatment; must commence within 14 days of discharge after the acute medical and/or surgical treatment ceases)
Enhance Your Cover with Optional Plans
Choose from the following:
Out-patient plan
Elevate your healthcare experience with our out-patient plan, offering day-to-day medical cover such as GP visits, diagnostic tests, vaccinations, regular health checks and more.
Repatriation plan
If the treatment you need is not available locally, we'll repatriate you to your home country, so you can receive treatment close to family and friends.
Dental plan
Protect your oral health and your wallet with our reliable dental insurance plan, offering cover to dental treatments, surgeries, orthodontics and more.
Maternity plan
Embrace the journey of motherhood with our trusted maternity plan, offering coverage and support.
Our Active Pro or Active Plus out-patient plans include additional maternity benefits such as:
Pregnancy Yoga or Pilates
Breastfeeding consultation
Breastfeeding consultation
Post-natal counselling
Family expenses during childbirth
(Active Pro plan only)
Family expenses during childbirth
(Active Pro plan only)
Looking for plans for established families?
Explore our range of plans without maternity cover.
10% off your international health insurance for life!
Moving abroad or need more than local cover? We’re here to help! Get 10% off global cover with promo code: LIFE10
Offer valid from 15th April to 14th May 2025.
Selected plans only. T&Cs Apply.
Selected plans only. T&Cs Apply.
Get your expat health cover in a few simple steps
Getting your policy is much easier and faster when you choose our Moratorium underwriting option. There are no medical questionnaires to complete. It’s hassle free.
Ready to get your cover?
Call us on +353 1 514 8480 or email us.
(Choose a day and time that suits you)
Why choose us as your trusted health insurer?
#1
Best in class experiences
Financially strong company with A+ Superior, A.M. Best rating. Number 1 insurance brand by Interbrand for the fifth year running
2M+
Worldwide expertise
Growing network of over 2 million quality medical providers, settling medical bills directly with the provider for most in-patient treatments.
24/7
Support
Always on: 24/7 multilingual Helpline and Emergency Assistance Services.
48hrs
Quick and efficient
Fully completed medical claims processed within 48 hours
Looking for a different solution?
Frequently Asked Questions
Get answers to your questions quickly and easily with our handy FAQs.
Does Internatinal Health Insurance cover pre-existing conditions?
Coverage for pre-existing medical conditions (including pre-existing chronic conditions) depends on the medical underwriting terms you accepted.
- For policies which were fully medically underwritten, pre-existing conditions are generally covered unless we say otherwise in your policy documents.
- For policies with moratorium, pre-existing conditions are only eligible for coverage once you’ve completed a continuous 24-month period after your start date and have not had symptoms, needed or received treatment, medication, a special diet or advice, or had any other indications of the condition during that time.
For further information, please contact our Sales Team.
I want to sign up for a family healthcare plan. Can I purchase a different level of cover for me and my dependents?
Absolutely. We offer different levels of cover from policyholder to dependent with our family healthcare plans. Please call our dedicated sales team on +353 1 514 8480 to discuss this product.
Which maternity-related benefits are available for mothers-to-be?
Our Bloom and Bloom Plus maternity plans include routine maternity and complications of childbirth. Please note a 16 month waiting period applies to these benefits. If chosen, the following additional family and maternity-related benefits are available on our Active Pro or Active Plus out-patient plans.
- Pregnancy Yoga or Pilates
- Breastfeeding consultation
- Post-natal counselling
- Family expenses during the childbirth (Active Pro plan only)
- Child hearing exam
- Child home nursing
- Child speech and language therapy (Active Pro plan only)
- First-aid course (Active Pro plan only)
For further information, please contact our Sales team.
My Expat Life
Everything you need to know before you go and when you get there.
Real stories, real people
Here’s the story behind what we do and why we do it. Our mission is to help you be well.
Awards and Recognition
ITIJ Award Winner
International Travel and Health Insurer of the Year.
EFMA & Accenture Innovation in Insurance Awards Win
EFMA & Accenture Innovation in Insurance Awards 2022.
UK Health & Protection Award Win
Best International Group Health Insurance Provider 2023.
Already a member?
Did you know that we have a support page for members with all you need to know to make the most of your cover ?
Certain services that may be included in your plan are provided by third party providers outside the Allianz Group, such as the Expat Assistance Programme, Travel Security services, Fitness Coaching App, Second Medical Opinion and tele-medicine services. If included in your plan, these services will show in your Table of Benefits. These services are made available to you subject to your acceptance of the terms and conditions of your policy and the terms and conditions of the third parties. These services may be subject to geographical restrictions. The Fitness Coaching App does not provide medical or health advice and the wellness resources contained within our Health Services are for informational purposes only. The Fitness Coaching App and the wellness resources contained within our Health Services shouldn’t be regarded as a substitute for professional advice (medical, physical or psychological). They are also not a substitute for the diagnosis, treatment, assessment or care that you may need from your own doctor. You understand and agree that AWP Health & Life acting through its Irish Branch and AWP Health & Life Services Limited and their affiliates, are not responsible or liable for any claim, loss or damage, directly or indirectly resulting from your use of any of these third-party services.