Certain services that may be included in your plan are provided by third-party providers outside the Allianz Group, such as the Expat Assistance Programme, Travel Security services, Fitness coaching app, Second Medical Opinion and tele-medicine services. If included in your plan, these services will show in your Table of Benefits. These services are made available to you subject to your acceptance of the terms and conditions of your policy and the terms and conditions of the third-parties. These services may be subject to geographical restrictions. The Fitness Coaching app does not provide medical or health advice and the wellness resources contained within the Allianz Wellness Store are for informational purposes only. The Fitness coaching app and the wellness resources contained within Allianz Wellness Store shouldn’t be regarded as a substitute for professional advice (medical, physical or psychological). They are also not a substitute for the diagnosis, treatment, assessment or care that you may need from your own doctor. You understand and agree that the insurer, its reinsurers and administrators are not responsible or liable for any claim, loss or damage, directly or indirectly resulting from your use of any of these third-party services. Wysa may not be used by those under 13 and is subject to legal guardian consent between 13 and 18. Wysa is not a substitute for face to face psychotherapy nor provides a diagnosis or prognosis, treatment or cure for a disease,  disorder or disability or to provide any kind of state regulated mental health service in users country of residence. Wysa is not an emergency or crisis serviceand should not be used by individuals suffering from certain physical and mental conditions, as more particularly listed in the Wysa terms of use.