Moving to the United States of America (USA) as an expat is an exciting adventure filled with opportunities and challenges - it is essential to be well-prepared. This comprehensive guide will provide you with all the information you need, from the visa application process to understanding the healthcare system and navigating the cost of living.
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Essential information for new expats in the USA
Visa application process in the USA
Before you can start your new life in the USA, you'll need to go through the visa application process. There are several types of visas available, depending on your reason for moving. For work, the H-1B visa is common, while students typically apply for the F-1 visa. It's crucial to start this process early, as it can be time-consuming and requires specific documentation. Consult the U.S. Department of State website for detailed information and application guidelines.
Cost of living
The cost of living in the USA varies significantly depending on the city and state. Major cities like New York, San Francisco, and Los Angeles are known for their high living costs, including rent, groceries, and entertainment. However, there are many affordable areas across the country. It is important to research and budget accordingly to ensure a smooth transition for expats in the USA.
The most popular major cities in the USA for expats
According to Master Moving Guide, the top major cities for expats in USA include:
1. Columbus
Columbus offers a more affordable cost of living compared to coastal cities. Ohio's economy is diverse, with strong sectors in manufacturing, healthcare, and education. Expats in Ohio can enjoy a balanced lifestyle with access to good schools, recreational activities, and a lower overall cost of living with adequate public transport services.
2. San Francisco
San Francisco is renowned for its iconic Golden Gate Bridge, vibrant cultural scene, and tech industry. It is a popular destination for expats, especially those working in technology and innovation. The city offers excellent public transport, though the cost of living is one of the highest in the country.
3. New York
It is no secret that New York City is one of the most iconic cities in the world. Known for its bustling streets, diverse culture, and major financial institutions, it attracts expats from all over the globe. While the cost of living is high, the city offers unparalleled opportunities in various industries. The public transport system, primarily the subway, is extensive and efficient, making it easier to navigate the city's five boroughs.
4. Los Angeles
Los Angeles, known for Hollywood and its entertainment industry, is another major city attracting expats. With its diverse neighbourhoods and pleasant climate, it offers a unique lifestyle. The public transport system is improving, but most residents rely on cars and traffic is a daily issue.
Public transport in the USA
Public transport in the USA varies by city. As mentioned above, in larger cities like New York, San Francisco, and Chicago, you will find extensive networks of buses, subways, and trains. However, in smaller cities and rural areas, public transport options may be limited, and having a car might be necessary.
USA tax system
Understanding the tax system is crucial for expats in the USA. You will need to file a federal income tax return with the Internal Revenue Service (IRS), and depending on the state, you may also have to file state and local taxes.
The tax year runs from January 1st to December 31st, and returns are due by April 15th. It is advisable to seek assistance from a tax professional familiar with expat tax issues.
Social Security Number
A Social Security Number (SSN) is essential for working in the USA. It serves as your identification number for tax and employment purposes. You can apply for an SSN after securing your visa and arriving in the country. Your employer will often assist you with this process.
Work life balance in the USA
The work culture in the USA can vary widely depending on the industry and company. Americans work longer hours and have less annual leave compared to other countries. There is a strong emphasis on productivity and results. Networking is an important aspect of professional life, and building connections can significantly impact your career advancement.
Permanent resident status
If you plan to stay in the USA long-term, you might consider applying for permanent resident status, commonly known as a Green Card. This allows you to live and work in the USA indefinitely. There are several pathways to obtain a Green Card, including family sponsorship, employment, or winning the Diversity Visa Lottery.
Healthcare for expats in the USA
Healthcare in the United States includes both public and private options. Expats in the USA often need to secure private health insurance to cover medical expenses. Unlike some countries, the USA does not offer universal healthcare, and medical costs can be high. It is essential to have international health insurance in place before you go. Some visas even require health insurance during the application process.
With Allianz, ourinternational health insurance plans offer comprehensive health coverage and access to our Expat Assistance Programme. Contact us today to learn more about our international health insurance for expats in the USA.
