Living and Working in the UAE
The United Arab Emirates (UAE) is a popular destination for expats from around the world, offering a vibrant lifestyle, tax-free income, and a mix of traditional and modern experiences.
This guide will provide essential information for expats in the UAE, covering all important aspects such as obtaining a residence visa, cost of living, and accessing healthcare.
Types of visas available in the UAE for expats
Residence Visa and Work Permit
To live and start working in the UAE, expats need to obtain a residence visa and a work permit. The process typically involves securing a job offer from a UAE-based employer who will sponsor your visa. The residence visa is essential for opening a bank account, renting a home, and accessing various services such as healthcare.
The work visa, issued by the Ministry of Human Resources and Emiratisation, allows expats to legally work in the UAE. After receiving the work visa, expats are granted a work permit, which is essential for employment.
Cost of living in the UAE
The cost of living for expats in the UAE varies depending on the emirate and lifestyle. Major cities like Abu Dhabi and Dubai tend to be more expensive than other areas such as Al Ain and Ras Al Khaimah. Accommodation, schooling, and entertainment can be significant expenses, but the tax-free income helps to offset these costs.
Moving to the UAE
Preparing for the move
Moving to the UAE requires careful planning. Ensure you have all the necessary documents, including a valid passport, work visa, and health insurance. Research housing options and consider the proximity to your workplace and amenities.
Where to live in the UAE
Dubai and Abu Dhabi are the most popular cities for expats, offering a mix of high-end living, entertainment, and cultural experiences. Expats living in Abu Dhabi and Dubai avail of modern infrastructure, excellent healthcare, and a variety of educational institutions.
Settling in with UAE customs and culture
Once you arrive, familiarise yourself with the local customs and regulations. The UAE is known for its hospitality, and expats often find it easy to integrate into the community. Joining expat groups and social clubs can help you build a network and make new friends.
Tax-free living
One of the major attractions of living in the UAE is the tax-free income. Expats can enjoy their earnings without the burden of income tax, making it an attractive destination for professionals.
Free zones
The UAE has several free zones that offer business-friendly environments with benefits like 100% foreign ownership, tax exemptions, and simplified company setup processes. These zones are ideal for entrepreneurs and businesses looking to establish a presence in the region.
Healthcare for expats in the UAE
Healthcare in the UAE includes both public and private options. Expats can access the public healthcare system for some subsidized services. However, it is recommended to have private health insurance for comprehensive coverage and shorter wait times.
Public healthcare:
Available to UAE nationals and residents with a health card. Public hospitals and clinics offer high-quality care but may have longer wait times.
Private healthcare:
Offers faster access to specialists and advanced medical facilities. Many expats prefer private healthcare for its convenience and range of services and some visas will require proof of health insurance during the application process.
International health insurance for expats in the UAE
With Allianz, our international health insurance plans offer comprehensive health coverage and access to our Expat Assistance Programme. Contact us today to learn more about our international health insurance for expats working in the United Arab Emirates.
