with differing levels of cover to suit your needs and help to keep you safe.
Let's find your International health insurance plan
Our Care International health insurance plans are designed for people who spend long periods overseas. It works much like health insurance at home: you’re not just covered for emergency treatment, but also for your diagnosis, post-treatment care and health and wellbeing checks (as indicated in the Table of Benefits).
But if you are working, travelling or living abroad for less than a year, our short-term cover is the best fit for you.
What type of cover do you need?
International Health Insurance Services included with your cover
You have access to a range of services gathered in one convenient hub to help protect you and your family from preventable health risks. Our services include Telehealth, Expat assistance programme, Mental health app, Fitness coaching App, Nutrition Hub, Travel Security and more.
The ratings provided are based on recent reviews from individuals who utilise the same type of device as you. Please note that these ratings may not reflect the experiences of all users and are subject to change over time. Individual experiences may vary.
Get your expat health insurance in a few simple steps
Getting your policy is much easier and faster when you choose our Moratorium underwriting option. There are no medical questionnaires to complete. It’s hassle free.
Ready to get your cover?
Specialised International Health Insurance Plans
At Allianz, we understand that your health insurance needs can vary based on your destination and the duration of your stay. Whether you're looking to your own cover, cover your entire family, or for a temporary cover for when you are studying or working abroad, we've developed specialised plans to ensure you're covered during your time abroad.
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Short-term international health insurance for individuals and families working or living abroad for less than a year.
Why choose us as your trusted international health insurer?
#1
Best in class experiences
Financially strong company with A+ Superior, A.M. Best rating. Number 1 insurance brand by Interbrand for the seventh year running.
2M+
Worldwide expertise
Growing network of over 2 million quality medical providers, settling medical bills directly with the provider for most in-patient treatments.
24/7
Support
Always on: 24/7 multilingual Helpline and Emergency Assistance Services.
48hrs
Quick and efficient
Fully completed medical claims processed within 48 hours.
Not sure if International health insurance is the right choice for you?
Looking for a different insurance solution?
My Expat Life
Frequently Asked Questions
The cost of global health insurance varies based on factors such as age, country of residence, number of members included in the policy, destination countries, coverage level, pre-existing conditions and medical history (for individual and small groups).
- For a 12-month insurance plan, get an instant quote here.
- Looking for short-term coverage (3 to 9 months)? Get a quick quote here.
If you have any queries about our plans and services, please get in touch with our sales team.
Yes, you can get international health Insurance with worldwide coverage. Our plans are designed to cover you whether you're living abroad, traveling frequently, or relocating to multiple countries. For most plans you can choose coverage that includes or excludes the USA, depending on your needs and budget.
*Our policies don’t provide any cover or benefit for any business or activity to the extent that either the cover or benefit or the underlying business or activity would violate any applicable sanction law or regulations of the United Nations, the European Union or any other applicable economic or trade sanction law or regulations.
You can choose to pay your premiums annually, half-yearly, quarterly or monthly by direct debit card. You can also pay by bank transfer, but monthly payments won’t be available if you choose this payment method. Payments are subject to the following administration surcharges: 0% for annual payment, 3% for half-yearly payments, 4% for quarterly payments and 5% for monthly payments.
- For policies which were fully medically underwritten, pre-existing conditions are generally covered unless we say otherwise in your policy documents.
- For policies with moratorium, pre-existing conditions are only eligible for coverage once you’ve completed a continuous 24-month period after your start date and have not had symptoms, needed or received treatment, medication, a special diet or advice, or had any other indications of the condition during that time.
- For non-underwritten policies, pre-existing medical conditions are covered subject to the benefits, terms and conditions of the policy. Watch the Video to discover the difference between Full medical underwriting and Moratorium insurance.
For further information, please contact our Sales Team.
International health insurance covers is designed to give piece of mind for people who spend long periods overseas and need access to quality healthcare globally. It works much like health insurance at home: you’re not just covered for emergency treatment, but also for your diagnosis, post-treatment care and health and wellbeing checks. We offer tailored health insurance for: students studying abroad, expat professionals working abroad, expat couples and established expat families.
Our international health specialists would be happy to discuss further plans and options with you. Call us on +353 1 514 8480 an.
For more information please contact our dedicated sales team on +353 1 514 8480.
New Gut Health Nutrition Hub
Discover our new Nutrition Hub - your go-to online resource for maintaining good gut health and a healthy diet. Explore recipes, in-depth insights by nutritionist Eli Brecher (ANutr), interactive quizzes, and more. Visit the hub and start your journey to better gut health today!
Real stories, real people
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Certain services that may be included in your plan are provided by third party providers. If included in your plan, these services will show in your Table of Benefits. These services are made available to you subject to your acceptance of your policy’s terms and conditions, as well as the service’s terms and conditions as set out by the relevant third party service provider. By accepting the third party service providers’ terms and conditions, you enter a separate contractual relationship directly with them. Their services may be subject to geographical restrictions. Full details of the third party service providers’ terms and conditions are available in their websites and in the relevant application and/or platform where services may be hosted. The third party service providers are independent data controllers, and we recommend that you review their privacy notices to understand how they process your personal data. The third party service providers offer non-insurance services that are not intended to be a substitute for in-person medical consultations, diagnosis, treatment, assessment or care. You understand and agree that the insurer, its reinsurer and their administrators are not responsible or liable for any claim, loss or damage, directly or indirectly resulting from your use of any of these third party services.