Planning a family? Explore our Care Plans

International Health Insurance
Plans with Maternity Cover


If you're thinking about starting a family or planning to extend it, you'll have lots to plan and organise, especially if you're working and living abroad. Choosing a health insurance plan with pregnancy benefits should be an easy decision. We can provide flexible maternity cover protecting your family as it grows. On top of that, insured members are covered for  treatment of COVID-19.

Your cover is also subject to: 

• Policy definitions and exclusions 

• Any special conditions shown on your Insurance Certificate (and on the Special Condition Form issued before the policy comes into effect, where relevant). 

• Any policy endorsements, policy terms and conditions and any other legal requirements. 

• Costs being reasonable and customary in  accordance with country of treatment, standard and generally accepted medical procedures. If we consider a claim to be inappropriate, we reserve the right to decline or reduce the amount we pay.

Sanctions suspension clause:

Any benefits, cover and claims payments are suspended if any element of the cover, benefit, activity, business, or underlying business exposes us to:

  • any applicable sanction, prohibition or restriction under the United Nations’ resolutions, or
  • the trade or economic sanctions, laws or regulations of the European Union, United Kingdom, or United States of America.

The above suspension will continue until such time as we are no longer exposed to any such sanction, prohibition, or restriction.

Please check your Insurance Certificate, Benefit Guide and Table of Benefits to find out more.


Doctor visits

Hospitalization

Vaccinations

Surgeries

Diagnostic tests

Prescription drugs

Cancer treatment

Medical evacuation and repatriations

You have access to a range of services gathered in one convenient hub to help protect you and your family from preventable health risks. Our services include Telehealth, Expat assistance programme, Mental health app, Fitness coaching App, Nutrition Hub, Travel Security and more.

The ratings provided are based on recent reviews from individuals who utilise the same type of device as you. Please note that these ratings may not reflect the experiences of all users and are subject to change over time. Individual experiences may vary.

Our Care plans offer comprehensive benefits if you are planning to grow your family, with optional extras to help you tailor your cover according to your needs.
 

Step 1:

Choose your Core plan and pick an optional deductible. 

Our core plan options include a comprehensive selection of in-patient benefits and day-care such as hospital accommodation, complications of pregnancy, routine maternity and much more.

All our core plans include a selection of Global Health Services that aim to improve your quality of life.

Step 2:
Add any of the optional plans.
Provides flexibility and choice to enhance your cover by adding any of our optional plans, such as out-patient and dental cover. Manage costs effectively by opting for an out-patient deductible, enabling you to enjoy reduced premiums while ensuring comprehensive medical coverage.
Step 3:

Choose your area of cover: Worldwide, Worldwide excluding USA, Africa or Europe.

Global access to treatment cover so you can use your medical cover in any country included within your chosen area of cover. It is a good idea to select an area where you normally travel to or live for more than 6 months of the year.

**Terms and conditions and regulatory restrictions

Superior health insurance – Our highest level of cover

  • Private room
  • Diagnostic tests
  • Surgeries
  • Oncology
  • Rehabilitation treatment
  • Nursing at home
  • Emergency out-patient treatment
  • Maternity
  •  
  • Preventive Surgery
  • Bariatric Surgery
  • Drug and alcohol addiction treatment
  • Laser eye treatment

Max. Plan Limit: £3,100,000/ €3,703,705/
US$5,000,000/ CHF4,814,815
Enhanced health insurance – Comprehensive health insurance  

  • Private room
  • Diagnostic tests
  • Surgeries
  • Oncology
  • Rehabilitation treatment
  • Nursing at home
  • Emergency out-patient treatment
  • Maternity
  • Preventive Surgery
  • Bariatric Surgery
  • Drug and alcohol addiction treatment

Max. Plan Limit:  £1,660,000/€ 2,000,000/
US$ 2,700,000/CHF 2,600,000
Choose from the following:
Elevate your healthcare experience with our out-patient plan, offering day-to-day medical cover such as GP visits, diagnostic tests, vaccinations, regular health checks and more. Manage costs effectively by opting for an out-patient deductible, enabling you to enjoy reduced premiums while ensuring comprehensive medical coverage.
Protect your oral health and your wallet with our reliable dental insurance plan, offering cover to dental treatments, surgeries, orthodontics and more.

