Working, studying or living abroad? We have a range of solutions with differing levels of cover to suit your needs and help to keep you safe.
€200 back on wellness benefits such as gym memberships, fitness equipment and MORE.
€200 back on wellness benefits such as gym memberships, fitness equipment and MORE.
Let's find your International health insurance plan
International health insurance is designed for people who spend long periods overseas. It works much like health insurance at home: you’re not just covered for emergency treatment, but also for your diagnosis and post-treatment care. But if you are working, travelling or living abroad for less than a year our short-term cover is the best fit for you. For travel or holiday insurance contact our colleagues at Allianz Global Assistance.
Cover is subject to terms, conditions, benefit limits and area of cover of the policy. Costs must be reasonable and customary - they must be usual within the country of treatment.
Your global health insurance benefits
Take a look at some of the benefits included in your international health insurance plans
Manage your cover anytime, anywhere
Manage your cover with our MyHealth digital services. Check what is covered under your plan, submit and track claims (fully completed medical claims are processed within 48 hours), view policy documents, find medical providers near you and more. You can download the app to your smartphone or use the online portal on desktop.
Get medical advice from the comfort of home
With our TeleHealth Hub you can get medical advice via phone, video or chat. All you need is a phone or device with internet access.
Second Medical Opinion
Expert medical support for members who are unsure about a diagnosis or a surgery.
Health and wellness benefits
Tips, tools, videos, articles and guides aimed to help protect you from preventable health risks. Services also includes a dedicated case manager to support members in the unfortunate event of a cancer diagnosis.
Expat Assistance Programme
Moving abroad, buying a new home, coping with isolation or finding childcare in a new country… whatever your concerns, the Expat Assistance Programme (EAP) is here to make it easier, through professional advice and support. This confidential, multilingual support service includes professional counselling, personalised wellness content, podcasts and audio tips.
We cover treatment for COVID-19. Vaccination costs are also covered if you have this benefit within your policy. Please note, cover is subject to terms and conditions, benefit limits and area of cover of the policy and costs must be reasonable and customary.
Please visit our FAQ to see our terms and conditions and to find out more. Cover is not provided if any element of the cover, benefit, activity, business or underlying business violates any applicable sanction law or regulations of the United Nations, the European Union or any other applicable economic or trade sanction law or regulations.
Not sure if international health insurance is the
right choice for you?
We gathered some useful tips, hints and summaries to help you understand what you need, or don’t need, when it comes to international health insurance.
What type of insurance do I need?
International health insurance, travel insurance and domestic health insurance. How are they different?
International healthcare plan cover
Discover what kinds of things are covered in an international healthcare plan.
FAQs
Find the answers to our most commonly asked questions about the nature of our cover and how we protect members globally.
Choose a health insurance payment plan that works for you. Pay premiums annually, half-yearly, quarterly or monthly by direct debit or credit card. You can also pay by cheque or bank transfer, but monthly payments won’t be available if you choose one these payment methods.
Payments are subject to the following administration surcharges: 0% for annual payment, 3% for half-yearly payments, 4% for quarterly payments and 5% for monthly payments.
Most of our health insurance contracts are for one year – but we have a short-term plan to suit members who need international health insurance for less than a year.
For all products, there is a 30 day cooling off period from the start date. After this, the policy may not be cancelled until renewal, regardless of whether a monthly or annual payment frequency is chosen. For more information please contact our dedicated sales team on +353 1 514 8480.
Your dependents can be added to your international health insurance policy subject to medical underwriting. They would be subject to their own premium which would be derived from their age, cost of healthcare in the primary country of residence and any special condition that may be applied to the policy.
We provide healthcare for pre-existing conditions where possible. However, our policies are subject to full medical underwriting. If you are accepted for cover, pre-existing conditions can be covered without any surcharge, be covered with a surcharge or be excluded depending on their nature. In order to find out about our underwriting approach with respect to a pre-existing condition, please call our sales team on +353 1 514 8480 who will be happy to guide you through the process.
International health insurance covers you for emergency treatment, but also for your diagnosis and post-treatment care. We offer tailored health insurance for: students studying abroad, expat professionals working abroad, expat couples and established expat families.
Our international health specialists would be happy to discuss further plans and options with you. Call us on +353 1 514 8480
Certain services which may be included in your plan are provided by third party providers outside the Allianz group, such as the Employee Assistance Programme, Travel Security services, HealthSteps App, Second Medical Opinion and tele-medicine services. If included in your plan, these services will show in your Table of Benefits. These services are made available to you subject to your acceptance of the terms and conditions of your policy and the terms and conditions of the third parties. These Services may be subject to geographical restrictions. The HealthSteps App does not provide medical or health advice and the wellness resources contained within Olive are for informational purposes only. The HealthSteps App and the wellness resources contained within Olive shouldn’t be regarded as a substitute for professional advice (medical, physical or psychological). They are also not a substitute for the diagnosis, treatment, assessment or care that you may need from your own doctor. You understand and agree that AWP Health & Life SA (Irish Branch) and AWP Health & Life Services Limited are not responsible or liable for any claim, loss or damage, directly or indirectly resulting from your use of any of these third party services.