This post explains the modular structure of our standard international health insurance plans, which allow individuals to choose the level of cover best suited to their needs and the needs of their family.
How to create your international health insurance plan
Step 1. Select a Core Plan
Core Plan & Maximum plan benefit
Premier Individual - €2,250,000
Club Individual - €1,500,000
Classic Individual - €1,125,000
Essential Individual - €500,000
To reduce the cost of Core Plans, a Core Plan deductible can be selected and a discount will be applied to the premium.
To compare all benefits for Core Plans .
Step 2. Choose an Out-patient Plan
Out-patient Plan & Maximum plan benefit
Gold Individual - No limit
Silver Individual - €12,000
Bronze Individual - €8,000
Crystal Individual - €4,500
Providing a Core Plan deductible has not been chosen already, an Out-patient deductible may be chosen, thereby reducing the Out-patient premium.
Please note; it is not possible to choose both a Core Plan deductible and an Out-patient deductible.
To compare all benefits for Out-patient Plans click here.
Step 3. Choose additional plans
There is a choice of two Maternity Plans, each providing a different level of cover.
Premier Maternity (can only be purchased with the Premier Individual Core Plan)
Club Maternity (can only be purchased with the Club Individual Core Plan)
Please note; an Out-patient Plan must be selected in conjunction with a Maternity Plan.
To compare Maternity Plans click here.
Dental 1 (can only be purchased if both the Premier Individual Core Plan and Gold Individual Out-patient Plan have been selected)
Dental 2 (can be purchased with any Core Plan)
Please note; neither Dental Plan can be bought separately.
To compare Dental Plans click here.
The Repatriation Plan can be purchased with any Allianz Worldwide Care Core Plan, however it cannot be bought separately.
To view Repatriation Plan benefits click here.
Step 4. Choose your area of cover
Allianz Worldwide Care offers a choice of three different geographical areas of cover:
- Worldwide excluding USA
- Africa only
Consideration of area of cover required, offers an opportunity to reduce premiums. For example, choosing ‘Worldwide excluding USA’ instead of ‘Worldwide’ will decrease your premium significantly.
The flexible nature of Allianz Worldwide Care’s plans, mean they can be tailored to meet each individuals specific needs, making the right combination of cover for them and their families more financially accessible.
To get a quote, visit international health insurance quote.