Embark on your journey to parenthood with Allianz's Care Enhanced and Care Signature Plans, covering routine maternity care and complications during pregnancy and childbirth. Opt for the out-patient cover to access family benefits like pregnancy yoga, breastfeeding consultations, post-natal counselling, child hearing exams, speech therapy and  first aid courses - exclusive to these plans. Plus, Fertility treatment is available with the Care Signature out-patient plan. Discover more about our family benefits in this short video. For more information about our family benefits, please refer to the Table of Benefits and the Benefit Guide.

Explore our range of plans without maternity cover.


Getting your policy is much easier and faster when you choose our  Moratorium underwriting option. There are no medical questionnaires to complete. It’s hassle free.

  (Choose a day and time that suits you)

At Allianz, we understand that your health insurance needs can vary based on your destination and the duration of your stay. Whether you're looking to your own cover, cover your entire family, or for a temporary cover for when you are studying or working abroad, we've developed specialised plans to ensure you're covered during your time abroad.

Short-term international health insurance for individuals and families working or living abroad for less than a year.


We offer comprehensive private medical insurance in Dubai, providing access to the best hospitals locally or back home.

International health insurance, giving peace of mind that your family's care is covered with our Singapore private plans.

Financially strong company with A+ Superior, A.M. Best rating. Number 1 insurance brand by Interbrand for the seventh year running.

Growing network of over 2 million quality medical providers, settling medical bills directly with the provider for most in-patient treatments.

Always on: 24/7 multilingual Helpline and Emergency Assistance Services.

Fully completed medical claims processed within 48 hours.

Get answers to your questions quickly and easily with our handy FAQs. 
Coverage for pre-existing medical conditions (including pre-existing chronic conditions) depends on the medical underwriting terms you accepted.

  • For policies which were fully medically underwritten, pre-existing conditions are generally covered unless we say otherwise in your policy documents.
  • For policies with moratorium, pre-existing conditions are only eligible for coverage once you’ve completed a continuous 24-month period after your start date and have not had symptoms, needed or received treatment, medication, a special diet or advice, or had any other indications of the condition during that time.
  • For non-underwritten policies, pre-existing medical conditions are covered subject to the benefits, terms and conditions of the policy. Watch the Video to discover the difference between Full medical underwriting and Moratorium insurance.

For further information, please contact our Sales Team.

Our Care Enhanced and Care Signature plans include routine maternity, complications of childbirth and complications of pregnancy. Please note a 12-month waiting period applies to these benefits. If you chose to add an out-patient plan to your In-patient Care Enhanced or Care Signature plan, the following additional family and maternity-related benefits are available:

  • Pregnancy Yoga or Pilates
  • Breastfeeding consultation
  • Post-natal counselling
  • Family expenses during the childbirth
  • Child hearing exam
  • Child speech and language therapy (for the treatment of dyslexia and dyspraxia)
  • First-aid course for parents who have a child insured as a dependant

For further information, please contact our Sales team.

Your dependents can be added to your international health insurance policy subject to the medical underwriting terms you accepted; either full medical underwriting or Moratorium. They would be subject to their own premium which would be derived from their age, cost of healthcare in the primary country of residence and any special condition that may be applied to the policy.

Everything you need to know before you go and when you get there.

Here’s the story behind what we do and why we do it. Our mission is to help you be well.
Did you know that we have a support page for members with all you need to know to make the most of your cover ?

Certain services that may be included in your plan are provided by third party providers. If included in your plan, these services will show in your Table of Benefits. These services are made available to you subject to your acceptance of your policy’s terms and conditions, as well as the service’s terms and conditions as set out by the relevant third party service provider. By accepting the third party service providers’ terms and conditions, you enter a separate contractual relationship directly with them. Their services may be subject to geographical restrictions. Full details of the third party service providers’ terms and conditions are available in their websites and in the relevant application and/or platform where services may be hosted. The third party service providers are independent data controllers, and we recommend that you review their privacy notices to understand how they process your personal data.  The third party service providers offer non-insurance services that are not intended to be a substitute for in-person medical consultations, diagnosis, treatment, assessment or care. You understand and agree that the insurer, its reinsurer and their administrators are not responsible or liable for any claim, loss or damage, directly or indirectly resulting from your use of any of these third party services.