International health insurance with pre-existing conditions

April 15, 2016

We know it can be difficult to obtain international health insurance when you have a pre-existing condition, like epilepsy or hypertension. A pre-existing condition is a medical condition or any related condition for which one or more symptoms have been displayed at some point during your lifetime, irrespective of whether any medical treatment or advice was sought. 

Being an expat abroad is difficult enough without having to worry about your healthcare. Fortunately, we have an extensive range of products available to suit your needs.

“Traditionally, the international health insurance industry has not tended to provide cover for the majority of pre-existing conditions and until recently the policies available would have either excluded cover for pre-existing conditions or only provided cover after a waiting period, if cover was offered at all.” Dr. Ulrike Sucher, Medical Director at Allianz Worldwide Care.

Our Individual Health products are subject to full medical underwriting of any pre-existing conditions. This means your pre-existing medical history is evaluated in terms of future medical requirements and possible claims.  As an insurer, we endeavour to offer you the best terms possible and ensure that you are protected.*

We underwrite all pre-existing conditions, offering an even more comprehensive level of cover protection to individuals and employees of small underwritten groups.

Most of our group schemes are 'medical history disregarded', which means it doesn't matter if you have a pre-existing condition, you'll still be covered as part of the group contract.

If you have a pre-existing condition, contact us to discuss your options and discover a plan that best matches your needs.

To find out more about Allianz Worldwide Care international health insurance, or to get a quote, please visit international health insurance quote.
*Please note an offer of terms may refer to standard rates or special conditions.