Working, studying or living abroad? We have a range of solutions with differing levels of cover to suit your needs and help to keep you safe.
€200 back on wellness benefits such as gym memberships, fitness equipment and MORE.
€200 back on wellness benefits such as gym memberships, fitness equipment and MORE.
Explore our exciting range of Global Health Insurance plans
Our expert care team have designed a range of solutions offering differing levels of cover to suit your needs. Treatment for covid-19 is covered subject to terms and conditions
Your cover is also subject to:
• Policy definitions and exclusions
• Any special conditions shown on your Insurance Certificate (and on the Special Condition Form issued before the policy comes into effect, where relevant).
• Any policy endorsements, policy terms and conditions and any other legal requirements.
• Costs being reasonable and customary in accordance with country of treatment, standard and generally accepted medical procedures. If we consider a claim to be inappropriate, we reserve the right to decline or reduce the amount we pay.
Cover is not provided if any element of the cover, benefit, activity, business or underlying business violates any applicable sanction law or regulations of the United Nations, the European Union or any other applicable economic or trade sanction law or regulations.
Please check your Insurance Certificate, Benefit Guide and Table of Benefits to find out more.
Protecting you and your family
Family friendly features and options, such as first aid course, child hearing exam and more.
Be well
Access to health and wellbeing benefits, including digital health apps and our TeleHealth Hub - helping you to stay healthy.
Quick and
efficient
Fully completed medical claims processed within 48 hours.
Care Pro
Maximum Plan Benefit
€2,250,000
€2,250,000
Care Plus
Maximum Plan Benefit
€1,125,000
€1,125,000
Care
Maximum Plan Benefit
€500,000
€500,000
Hospital accommodation
Private room
Private room
Semi-private room
In-patient / Day-care
Emergency out-patient treatment
up to € 750
up to € 750
Emergency dental treatment
up to € 750
We cover treatment for COVID-19. Vaccination costs are also covered if you have this benefit within your policy. Please note, cover is subject to terms and conditions, benefit limits and area of cover of the policy and costs must be reasonable and customary.
Please visit our FAQ to see our terms and conditions and to find out more. Cover is not provided if any element of the cover, benefit, activity, business or underlying business violates any applicable sanction law or regulations of the United Nations, the European Union or any other applicable economic or trade sanction law or regulations.
Don't see the right plan for you?
Our international health specialists would be happy to discuss further plans and options with you. Call us on +353 1 514 8480
My Expat Life
Everything you need to know before you go and when you get there
Our International Health Insurance
gives you protection and peace of mind
gives you protection and peace of mind
International health insurance works much like health insurance at home: you’re not just covered for emergency treatment, but also for your diagnosis and post-treatment care. We offer tailored health insurance for: students studying abroad, expat professionals working abroad, expat couples planning a family and established expat families.
Medical charges abroad can be expensive, so knowing you have global health insurance is a big relief. We’ve outlined below some common charges people living and working abroad may face.
Swipe to view more
| Country | Broken leg | Heart Bypass |
Hernia Repair (Inguinal) |
Appendix removal |
Biopsy (Prostate) |
| Italy | €22,000 | €32,000 | €8,000 | €12,000 | €4,000 |
| USA | $46,000 |
$145,000 |
$27,500 | $45,000 | $8,000 |
| United Kingdom | £28,000 |
£44,000 |
£8,000 | £17,500 | £4,500 |
| Hong Kong | HK$145,000 | HK$735,000 | HK$153,000 | HK$190,000 | HK$75,000 |
Indicative costs for treatment, everything from hospital costs and professional fees, from the moment you enter the hospital until the moment you leave. Average costs ( 2019-2021 YTD )
How is international health insurance
different to travel insurance?*
International health insurance
For living abroad for 1 year or more
Travel insurance
For holidays or short business trips
Global geographic cover
Destination country only
Comprehensive healthcare
Private specialist treatment
Regular medical check-ups
Dental and Optical
Maternity
Rehabilitation
Congenital conditions
Chronic conditions
Pre-existing conditions
Cancer treatment
Choose treatment country
Choose prefered practitioner
Choose prefered facility
Non-medical travel benefits
*This table is designed for illustrative purposes to provide a typical comparison between International Health Insurance and Travel Insurance.
We recommend refer your policy documents for full details of your cover.
We recommend refer your policy documents for full details of your cover.
Why Allianz Care
Why Allianz Care
As an award-winning provider of health insurance, we offer a first class service, innovative digital tools and the reassurance of being served by an experienced, global leader in international healthcare.
Award-winning
We have recieved several prestigious awards throughout the years including the Top International Insurance Award, Best International Private Medical Insurance Award, International Health Insurer of the Year and more.
Innovative
We are committed to making life easier, simpler and safer for our members. That includes introducing digital tools such as the MyHealth app and portal,which manages claims, stores policy documents, shows benefits available and gives access to our symptom checker and telehealth hub.
Efficient
As a long-time provider of international insurance, we offer a streamlined service and fast turnarounds. We're proud to reimburse our members for their claims within 48 hours.**
A premium service
Allianz Care is recognised throughout the world as a provider of first class international health insurance. We're proud to have combined satisfaction ratings of almost 90% for both offline and online services to our members.
** Claims will be paid within 48 hours if the claimant has submitted all their documentation in order and in time.
FAQs
Find the answers to our most commonly asked questions about the nature of our cover and how we protect members globally.
You can choose to pay your premiums annually, half-yearly, quarterly or monthly by direct debit or credit card. You can also pay by cheque or bank transfer, but monthly payments won’t be available if you choose one these payment methods.
Payments are subject to the following administration surcharges: 0% for annual payment, 3% for half-yearly payments, 4% for quarterly payments and 5% for monthly payments.
Most of our contracts are for one year – but we have a short-term plan to suit members who need international health insurance for less than a year.
For all products, there is a 30 day cooling off period from the start date. After this, the policy may not be cancelled until renewal, regardless of whether a monthly or annual payment frequency is chosen. For more information please contact our dedicated sales team on +353 1 514 8480.
Absolutely, we can offer different levels of cover from Policyholder to dependent. Please call our dedicated sales team on +353 1 514 8480 to discuss this product.
We do not provide travel or holiday insurance, but we have a short-term plan to suit members who need international health insurance for less than a year. Click here to find out more about our short-term cover.
If you would like a quote for travel insurance – please contact our colleagues at Allianz Global Assistance.
Certain services which may be included in your plan are provided by third party providers outside the Allianz group, such as the Employee Assistance Programme, Travel Security services, HealthSteps App, Second Medical Opinion and tele-medicine services. If included in your plan, these services will show in this Table of Benefits. These services are made available to you subject to your acceptance of the terms and conditions of your policy and the terms and conditions of the third parties. These Services may be subject to geographical restrictions. The HealthSteps App does not provide medical or health advice and the wellness resources contained within Olive are for informational purposes only. The HealthSteps App and the wellness resources contained within Olive shouldn’t be regarded as a substitute for professional advice (medical, physical or psychological). They are also not a substitute for the diagnosis, treatment, assessment or care that you may need from your own doctor. You understand and agree that AWP Health & Life SA (Irish Branch) and AWP Health & Life Services Limited are not responsible or liable for any claim, loss or damage, directly or indirectly resulting from your use of any of these third party services.